Rohit Malhotra

Bajaj Finance Limited's journey is a story of growth and transformation: - Founded in 1987, originally focused on vehicle financing for Bajaj Auto. - Expanded into personal loans, SME financing, and mortgage lending. - Reinvented in the 2000s, led by Sanjiv Bajaj and Rajeev Jain. - Now one of India’s largest NBFCs, serving 88.11 million customers. - A key player in shaping India's financial landscape across diverse sectors.

Train your mind to think everything is happening in your favour.

If you want to make more money, the ROI on “unscalable” work is about to go through the roof. Magic Moments: - Handwritten thank-you notes - Sending flowers (to clients and friends alike) - Calling (not texting) when you need something - Showing up in person when an email would've been fine Costs almost nothing. In a world where every interaction is getting sanded down into a frictionless automated nothing... humanity hits like a defibrillator.

3 types of business problems: 1) You don't have enough customers 2) You don't keep the customers you have 3) You don't make enough per customer Figure out which one you're dealing with, put all your resources towards that, and ignore everything/everyone else.

It's a lot easier than you think to "beat the odds," because the odds are based on average people.

Your 90-year-old self would give anything to be where you are right now. Lift weights, walk, eat healthy, and sleep well. You are living your golden years right now. Don't squander it.

A massive advantage in life: Being a pleasure to deal with. Kind when others aren’t. Calm when things go sideways. Reliable under pressure. Intelligence alone is overrated. Be someone who lightens the load for folks around them. People value people who make their lives easier.

5. Enterprise pilots are deliberate land-and-expand. OpenAI offers subsidized pilots to Fortune 500s. Once one team is live, IT and Procurement standardize company-wide. That's how $50K pilots become $5M contracts.

4. Marketplace access creates dependency loops. GPT Store, ChatGPT plugins, and enterprise operator agreements mean ISVs build on OpenAI's rails. Their revenue depends on OpenAI's distribution — not their own.

OpenAI's partner ecosystem is the most sophisticated lock-in play in enterprise tech history.

This government will make the UK the best place in the world to start, scale and grow AI companies.

Automate Lead Generation & Sales with AI Agents Listen here - youtube.com/shorts/cFTz9y4…

Someone asked if it's a good idea to start a startup when you have nothing notable on your resume. Absolutely. All that matters in a startup is whether users like the product, and users don't care (either way) what's on your resume.

Unicorn startup idea: AI agents who go on vacation for you, while you work 9 to 5.

@damianplayer "AI paralysis" and cash-richness exist in the same company simultaneously.

the biggest AI opportunity right now is mid-market companies ($5M-$50M+ revenue): • too big for cookie-cutter solutions • too small for enterprise consulting • drowning in manual workflows • have budget but zero AI expertise (most companies) they’re stuck with serious cash but frozen by AI paralysis.​​​​​​​​​​​​​​​​ markets open to those with balls & a cold email sequence.

A friend of mine used to say: "Confidence isn’t built by thinking positive thoughts. It’s built by doing difficult things while your brain screams at you to stop." Damn, was he right.

The biggest cheat code is going to bed on an empty stomach. You improve sleep quality and digestion, you prevent shitty food decisions, and going to bed hungry is a sign of fat loss. Stop eating 3-5 hours before bed. Try it out for 7 days. Your body will thank you.

I have so much gratitude to people who wrote extremely complex software character-by-character. It already feels difficult to remember how much effort it really took. Thank you for getting us to this point.