Seb

You think early retirement will be boring? Try sitting in meetings 7 hours a day about things you don't give a damn about followed by a 75 minute commute home

If you're over 25 and you haven't started investing or making progress on your goals it is on you It isn't an issue with the economy It isn't an issue with the government It isn't because of the pandemic It isn't because of the family you grew up in At some point you have to take ownership of your life, be an adult and go after your goals

What advice would you give a 32 year old who would like to retire by 40?

Another day another months worth of salary in market losses Index fund investing is anything but boring

I am 95% sure that I will over save for retirement

I 100% believe that you will meet more successful people at a Table Tennis hall than you will at a golf course Golf is full of sales people Table tennis is full of doers who enjoy the details Your local table tennis club is most likely one of the most underrated networking spots in your area

How hard will it be to leave your job once you have "enough"? We all dream about this day, but in reality many of us will have a hard time taking the leap

As of May 3rd, 2026 I can still say I have NEVER paid over $4.00 a gallon for gas

If you’re 32 and not taking investing seriously there is a very real chance that in 2056 you’ll be submitting PTO requests to people who aren’t born yet

Assuming you currently 50 and have a lifestyle that you are truly satisfied with that costs $150,000 a year Would you rather: Retire at 50 with $4,000,000 Retire at 60 with $11,000,000 Retire at 65 with $15,000,000

I’m not a huge Bitcoin guy But I often think about how only 210 million people can own .1 bitcoin at the same time That is less than the population of the US

No, most jobs don’t function to make the world a better place I work in the grocery industry… even our food is all about profits Realtors, insurance agents, retail stores Sure, they provide services and products that we may want/need But it is all about money And that is why I have no problem getting my purpose and fulfillment from something outside work

3,800 friends Just wanted to say thank you to all the followers, connections and friends I made on here This app has helped me plan refine my plan to retire early, meet others with similar hobbies and give me ideas for what early retirement will look like I am excited to keep sharing the journey and learning from everyone If you like racing, table tennis or are also on a journey to early retirement consider following along!

Photo of Justin Haley's truck getting launched after his splitter dug into the infield grass 📸: James Gilbert, Getty