Sabitlenmiş Tweet
You earn more than you did 3 years ago.
But your savings look the same.
You are not bad with money.
You are probably sick.
5 financial diseases quietly destroying Malaysian salaryman 🧵
English
Ringgit Rx
20 posts
Ringgit Rx
@ringgitrx
Financial prescriptions for Malaysians. Curated by two doctors who are figuring out financial health alongside you.
Katılım Mayıs 2026
20 Takip Edilen2 Takipçiler
Unpopular opinion: the Malaysian wedding industry operates like a wealth-destruction cartel
English
SSPN dividend hits 11-year high
Why is this a superior saving tool for Malaysian parents? 👇🏽
Ringgit Rx@ringgitrx
"I am paying high income tax, and my child’s education fund is earning next to nothing" @PTPTNOfficial just declared a 4.1% dividend for SSPN, the highest in 11 years But if you are a parent earning a salary, this isn't just about the 4.1% yield 🧵
English
Thank you for reading.
Follow @ringgitrx for weekly financial content catered for Malaysian salaryman.
English
These 5 diseases have the same root
A gap between "I know it" and "I do it"
English
You earn more than you did 3 years ago.
But your savings look the same.
You are not bad with money.
You are probably sick.
5 financial diseases quietly destroying Malaysian salaryman 🧵
English
Chronic illness means your most productive years cut short
Less working years
= less assets accumulated
= less EPF contributions
Your body is your longest-running asset.
Neglect it, and everything else suffers.
English
Government hospitals are cheap.
But that is not the real cost.
- When you are sick, you can't work
- When you can't work, income stops
- When income stops, savings take the hit
English
6 out of 10 Malaysian workers screened by PERKESO were overweight or obese.
This is not just a health problem.
It is also a BIG MONEY PROBLEM.
BFM News@NewsBFM
Nearly 60% of Malaysian workers who participated in PERKESO’s health screening programme between 2023 and 2025 were found to be overweight or obese. The data also showed high rates of high blood pressure and cholesterol, particularly among workers aged 40 to 59, while only 15% of senior citizens currently achieve healthy ageing.
English
World Bank: Wage growth in Malaysia has not kept pace with economic growth since 2010
Particularly the middle-income earners
English
"I am paying high income tax, and my child’s education fund is earning next to nothing"
@PTPTNOfficial just declared a 4.1% dividend for SSPN, the highest in 11 years
But if you are a parent earning a salary, this isn't just about the 4.1% yield
🧵
English
If we are building a truly Malaysian brand, our tech stack should reflect that.
Decided to use JomQR for our link-in-bio
It is clean, aesthetic and made in Malaysia by @KrackedDevs
Day 0 starts today
Connect with us here: jomqr.my/ringgitrx
English
🪙 Do you think SSPN is underrated in Malaysia?
Share this with someone planning for their children's future. RT appreciated
Follow @ringgitrx for more
English
🪙 The effective return of SSPN =
Saving for children's future
+ Compound dividend
+ Cut your taxes
English