Ravi Handa

@imAJaju @HandaUncle Join here.

@ravihanda @HandaUncle So anyone who believes they have achieved FIRE can join?

What do you do all day post FIRE / early retirement? Absolutely loved this response in @HandaUncle Whatsapp group.

@saurabh @HandaUncle Here

@ravihanda @HandaUncle How do I join this

@HandaUncle You can join the whatsapp group here: chat.whatsapp.com/JqrSriRLZQBLLb… We talk about personal finance, mostly.

@HandaUncle My answer to the same question

@imAJaju @HandaUncle There isn't any.

@ravihanda @HandaUncle What is the average wealth benchmark for FIRE in this group? Individual or family level?

@ankitjain That is an argument for folks who like their jobs or at least don't hate it. A large portion of Indians do. If they had the money, they wouldn't show up for work tomorrow.

Not dismissing the idea, but a good thought experiment to run is to imagine what you'd really do consistently with your time at least for a year if all the financial shackles are broken. If you don't find an answer that resonates, then at least you'd know that finding that answer is also a priority.

Because most are stuck in meaningless jobs with toxic bosses / colleagues. They hate their life. Financial freedom seems like an easy way out. Think of it as career suicide to end your work misery.

@nowhacker Guess you dont hate your job then.

@ravihanda Haha, career seppuku sounds tempting, but I think I would still work even if I somehow got financial freedom today..

@SauravSrivastv Karl Marx, Das Capital, Volume 1, Chapter 10.

This tweet got stuck on my mind Capital is the vampire which feeds on human labour …. Wow ! Never thought of it like that but this is likely close to reality. Just that in different economic cycles Labour and Capital might get different returns depending upon which is scarcer

@TinaGurnaney @UnwrapImpulse Now define Tier 1 MBA

@UnwrapImpulse Could be any or all of these: - making a decent living - enjoying their profile and position - content with where they are and no regrets of NOT doing an MBA - better position and salary compared to their peers with MBA - own successful startup that employs MBAs - other

Really want to hear stories of people who are killing it at work without a Tier 1 MBA

Naah mate. The algo was working fine. I am forced to mute a few people because if I unfollow them, they might notice and it would feel awkward. I like them but dislike their tweets.

@deepakshenoy You really think he has an idea and doing this according to a plan?

The idea is to make Gulf oil more expensive than US oil.

@IndiaNewGen Mein bhi aloo paratha khaa kar weight loss planning kar raha hoon.

@ravihanda Log 10% invest karke early retirement ka soch rahe hain.

You can become rich in only two ways: Earn more money Marry someone who does Reading about the stock market is as futile as eating pakodas and reading the article behind it.

@ekikaran I think "earn more money" covers it.

@ravihanda There is a third way . You can rob the rich

@gauravkheterpal @Google @rseroter @googlecloud Jhakaas! Best of luck.

It's a big day for me today as I take the stage again this year at @Google I/O Connect in Bengaluru. The best part - this year, I'm getting an opportunity to record a podcast with one of my industry idols @rseroter - Chief Evangelist at @googlecloud on 'The AI-First Enterprise: What Every Developer Should Know'. A few years ago, I was learning from his talks and articles (and I still do). Last year, I was named alongside him on 'The Top 25 Cloud Voices for 2026' list by KnackForge - lnkd.in/gm3SWB7u And in a few hours from now, I’ll be sitting down for a conversation with him at the Creator Studio - somebody pinch me! Additionally, at 2:30 pm - I will be presenting as part of the best of 'Build with AI' campaign. I'll be talking about 'CEO 360 - How A Founder built his own Command Center with Stitch, Gemini & AI Studio'. Thanks @googledevs @GoogleDevExpert @GoogleDevsIN @googledevgroups for these opportunities! Excited for today! If you are attending I/O Connect Bengaluru, come say Hi! 👋 #IOConnect #IOConnectBengaluru #GoogleIO #GoogleIOConnect #Bengaluru #GoogleCloud #GDE #GoogleDeveloperExpert

@jasourabh I just withdraw whatever I want. It was 2.5-3 when I started. Actively pushed myself to spend more. This FY, I spent between 4.5-5

@ravihanda Given that you have been Fire’d for many years, what has been your SWR? Has it changed in years with lower or higher than average returns?

@diveshRmehta I agree. It is top content. Unfortunately, does not get the love it deserves. I am a tortured artist.

@ravihanda Top content. Saw the full video on youtube. You make fair points, this SWR is so ingrained in out brain that changing it will take some time. I myself work with 3% despite knowing and agreeing 5% seems legit. Very difficult, battle is psycological:

@nutanc Do people actually ask you that? I am an atheist but it virtually never comes up in conversation.

People ask me why am I an atheist. My reasons varied depending on my age. When I was a kid, I tried bribing God to get me the first rank. Didnt work out. So just stopped believing as I wanted to get out of the boring rituals. When I was a teenager, I didnt believe as I was introduced to science and realized science is enough to answer my questions. When I was in my 20s and 30s, the atheism became stronger as I was exposed to more science. In my 40s I found one important use case for God. In times of extreme stress and when science does not seem to have an answer people need hope and the concept of God gives that hope. I leaned into it. But gave up within a week. It was simply not worth it. In your 40s you know how the world works and the kind of things people were doing in the name of God left me disgusted. It was simply not worth believing in a being which can cause so much human suffering. Lets see what the 50s bring :)