Srikanth Narasimhan

My book summary " The awakened brain" by Dr Lisa Miller, a wonderful book for the times we live in open.substack.com/pub/wellnessfo… @LisaMillerPhD

@hyderabaddoctor @hyderabaddoctor sir, CAC score as zero only confirms there are no calcified deposits as plaque. There can be non-calcium deposits and that can be checked only through CT-angio scan? Kindly provide your take. Thanks

“Most Indians are either overtreated… or walking into a heart attack.” Yes, I said it. ▶️We have reduced heart disease to: “Is cholesterol high? Start statin.” “Are reports normal? You are fine.” Both are wrong. Here is the uncomfortable truth 🔸The traditional way of assessing Cardiovascular Disease risk is broken for Indians. 🔸The biggest flaw is that we obsess over 10-year risk 🔸But a 40–55 year old can have “low risk” and still be on a high-risk trajectory 🔸By the time risk becomes “high”…the disease is already there. ▶️Enter the game changer The American Heart Association PREVENT™ calculator It tells you 10-year risk, as well as 30-year risk (the real story). ▶️My own numbers (Aged 55) 10-year risk: 2.9% →“Relax” 30-year risk: 16.6% →“Not so fast” Now most doctors would stop here. Some might even push a statin. ✅But here is what actually matters I got a Coronary Artery Calcium Score. Result: ZERO. No plaque or calcification and no evidence of silent disease. This changes everything. ▶️A CAC = 0 can be more powerful than any blood test. 🔸What is your real short-term risk? Extremely low 🔸Do you need statin? Probably unnecessary 🔸What do you need? Time + lifestyle consistency ▶️The harsh reality in India 🔸We are seeing young people with heart attacks (missed early risk). 🔸We are also seeing healthy people on lifelong statins (unnecessary fear). This is because we ignore long-term risk and do not measure actual disease. The new way to think ❌Stop asking:“ Is my cholesterol normal?” ✅Start asking: 🔸“What is my lifetime risk?” 🔸“Do I already have plaque?” Bottom line Risk calculators predict the risk, whereas CAC reveals the risk. Sometimes, the simplest test can prevent a lifetime of overthinking… or a future heart attack. ✅If you are 40+ and serious about prevention: Don’t guess. Don’t blindly medicate. Measure the disease. Share this. Because the difference between “low risk” and “no plaque”…can save a life. ▶️Link to American Heart Association PREVENT Online Calculator: professional.heart.org/en/guidelines-… Dr Sudhir Kumar @hyderabaddoctor (Disclaimer: The information provided here is only for education and not a medical consultation. Consult your physician/cardiologist for individual medical opinion)

@SCHDETF looking for 30.22 or lower entry to get a yield of 3.5% or better

$SCHD March 30, 2026 Recap Close: $30.48 🟢 +0.13% Range: $30.39 – $30.74 Market comparison: $SCHG 🔴 -0.32% $QQQ 🔴 -0.76% $SPY 🔴 -0.33% $VYM 🔴 -0.15% $VTV 🔴 -0.17% Nice quiet green day for $SCHD while most of the market finished red. Held up well again… continues to do exactly what it’s built to do. Not exciting but steady. Dividend hit accounts today too 💰 Did you reinvest already or waiting for a better entry?

Turning adversity into advantage - the Novak Djokovic playbook wellnessfor100.substack.com/p/turning-adve…

@SCHDETF SCHG

Nice 🔴 day in the market. Are you buying, selling, or holding? Did you buy any $SCHD? I bought 7 shares of $SCHD yesterday and added 2 more today. Also picked up some $SCHG, $CGDV, $FDVV, and $MA.

@SCHDETF Am amazed at the resiliency of SCHD. Last year, it dropped like popcorn and this year when the market is going down, it's holding its own! As a result, my limit orders at 30.2 are still not executed:)

Did you buy any $SCHD today? Another tough day for the market with broad selling across growth and value. $SCHD closed down but held up relatively better than the broader market and is still holding above Monday’s low of $30.61. I added 7 shares. Will do a full update later tonight or tomorrow. March 12 $SCHD Recap Closed: $30.82 -0.58% 🔴 Range: $30.74 – $31.10 Market comparison $SCHG: -1.82% 🔴 $QQQ: -1.72% 🔴 $SPY: -1.52% 🔴 $VYM: -1.03% 🔴 $VTV: -1.20% 🔴

@SCHDETF Picked a bunch at 30.8. My next stop at 30

And still dropping. Let’s go! $SCHD 🔥

‼️ $SCHD under $31 📉🔴 🔥🤩

Ten Life lessons from my friend's Everest Base Camp adventure wellnessfor100.substack.com/p/life-lessons…

@SCHDETF "Nobody knows what happens next". Yes, this Iran war has surfaced. Will it push SCHD below 30?

$SCHD investors, here’s something worth thinking about. Nobody knows what happens next. But Jay has been very right about SCHD’s price movement in the past. I remember in early June 2025 when $SCHD was sitting in the $25-$26 range and he told me we likely wouldn’t see $25 again from there. He was right. Will he be right again? 👇

@SCHDETF thanks. that makes sense

Good question. Best value might not be the best word because that can sound like I’m talking about fundamental valuation. I’m not making a statement about fair value. I’m looking at it in a very simple way. Right now, $SCHG is further off its 52 week high, while $SCHD is still sitting very close to its own. With big, diversified, quality ETFs like these, leaning into the one that is more out of favor has tended to work for me over the long run.

$SCHD Share Update: February 25, 2026 Today, I bought 5 more shares of $SCHD, bringing my total to 8,352 shares. Current Stats: Shares: 8,352.2701 Shares added since last dividend: 122 Cost per share: $25.20 Yield on cost: 4.16% Market value: $263,180 Price gain: $52,744 (+25.1%) Total dividends paid: $16,899.50 Annual income: $8,749 Total cost: $210,436 Shares per Month: January: 5.4 February: 11.5 For comparison, last year I added 585.6 shares in January and 217.5 in February. I’m adding less so far this year because prices aren’t as compelling, and right now $SCHG has looked like the better value to me. Steady accumulation. The marathon to $1 million continues 🐢📈

@SCHDETF I committed to SCHD 26 and invested. But before I reached my target goal, SCHD breezed past 30. I am wondering if we will get an opportunity to invest at a dividend rate of 3.63 or above? Thoughts?

Most people want proof before they commit. The best opportunities require commitment before the proof…

@SCHDETF Yeah, it feels very different. Last year, we could close our eyes and invest in SCHD. Now, it has gotten pricier and we have to wait for a pull back ;)

Did $SCHD set ANOTHER ALL TIME HIGH Today?

@SCHDETF SCHG went to 30.95 and SCHD to 30.96. So they crossed each other for the first time and did a hand shake!

@srikanthn Right?!? I was looking at that too. Wild stuff 🔥🔥🔥

More ALL TIME HIGHS!🤩WILL $SCHD hit $31 today?!?

@nntaleb Can I thank you for writing #antifragility ? I have applied it to a complex problem - for parenting a child with disability, how to create more upside in the face of daily challenges and adversity? open.substack.com/pub/wellnessfo…

Dear enemies,The Black Swan is now the most influential (that is, discussed/mentioned) 21st C book. While almost all books have a half-life between 2 and 6 months, it does not appear to have a half-life. #Lindy [Same with other 4 books in the Incerto. Graph is US only]

@SCHDETF Because at 3.66 yield, it would be above the average yield and max yield of all years except 2025, no?

@srikanthn Yes that the price that yields 3.66%. I don’t disagree or agree but I am curious why that would be the time to add?

Slight 🔴 day for $SCHD, but it managed to hold above $29 after setting a new 52-week high yesterday. $SCHD 1/15/26 Recap Closed: $29.03 -0.03%🔴 Trading range: $28.83 – $29.09 $SPY: +0.27%🟢 $QQQ: +0.36%🟢 $SCHD Top Movers Today $CWEN +6.5%🟢 $OXM +5.8%🟢 $MC +5.5%🟢 $SIG +4.8%🟢 $DRI +3.2%🟢 $BKE -4.4%🔴 $OKE -3.3%🔴 $UNM -2.8%🔴 $SWKS -2.6%🔴 $EOG -2.5%🔴

@SCHDETF When it dips below 28.62, the yield would be 3.66 correct? That's the time to add more, no? The rest of the time, we do nothing, except sit back, relax.

Should I continue posting daily top movers in $SCHD?

The most successful people I know all have an almost irrational belief that everything will work out And I just recently learned the word for it: Pronoia. It means the opposite of paranoia. The belief that the world is secretly conspiring in your favor. The funny thing about Pronoia is that it's self-fulfilling. When you believe things will work out, you try harder. You persist longer, and you see opportunities where others see dead ends. What's that quote again? "Pessimists sound smart. Optimists make money." – Nat Friedman We all need a little more pronoia in our lives.