Steve Baca

@ron2thez youtu.be/Unzc731iCUY?si…

My goal before 2030 is $240,000/year in dividends Here's 8 Dividend ETFs I'm buying to get me there! *save for later* 🔖👇

WW2: Real Footage, No Music, Pure Sound

Spaghetti Carbonara Fettuccine Alfredo Shrimp Scampi Spaghetti 2 eggs 1/2 cup Parmesan 1/2 cup milk 2 tbsp oil Chicken Alfredo Fettuccine 1 cup cream 1/2 cup Parmesan 4 tbsp butter 2 garlic cloves Linguine 1/2 lb shrimp 4 garlic cloves 1/4 cup white wine Lemon juice Penne Arrabbiata Pesto Pasta Fettuccine 1/2 lb chicken breast 1 cup cream 1/2 cup Parmesan 4 tbsp butter Tuscan Chicken Pasta Penne 2 cups marinara sauce 3 garlic cloves 1 tsp chill flakes Olive oil Pasta (any) 1/2 cup pesto 1/4 cup Parmesan 1/4 cup cherry tomatoes Olive oil Creamy Mushroom Pasta Baked Ziti Tuscan Chicken Pasta Pasta (any) 1/2 lb chicken breast 1 cup cream 1/2 cup Parmesan Spinach Creamy Mushroom Pasta 4 tbsp flour 2 cups mushrooms 2 cup cream 2 tbsp oil 1/4 tsp beking powder Baked Ziti Ziti 2 cups marinara sauce 1 cup ricotta 1 cup mozzorella 1/2 lb ground beef (optional)

Forget the jars, easy Pasta sauces to make at home.

Every St. Patrick’s Day needs a soundtrack, and Shipping Up to Boston by the Dropkick Murphys has basically become the modern Irish battle cry. The second those bagpipes fire up, the whole room changes.

"Driver's Seat" 1978 The frontman was the artist behind the album cover, the band's name was inspired by his hay fever, and the album sat unreleased for more than a year before it finally hit the shelves. Name this 70s band.

Have you calculated your freedom number?

He was absolutely devastated. He added his eldest daughter to his $650K brokerage account as a "joint owner." The goal: "If anything happens to me, she can pay bills and manage the house without probate." Simple. Logical. Efficient. Until last week. His daughter was involved in a serious DUI accident. Because her name was on the account as a joint owner, the lawyers for the other driver moved to freeze the entire $650K. Grandpa can't pay his own property taxes. Can't withdraw for medical co-pays. "That's my life savings. She didn't put a dime in there." The Law: Doesn't matter. In a joint account, her creditors are your creditors. The Hidden Tax Trap: Even if the assets survive the lawsuit, by making her a joint owner now, he likely just cost her a fortune. She keeps his original (lower) cost basis on her half. If he'd kept it in his name, she'd get a "step-up in basis" at his death—potentially saving tens of thousands in capital gains taxes. He tried to save her from probate. He handed her a massive tax bill and himself massive liability. The "Safe" Duo he SHOULD have used: Power of Attorney (POA) Gives her legal right to manage the account without making her a legal owner. Her creditors can't touch it. BUT: The POA dies when you do. Zero help once you pass. Transfer on Death (TOD) Picks up where POA leaves off. → Bypasses probate completely → She gets the money instantly when you pass → She gets full "step-up in basis," wiping out capital gains tax You need both. POA for while you're here. TOD for when you aren't. Is "convenience" worth risking your nest egg to her creditors and losing your best tax advantages? With a Joint Account: You aren't just sharing access. You're sharing the risk of their life and the burden of your old tax bills. 40 years of saving. One "convenient" signature. A legacy tied up in a courtroom. This is not personalized financial, tax, or legal advice. Please consult a qualified professional regarding your specific situation. This is a hypothetical example for illustrative and educational purposes only.

Vanguard has 3 funds that can replace your savings account with a higher yield and better tax benefits. 1. $VUSXX 2. $VBIL 3. $VMSXX Here are the details:

NEW BUDWESIER PRE GAME SONG🔥

𝐒𝐅 𝐇𝐞𝐚𝐥𝐭𝐡𝐜𝐚𝐫𝐞 𝐖𝐞𝐞𝐤: Sana Bio's CEO Steve Harr describes the science behind the company's cell therapy program that aims to be a cure for type 1 diabetes. $SANA Full video: biotechtv.com/post/sana-biot…

10 husbands, still a virgin... A lawyer married a woman who had previously divorced by ten husbands. On their wedding night, she told her new husband, "Please be gentle, I'm still a virgin." "What?" said the puzzled groom. "How can that be if you've been married ten times?" "Well, Husband #1 was a sales representative: he kept telling me how great it was going to be. Husband #2 was in software services: he was never really sure how it was supposed to function, but he said he'd look into it and get back to me. Husband #3 was from field services: he said everything checked out diagnostically, but he just couldn't get the system up. Husband #4 was in telemarketing: even though he knew he had the order, he didn't know when he would be able to deliver. Husband #5 was an engineer: he understood the basic process but wanted three years to research, implement, and design a new state-of-the-art method. Husband #6 was from finance and administration: he thought he knew how, but he wasn't sure whether it was his job or not. Husband #7 was in marketing: although he had a nice product, he was never sure how to position it. Husband #8 was a psychologist: all he ever did was talk about it. Husband #9 was a gynaecologist: all he did was look at it. Husband #10 was a stamp collector: all he ever did was... God! I miss him! But now that I've married you, I'm really excited!" "Good," said the new husband, "but why?" "You're a lawyer. This time I know I'm gonna get screwed!"

@__SCOTE @CreighTakes Isaac’s earned his money in the Kansas win.

@CreighTakes Does Isaacs even count? Took the money and ran.

🚨Former Creighton Players Update: Pop Isaacs (Texas A&M) - 10.1 PPG Fred King (Murray St) - 12.8 PPG, 8.4 REB Mason Miller (Murray St) - 7.8 PPG, 46% Larry Johnson (McNeese St) - 16.7 PPG Johnathan Lawson (Little Rock) - 16 PPG Sterling Knox (JUCO) - 14.7 PPG John Christofilis (Seattle) - 5.1 PPG Zander Yates (Liberty) - 2.9 PPG Brock Vice (Murray St) - 1.9 PPG Josiah Dotzler (South Dakota) - Injured Ben Shtolzberg (Murray St) - Injured

The company hired me to lead their "Agile Transformation." I don't know what Agile means. Nobody does. That's why it works. I make $425,000 a year. To move sticky notes. From left to right. On a board. The board is digital now. The sticky notes cost $80,000 in Jira licenses. Progress. Day one, I said "we need to break down silos." Everyone nodded. Silos are bad. I don't know why. But destroying them is a career. My career. I introduced "squads." Squads are teams. But disrupted. We disrupted the teams into teams. Different names. Same people. Same problems. But Agile problems now. Agile problems are strategic. A senior engineer asked what we're actually changing. I said, "The mindset." He asked what that means. I said, "It's a journey." He asked where we're going. I said, "Toward agility." He asked what agility means. I pointed at the sticky notes. They were moving left to right. That's velocity. We have velocity now. The VP of Engineering said two-week sprints don't fit their work. I said, "That's waterfall thinking." Waterfall is bad. Like silos. I don't know what waterfall is. But I know it's bad. She stopped talking. Waterfall accusations end conversations. We had a retrospective. In the retro, we discussed what went wrong. Everything went wrong. We put it on sticky notes. Then we moved the sticky notes. Into a column called "Parking Lot." The Parking Lot is where problems go to die. It's full. We don't look at it. That's agile. Velocity is up 40%. I defined velocity. I also defined the points. I also defined the stories. We're crushing it. At the things I made up. To measure. Ourselves. The CEO asked for ROI. I showed a chart. The chart went up. Charts should go up. This one did. I didn't label the Y-axis. Nobody asked. Leadership is confidence. We do standups now. Every day. We stand. For 45 minutes. Standing is agile. Sitting is waterfall. My legs hurt. But we're transforming. The transformation is now "Phase 3." Phase 1 was assessment. Phase 2 was implementation. Phase 3 is "continuous improvement." Continuous means forever. Forever means job security. I'm very secure. My contract was extended. Three more years. For "cultural impact." The culture is confused. But impacted. Agile transformation isn't about being agile. It's about transforming. Continuously. Toward more transformation. The destination is the journey. The journey is billable.

this repo teaches you how to build agents from scratch, step by step. it goes from fundamentals to advanced, all you need to master agents: → local LLMs and inference → LLMs through APIs → prompt engineering → GPU parallel processing → streaming and response control → function calling (tools) → persistent agentic memory → reasoning and ReACT it includes 9 examples, each chapter building on top of the previous. why is it important to learn how agents work from scratch? because the problem with frameworks is too many abstraction layers. when things go wrong (and they will) debugging them would be very hard, unless you really know what is going on under the hood. this also means that you will be more expert in creating or customizing agents for your own needs. all in all, i really suggest this one. github.com/pguso/ai-agent…

AI-ML Roadmap from scratch github.com/aadi1011/AI-ML…

SNL doesn't do many NHL skits, but when they do, they are hilarious 😆