Gavin Murphy

Resistant starch is one of most underrated nutrient nobody talks about. When you cook starchy foods (rice, potatoes, pasta) then cool them, the starch crystallizes. Your small intestine can’t digest it, so it travels to your colon and feeds your gut bacteria instead of spiking your blood sugar. Those bacteria produce butyrate, a fatty acid that reduces inflammation, improves insulin sensitivity, and is linked to lower visceral fat and better liver health. This is on top of the fact that 95% of people in the west are not meeting the recommended intake of fiber (25-35 grams). The trick is to cook your carbs, chill them overnight, eat them cold or reheated. This way you’re eating the same food but with a better metabolic profile.

A big pivot from Ken Griffin on AI: “Number one is, in the last few months, there has been a step change in the productivity of the AI toolkit. It is profoundly more powerful than it was just nine months ago. And for us at Citadel, that has allowed us to unleash a much broader array of use cases for AI. And it has been really interesting to watch, to be blunt, work that we would usually do with people with masters and PhDs in finance over the course of weeks or months being done by AI agents over the course of hours or days. These are not these are not mid-tier white collar jobs. These are like extraordinarily high skilled jobs being, I'm going to pick a word, automated by agentic AI. And I gotta tell you, I went home one Friday actually fairly depressed by this because you could just see how this was going to have such a dramatic impact on society. When you witness it in your own four walls, when you see work that used to be man years of work being done in days or weeks, it's like, wow, like that's the first time I've seen real impact in our four walls.” This echoes my own experience with agents and the conversations I am having with students, friends & clients. The toolkit has dramatically transformed and it feels like in finance, for the first time, AI is real.

Let’s check his CV shall we? Burnham’s professional trajectory is entirely inside the Westminster bubble: 1994-97: Researcher to Tessa Jowell MP 1997: Parliamentary officer, NHS Confederation (a few months) 1997-98: Administrator, Football Task Force 1998-2001: Special adviser to Culture Secretary Chris Smith 2001-17: MP for Leigh 2003-05: Parliamentary Private Secretary 2005-06: Parliamentary Under-Secretary, Home Office 2006-07: Minister of State for Health 2007-08: Chief Secretary to the Treasury 2008-09: Secretary of State for Culture, Media and Sport 2009-10: Secretary of State for Health 2010-15: Various shadow cabinet roles under Miliband (Health, Education) 2015-16: Shadow Home Secretary under Corbyn 2010, 2015: Two failed Labour leadership bids (fourth, then second to Corbyn) 2017-present: Mayor of Greater Manchester No private sector experience, no market-facing role, no operational P&L. Three years of unpaid intern journalism between Cambridge and the Jowell job is the closest he gets to the real economy. Signature mayoral achievement is Bee Network bus franchising. “King of the North” branding crystallised in the October 2020 Tier 3 funding row. Currently the only UK politician with a net positive polling rating, which is why his name keeps surfacing as the Starmer alternative; though the NEC blocked his 2026 Gorton and Denton by-election bid, and his recent comments on bond markets and defence spending unsettled gilts, tells you all you need to know about the gap between his instincts and the constraints he’d actually inherit.​​​​​​​​​​​​​​​​ Would be a fucking car crash. Classic. Can’t wait.

🚨Your pension is about to be raided and HMRC just confirmed how.... From April 2027, pension schemes will be allowed to withhold up to half of your retirement savings to cover inheritance tax. They can hold onto that money for up to 15 months while they work out what is owed Pensions used to sit outside inheritance tax entirely. From April 2027 they get hit with the standard 40% rate like everything else So your family loses up to 40% of what you spent a lifetime saving. The pension company sits on the other half for over a year before anyone sees a penny. Funeral costs, mortgage payments, school fees, none of it can be covered while the money is locked up The policy was announced by Rachel Reeves in the 2024 Budget. The operational detail confirming the 50% withholding rule was quietly published by HMRC this week, with final guidance not due until spring 2027, weeks before the deadline 10,500 estates will be dragged into inheritance tax for the first time. Another 38,500 will pay more. Average extra bill, £34,000 And this is how these things always work. The threshold starts high, the public is told it only affects the wealthy, and the numbers stay frozen while everything else rises The inheritance tax threshold has been stuck at £325,000 since 2009. House prices have nearly doubled in that time Every year, more ordinary families get pulled in without a single rule changing The government calls this closing a loophole. What it actually does is treat your pension like another revenue stream for the Treasury. Money you saved out of taxed income gets taxed again on the way out If you have a pension, this affects you. Check what your scheme is planning before April 2027 arrives Follow me to stay informed

🇪🇺 The Europeans have gone insane🇪🇺 At a summit in the UK, a French NGO executive discusses the use of *military force* to compel American tech platforms to follow censorship directives. Moderator: "What do you mean by kinetic methods?" Speaker: "Using the military. Yeah."

China silver imports unexpectedly go through the roof: Beijing imported 528 tonnes of silver in March, the most on record