Bon Voyage
7.5K posts

Bon Voyage
@thevoyagevibe
It has become my obsession to trade without bridging and with 0 fees in Degen Arena at @defidotapp
Katılım Şubat 2023
1.4K Takip Edilen1.8K Takipçiler

@Flaxenmind crypto privacy is much alive than ever
long live @SeismicSys
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@cometwtf financial security helps but it's not a guarantee of happiness
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@game_for_one discipline is important as much as timing and conviction
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@XenBH onchain systems and tokenized assets could unlock this by making ownership verifiable and credit accessible
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Today I'm going to talk about mortgages. Which sounds boring but stay with me.
You can't afford your house. That's pretty normal and almost nobody can.
You put up maybe 15% and the bank creates the rest as new money, lent against the value of the property. Wealth is created. This single mechanism has generated an huge amount of prosperity in the world.
For most people it's the only time they ever borrow against an asset. Which is strange when you think about it. Why can't you borrow against other things you own? In financial markets investors finance their assets by default.
The economist Hernando de Soto estimated trillions in assets worldwide sit as dead capital. Informal property that can't be used as collateral because it's not on any recognized ledger. Especially true in emerging markets.
Crypto has built very good ledgers. Credit infrastructure on top of onchain assets feels like one of the most important things to build.
This is why tokenised assets matter. Owning the actual thing means you can borrow against it.
More assets onchain means more credit. More credit means more wealth.
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@JustinPesola3_0 assets are moving from traditional systems to digital and then onchain
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@viiibe the work you put in during down cycles pays off in the next bull market
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Neobanks need to process payments, manage balances, handle transfers and pay bills while keeping sensitive financial data private and compliant. They also need to connect to legacy banking systems without exposing user data or relying on expensive traditional infrastructure
This is enabled by @SeismicSys encrypted computation layer using trusted execution environments (TEEs), where transactions are processed privately but still verifiable. Seismic also provides an open-source execution client that runs this encrypted computation in production at scale
As proof, a neobank is already being built on top of Seismic, using stablecoins for real world payments like rent and utilities
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Payment financing is one of those things people use all the time without thinking about how it works. Looking at it more simply makes it easier to see where the yield comes from
Short cycles, small transactions and constant flow of payments is makes this type of asset interesting once it moves onchain
Plume@plumenetwork
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Top 10 tokenized stocks right now:
$CRCLx
$CRCLon
$EXODB
$TSLAx
$NVDAx
$GOOGLx
$MSTRx
$AAPLx
$COINx
$METAx
After speaking with multiple clients and partners, having a Spaces chat today and even just looking at the conversations in my telegram… it’s very clear where people are showing interest.
Familiar assets and familiar names.
Assets that they already understand.
Not complex credit deals or abstract yield products… but companies they recognise instantly. At the same time, there’s still a big gap in understanding.
People know they can lend and borrow these assets… but they don’t fully understand:
> where the yield comes from
> why APYs can get so high
> what risks they’re actually taking and borrowing & lending.
That’s the part that still needs educating.
I’ll be writing a deeper piece on this soon.
If you’re a tokenized stock issuer or building in this space, feel free to reach out

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@KierianV launching a token is usually the main goal, not the end result of building
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@Only1temmy most 'builders' are just talking until they are forced to show results
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There are roughly three kinds of people in a bear market:
1) those who do nothing
2) those who pretend to build
3) those who actually build
Most people fall into (1) and become spectators. They're frozen, waiting for a signal that never comes. They'll have the same skills, same network, same portfolio in 18 months while others move on.
Some people are masters of performance (2). They're in every conversation but ship nothing. They talk about AI agents, DeFi protocols, the next narrative - but never explore them, never put money down, never build. They've optimized for *looking* like a builder. When you check back in 6 months, the only thing that's changed is their pinned tweet.
The last group (3) look insane right now. They're shipping broken things to real users, learning to sell, building actual skills the market will pay for. Most will fail spectacularly. The ones who don't will be unreachable.
There is no right path, but if you don't know which one you are, you're destined to waste the bear. When the bull returns, it rewards those who built in the dark.
Think about it.
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@LomahCrypto right now it feels more important to stay safe than to chase trades
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@DGMD22 crypto today is not he same as before, so old patterns may not work the same way
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