jc
238 posts


prayers up for bill simmons
Shams Charania@ShamsCharania
Boston's Jayson Tatum is OUT for Game 7 tonight against the Philadelphia 76ers with a left leg injury.
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22 pages. Eight assets. Watchlists. A full thesis across multiple sectors. Four dated BTC pivots. One inflection point in time that decides everything.
April scored 4 of 4 public, timestamped, $60K to $79K to the dollar against the WP RANGE. If you don't have this open during May, you're guessing.
Meridian by IKAGI · May issue · Live now. The courtesy discount inside is valid for 10 spots at the Academy this month. 👺
👉 iqs.selly.store/product/d7b898…

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Of note in investigation: NBA altered leaving the bench rule a few years ago. No longer as strict as Suns ruling 20 years ago. Takes into account distance player traveled and extent in which they entered immediate proximity of altercation.
Page 44: ak-static.cms.nba.com/wp-content/upl…
Shams Charania@ShamsCharania
The NBA investigation is underway into the Denver Nuggets-Minnesota Timberwolves scuffle Saturday night, including interviews with involved players and officials and review of the footage, sources tell ESPN. Rulings are expected before Game 5 on Monday night in Denver.
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@Mollyploofkins omg i thought CT arrested @benjamincowen for telling ppl their altcoins are going to zero for a sec
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@HighyieldHarry wish i would have bought more back in 2022-2023. Would be in a much better spot
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Have a lot of thoughts here as someone who aggressively saved in my 20s, but didn't go full FIRE and traveled across the U.S. and Europe a lot.
First, the answer to the "I need more money problem" is always "Make more money" NOT "spend less money"
Credit comps lower than PE but had some nice years, so being in the right job helps
Second, spend money on the right things, don't spend money on the wrong things. I think you should live with a roommate or two your entire 20s/until you're settling down. In NYC where rent alone is now $4-$5k/month, it's an immediate $2-3k/month save. If a date judges you for having a roommate in your mid/late 20s, in this day and age, then it wasn't going to be a fit anyways. However, if you live outside of a HCOL area, you can/should get your own place faster
There's a lot of other stupid expenses that add up, like overpaying for alcohol, the occasional table, and clothes (how much do you really need?) - a lot of ppl spend $1k/month more than they should here, outliers go even crazier
I think you should maximize experience and travel in your 20s, this is an area where I think the $$$ and time is worth it. Frankly, a lot of Europe is a cheaper American disneyland, there is a lot you can do there that is much cheaper and more memorable than a big weekend in a US City or Montauk. I've been drawn abroad the past few years because there's a lot of history and majestic buildings that date older than the birth of America. IMO, I didnt want to live a life not well traveled.
Third, I plowed almost everything into the market. Very little in checkings, etc - primarily all stocks and retirement funds. This was a huge compounder, particularly once things started rallying again in 2022/2023.
Lastly, once I left my W-2, I left Manhattan pretty quickly. I was mentally done with small spaces & dirty streets, just not how I wanted to live anymore, I wanted an actual backyard and fresh air. Getting out of a HCOL area while dealing w/ hopefully a brief drawdown in annual earnings keeps my NW and monthly contributions into the market growing, while still being able to travel and make big purchases (car, home).
Even with the lower comp though, my purchasing power is significantly higher. The goal is to go much higher in 2027 though.
So in conclusion, the answer is to focus more on the making more money side than the spending less money side, but have some level of rational spend discipline while allocating $$ to the shit that matters to you.
Reuben Rodriguez@ReubenR80027912
FIRE is the dumbest shit imaginable. Forget all the (correct) arguments about enjoying life while young: mathematically, it doesn’t work You are simply not earning enough *annually* ages 25-40 to fuel investments to hit a target number that’s feasible for a 45yr glide path
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@WolvesClips “Ornery” and “darnedest” haven’t been said since the 1940s. Love it
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