Todd Carpenter

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Todd Carpenter

Todd Carpenter

@tcar

Connector of dots between people, technology, and real estate. Lucky husband. Humbled dad.

Naperville, IL USA Katılım Ocak 2008
1.3K Takip Edilen17.9K Takipçiler
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Todd Carpenter
Todd Carpenter@tcar·
Charlie: Well, if you were directly above him, how could you see the economy pull a 4G negative dive? The Yield Curve: Because I was inverted.
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Todd Carpenter
There are days when I wish I could weld.
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Tommy Vietor
Tommy Vietor@TVietor08·
“I tweeted at @marklevinshow, this weekend, something to the effect of, ‘I’m very sorry about his micropenis’ which I really enjoyed. I mean, thankfully I’ve never had to look at it first hand, but you can just tell” - @megynkelly
The Megyn Kelly Show@MegynKellyShow

“Rather than dealing with it like a man, he actually to ran to the President of the United States…”   @megynkelly responds to Mark Levin's X attacks against her and Trump's Truth Social post.   Watch and download:  podcasts.apple.com/us/podcast/the…

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Todd Carpenter
Todd Carpenter@tcar·
Maybe you aren't familiar with Singer, or air cooled 911's, or Cosworth, or Red Bull Racing, or pop pop pop pup and down headlights. But, if you are a billionaire, man... what a time to be alive. youtu.be/6I471vWClsA?si…
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Todd Carpenter retweetledi
Dan Green
Dan Green@dangreenoh·
Opendoor is getting attention for offering mortgage rates that look "below market" and I want to talk about it. This isn't some magic trick. It's actually pretty basic. Here's how we do it: Opendoor mortgage rates aren't marked up. The end. See, when people talk about "market rates" for mortgages, they telling you about the rates they see online from their lender, or from Mortgage News Daily, or some other source. Remember: those rates include 350 basis points of markup on average, based on self-reported data to the Mortgage Bankers Association. 350 basis points is not nothing. As a rough rule of thumb, every 100 basis points markup raises a consumer's mortgage rate by 0.25 percentage points. So, let's all acknowledge that "market rates" in mortgage reflect 350 basis points of markup, which raises a customer's mortgage rate by roughly 0.875. Opendoor changed that. Our mortgage rates are what happens when you take that markup out. It's like what E*TRADE did for stocks. In the 1980s, the market price of a stock was whatever its price was plus whatever your broker charged. It's why every broker had a different price. Today, the price of a stock is the same everywhere. So if Opendoor's mortgage rates look "below market" to you, they're actually not. This is just the first time you're seeing mortgage rates without a massive markup. More here: opendoor.com/articles/why-m…
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Tom Ferry
Tom Ferry@tomferry·
Hey @grok curious what % of consumers tip on a self serve purchase?
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Todd Carpenter
Todd Carpenter@tcar·
Me, when I plug in our car every night while the Strait of Hormuz is clogged up like Ida B. Wells Drive on a Tuesday morning.
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Todd Carpenter
Todd Carpenter@tcar·
@mikesimonsen @DanielLurie I don't know about this. The building codes are relatively easy to decipher. Proposals, including architectural drawings are not nearly as easy. Also, why does something like this need to be solved in 60 seconds?
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Todd Carpenter
Todd Carpenter@tcar·
@Chris_Smth Yeah, if only I had a nickel for every time I heard a pro-tech founder tell me that before they went out of business.
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Chris Smith
Chris Smith@Chris_Smth·
How would you respond to this person? "I'm so done with real estate agents. What an absolutely useless profession in 2026. And then for doing absolutely nothing zilch nada, they deserve 5% of the house price in commission???"
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Todd Carpenter
Todd Carpenter@tcar·
@mikesimonsen There's also a huge number of semi-retired agents who keep their active status so they can earn referral fees. Once an agent makes it about 4 years, they become real estate lifers.
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Mike Simonsen 🐉
Mike Simonsen 🐉@mikesimonsen·
The fact that "71% of agents sold no houses" doesn't mean what you think it means. It shows a vast industry of service providers, investors, managers, leaders, students, team members, lenders, developers, operators. Fully employed in the industry, just not "selling houses."
Amy Nixon@texasrunnerDFW

86% of Real Estate Agents sold less than 5 homes last year. 71% sold ZERO. Official unemployment data doesn’t include “under-employment” or reduced income—both are happening now—and both matter very much to the health of our economy

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Todd Carpenter
Todd Carpenter@tcar·
@mikesimonsen It's a choice. But it's often a choice because that player has had a recent concussion issues. They should just make them mandatory. Then, there's no shame in wearing them.
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Mike Simonsen 🐉
Mike Simonsen 🐉@mikesimonsen·
When the NFL players wear the big puffy helmet cover, is that by choice or is it required (part of some concussion protocol?)
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Shnaps
Shnaps@Shnaps·
Still don’t understand how the @Patriots made it here
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