Big Red Starfish
3.4K posts


@dig_deeper1 You forgot the HVAC guy takes 1000 a month if you rent!
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Big Red Starfish retweetledi

Happy to find this account and add a follow. I am 58 and despite years of faithful service in my job I have to train low energy overseas workers to take my job from me so I can be unemployed after July. I have had a couple of interviews - and experienced discrimination from both as the hiring managers were foreigners and wanted their own kind. Our "leadership" failed us and sold us out.
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@spremark @BarbellFi Which is better cause nothing stops inflation quite like deflation of building anything at all in a recession.
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@BarbellFi The only problem with that strategy is that bonds are signaling rough financial waters ahead.
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@sweatystartup Let’s frame this. It’s easier to grow a company with you have X amount of Americans managing morons in other countries that you can pay for 1/20 an American salary. That’s the model of every company with more than 100 employees. Just outsource it. Govt will collapse without FICA.
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@dig_deeper1 Yea but you had a dude put in 3 shower systems for what I did one so you either paying lower labor rates or you have dudes. I know parts are expensive but what happened to your dudes?
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In the next month I’ll be renting my primary home
One of my conditions to renting it to anyone is this:
Thermostat settings
6:00am to 76 degrees minimum
8:00pm to 72 degrees minimum
Or
have it set up at 75 degrees consistently not one degree less not one degree more
Once the new tenants have internet set up in the house I’ll have direct access to the thermostat app so I can monitor it and have control over it and change it in case they accidentally change it outside of those parameters
This will prevent the hvac system to fail
Capacitor $600
Fan condenser $1000
Motor wheel $1500
Compressor $2500
Coils $2000
Contactor $500
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@Mileage_impo Little bro spent more in oil and fluid changes than buying a second car like a Honda and driving that most days.
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Nissan Skyline GT-R with 441,265 km (274,189 miles) on the clock.
Original engine and transmission.
The engine has never been opened.
Oil changes every 3,000 km (1,864 miles).
Transmission and differential oil changes every 9,000 km (5,592 miles).



Mileage impossible@Mileage_impo
Performance cars can be reliable too.
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@etoddslaughter @TravisL563971 @starfish4bigred @dividendology You want to make recommendations on what to do with money for 20+ years, but you never studied long term charts. Here's your ETF retirement plan in 2000, 8 years later down 66% of principal and you're 73, will be 79 before break even. You probably died broke and poor.

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@OdoggBrox @Alice_MiaX If you are married you get a 500k exemption from the sale of your primary homes capital gains. So your equity in a lot of homes in the US grow tax free.
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@Alice_MiaX I won’t over analyze as I guess in theory you could rent it and live somewhere else. Ira is liquid funds that grow sheltered from taxes. There has to be benefit in that.
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@dig_deeper1 What happens when you take money from Jews.
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@J_Koenig21 @Budgetdog_ So you finance at 10k at say 6-7% when you could get 5% get 1000 off the car and immediately 9800 leaving 3-4 remaining payments at 100 dollars. Your interest expense might be 100 dollars max. Make sure your state has no prepayment penalties.
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@J_Koenig21 @Budgetdog_ So when you finance you are paying basically the points to the dealership. Meaning if you could get a loan at 5% the dealership is getting it at 4% and selling it to you at 6%. Why does this matter? Cause you aren’t keeping the loan more than 90 days to 5 payments.
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I’m about to buy my wife a new car.
I’ve always paid cash for my vehicles, but she has more expensive taste than I do 😂
At what price point do you start considering financing instead of paying cash?
Hard for me to justify dropping $60k–$80k cash into a depreciating asset when I know that money could 10x elsewhere.
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@EthanBishopRE A lot of people don’t want to rent their home while they themselves live there. Don’t want to share their own home.
Privacy is paramount for them
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@mountainwesttax Already made an offer you turned it down or left me on read.
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