sangit
6.2K posts

sangit
@sangitluv
solution architect Credit card enthusiast 85% of your problems can be solved by marketing. Solving the other 15% just requires good procrastination skills.









Another brutal update for some. Connect the dots. Accor Amex Reserve Plat Travel/MRCC





🏥Busy in Family Medical Issues since 2 days ⏰Will likely be back in action in ~3 days






If you have SBI savings account, you’re probably missing out on some serious benefits 💳🔥 #ccgeek #ccgeeks #rupaygeek #creditcard #dcgeek #debitcard #prepaidcard #RuPay #UPI #bank There are 2 RuPay debit cards from SBI that can give you some of the best returns and benefits if used smartly. Cards You Should Know 👇 1) SBI Pragati RuPay JCB Platinum Debit Card 2) SBI Nari Shakti RuPay Women Platinum Debit Card Note: • If you’re female, you can apply for both cards • If you’re male, you can apply only for SBI Pragati RuPay JCB Platinum DC How to Apply 🏦 These cards are not available online — you’ll need to visit your nearest SBI branch. 👉 Ask for a Debit Card Application Form 👉 Mention the card code clearly in the form: • Pragati Card Code: "RPP" • Women Card Code: "WDC" ⚠️ Important Tip: Explain clearly to the SBI staff which card you want. Otherwise, they might issue a random debit card instead of the one you requested. 💰 Charges (Important) SBI Pragati RuPay JCB Platinum Debit Card - • Issuance: ₹399 + GST • Annual: ₹349 + GST SBI Nari Shakti RuPay Women Platinum Debit Card - • Issuance: ₹499 + GST • Annual: ₹399 + GST 💡 Some SBI branches may offer First Year Free (FYF) on these debit cards. Depends on branch & offer availability. Let’s now look at the benefits of SBI Pragati RuPay JCB Platinum Debit Card 👇 1) SBI Pragati RuPay JCB Platinum Debit Card - 🎬 Subscriptions & Lifestyle ✓ FREE Annual OTT Membership → Amazon FREE Prime Video ✓ Swiggy One Membership → 3 Months FREE every year ✈️ Travel Benefits ✓ MakeMyTrip Offer → Flat 10% OFF (up to ₹1,500) every quarter → Valid on Domestic & International flights → No minimum purchase required 🎟️ Entertainment ✓ BookMyShow Offer → Flat ₹250 OFF → On minimum 2 movie / non-movie tickets 🌍 International Usage (Major Highlight) ✓ Zero Forex Markup Fee on JCB network spends ✓ Best currency conversion rates ✓ Zero International ATM withdrawal fee 💡 Sometimes you may also get extra cashback offers on JCB international spends (available in select months) Why this card is underrated 💡 If you travel or spend internationally, this card can save you a lot on forex + fees, while also giving OTT, food, and travel benefits. Next: Let’s cover the second card benefits 👇 2) SBI Nari Shakti RuPay Women Platinum Debit Card - 🎬 Subscriptions ✓ FREE Annual OTT Membership → ZEE5 ✓ Gaana+ Annual Subscription 🎧 🛍️ Shopping Benefits ✓ Flipkart E-Gift Card → ₹250 every quarter (₹1,000/year) ✓ Nykaa E-Gift Card → ₹500 ✓ Giva E-Gift Card → ₹500 🩺 Health Benefits (Women-Focused) ✓ SRL Diagnostics – Women Health & Pap Smear Package Includes: • CBC • ESR • FBS • Lipid Profile • Creatinine • SGPT • Serum Calcium • T3, T4, TSH • PAP Smear ✈️ Travel Benefits ✓ Ixigo Offer → Flat ₹500 OFF (once per year) → Valid on Domestic & International flight bookings 🎟️ Entertainment ✓ BookMyShow Offer → Flat ₹250 OFF → On minimum purchase of 2 tickets Final Thoughts 💡 Even after fees, the value easily outweighs the cost if used properly. ✔ OTT + Music subscriptions 🎬🎧 ✔ Shopping vouchers 🛒 ✔ Health check-up benefits 🩺 ✔ Travel discounts ✈️ ✔ Zero forex advantage (Pragati card) 🌍 👉 A high-value debit card combo that most people overlook. Follow for more credit/debit card & banking tricks 🚀





Never mix credit card rewards and investments. Particularly if you are not very liquid.


