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Obafemi 👨💻
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Obafemi 👨💻
@smartmove__
locked in || Mark 8 : 36 || building credit products
🇳🇬 Katılım Nisan 2012
722 Takip Edilen660 Takipçiler
Obafemi 👨💻 retweetledi
Obafemi 👨💻 retweetledi
Obafemi 👨💻 retweetledi

Final tweet of the day... And I hope you see this.
Men, I beg you in the name of God... Prioritize yourself. Your health, your happiness, your peace. I understand society has you wired to be a provider and put everyone else before yourself. But, you will just die like chicken, and for nothing too.
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Obafemi 👨💻 retweetledi
Obafemi 👨💻 retweetledi
Obafemi 👨💻 retweetledi
Obafemi 👨💻 retweetledi

@currentiyke @orcabi_music My husband is currently job hunting, 5+ years Node.js, Typescript, Next.js, JavaScript, AWS.
Full-Stack too React.js, but backend heavy.
If you’re hiring for this role please send me a dm. 🙏🏽
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That boy begged and cried for a fair hearing but he was killed and silenced by @PoliceNG without trial or investigation.
TG OMORI@boy_director
Police is not your friend.
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Obafemi 👨💻 retweetledi
Obafemi 👨💻 retweetledi

no importa en el lugar mas bajo que estes, no importa si tocaste fondo, siempre habrá una salida, una forma de crecer, hasta la muerte, toda derrota es temporal
Stunna ⛧@wentsickomode
Heroin Addict Gets Clean And Attains A Computer Information Systems Degree With a 4.0 Average
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Obafemi 👨💻 retweetledi
Obafemi 👨💻 retweetledi
Obafemi 👨💻 retweetledi
Obafemi 👨💻 retweetledi

Things done out of love for the wrong person can never be something you shame the doer for.
She loved through words and actions, some of you are dead inside and can never understand what that is,
Yall should sit this one out.
TrendShift 🍵 ⏳@TrendshiftTea
Megan did all this just to be cheated on?😹😂🙌being lazy can actually save you a lot
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Obafemi 👨💻 retweetledi

A semicolon is used instead of a comma and a coordinating conjunction (for, and, nor, but, or, yet, so -- remember FANBOYS)
Instead of:
I like coffee, but I don't drink it every day.
you can write:
I like coffee; I don't drink it every day.
Papii🥤@ammalusty
I've never used a semicolon with 100% confidence.
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Obafemi 👨💻 retweetledi

I sent $1,000 from New York to Lagos through 8 payment rails. The best delivered ₦1,400,000. The worst delivered ₦1,323,000. That ₦77,000 gap = one month of groceries for a family in Lagos.
Yesterday's rail comparison got sharp feedback. The strongest critique: "Try this on a low-liquidity corridor. I bet stablecoins don't look the same."
Fair. So I redid the experiment on the hardest corridor I could find: Nigeria.
𝗪𝗵𝘆 𝗡𝗶𝗴𝗲𝗿𝗶𝗮 𝗯𝗿𝗲𝗮𝗸𝘀 𝘁𝗵𝗲 𝘂𝘀𝘂𝗮𝗹 𝗻𝗮𝗿𝗿𝗮𝘁𝗶𝘃𝗲:
The Naira isn't one currency. It's two.
→ The official CBN rate: ₦1,345 per USD. Banks, SWIFT, Wise, Western Union must use it.
→ The parallel market rate: ₦1,400 per USD. It's where real dollar supply meets real demand.
That 4% gap isn't a fee. It's the government pricing the naira higher than anyone is willing to pay for it.
𝗪𝗵𝗮𝘁 $𝟭,𝟬𝟬𝟬 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗱𝗲𝗹𝗶𝘃𝗲𝗿𝗲𝗱 𝗶𝗻 𝗟𝗮𝗴𝗼𝘀:
🥇 USDT P2P: ₦1,400,000 (30 sec, $0.01)
🥈 Yellow Card: ₦1,393,000 (2 min)
🥉 Bitcoin: ₦1,393,000 (~10 min)
4️⃣ Sendwave (International Remittance): ₦1,372,000 (15 min)
5️⃣ Wise: ₦1,344,000 (CBN rate)
6️⃣ Swift: ₦1,344,000 (3-7 days, $50 fee)
7️⃣ Western Union: ₦1,330,000
8️⃣ PayPal Xoom: ₦1,323,000 (5.5% hidden spread)
𝗛𝗲𝗿𝗲'𝘀 𝘄𝗵𝗮𝘁 𝘁𝗵𝗲 𝗰𝗼𝗺𝗺𝗲𝗻𝘁𝗲𝗿𝘀 𝘄𝗲𝗿𝗲 𝗿𝗶𝗴𝗵𝘁 𝗮𝗯𝗼𝘂𝘁:
That USDT P2P rate only exists because someone, somewhere, holds naira and wants dollars. The P2P desk IS the off-ramp. It's real infrastructure, with real liquidity risk.
But here's what they couldn't see on the Paris–NY corridor:
In a dual-rate economy, stablecoins aren't just faster. They give you access to a different price. The real price.
Nigeria has the world's 2nd-largest P2P crypto volume. Not speculation. Access to the actual dollar rate, without flying to Lagos with a suitcase.
The next decade's fintech question isn't "will stablecoins replace SWIFT?"
It's "what happens when 2 billion people in dual-rate economies realize they can bypass the official channel?"
₦77,000 on $1,000 tells me the question is worth asking.
PS: I'm the founder of @subyhq and I weekly posts on payments, stablecoins, and building across borders. Follow for more.
GIF
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