Thomas Winter

@walterkirn I think Trump plans to work with democrats on proposals he likes but republicans politicians don’t. So in a way, he needs a landslide with democrats. Ultimately his overall popularity probably remains steady.

Why does Trump seem unconcerned about the midterms? Creative thinkers only.

@RoKhanna @BernieSanders I agree with the spirit of your proposal, but I think it misses the mark. You’ll make families who make just over 150 less aspirational… the real differential is wealth, not income. Why can’t the government make low rate mortgages for people without wealth?

In that case, are you willing to pay a modest trillionaire & billionaire tax to pay for checks to working families? We could start with the modest $3000 check @BernieSanders and I have proposed for families under $150,000?

@elonmusk Humans are insatiable. Increase in money just leads to increases in demand. Which leads to more robots… which leads to more payments… which leads to more demand… doom loop?

Universal HIGH INCOME via checks issued by the Federal government is the best way to deal with unemployment caused by AI. AI/robotics will produce goods & services far in excess of the increase in the money supply, so there will not be inflation.

@Vivek4real_ Bank takes $1000 and pays 4% to customer. Bank then lends $900 and receives 6% from borrower. this is the reason banks prefer CDs. Because then the customer can’t come try to get their 1000 back after they’ve lent it.

Jeffrey Epstein says there would be “RUNS on the bank” if the public knew how the banking system works. “If you have one [dollar], you can lend out nine. That’s the way our system works.” “People on the street... would find it impossible to believe.”

@UnknownBio @hubermanlab The post literally says we should look at pros and cons independently rather than always comparing it to alcohol

Let’s compare families ruined Alcohol vs weed Let’s compare early mortality Alcohol vs weed Let’s compare! You need to be 21 years old to smoke. Weed is not perfect but out of all the vices it’s probably near the bottom. Also vices itself can be disingenuous since weed actually does ALOT of good. Alcohol has 0 positives other than making you a vibe at parties

It is time to start looking at what cannabis does and doesn’t do independent of what alcohol does and doesn’t do. Y’all are getting mixed up in the comparison. I’ve covered both on the podcast. The data have been clear, traditional media is just late to the punch. But you do you!

@IAGovernor Why student population decrease

In the last 10 years, per-pupil funding in Iowa has risen 21%, and school staff has grown 11%, all while the student population has decreased. The purpose of school funding is to educate our students, not to fund an ever-growing administration.

@alt_w_v_g Your boss could’ve just said, this meeting is now the priority and then what?

Boss man sent me a 5:00 PM Friday invite titled “quick sync.” I accepted, then proposed a new time to 7:30 PM. Wrote: “Slammed and rescheduling to when we both appear available.” He declined. Corporate life is so easy when you’re playing chess while others are playing checkers.

@elonmusk So if I already bought it, then am I grandfathered in or do I now have to pay a subscription as well?

Tesla will stop selling FSD after Feb 14. FSD will only be available as a monthly subscription thereafter.

@BillAckman @realDonaldTrump @SecScottBessent @pulte I can see how this reduces risk for MBS, but punishing people for increasing equity in their home is not cool. Homes are often the easiest way for people to build wealth. Given the risk reduction, that 5.35 - 6 spread would likely widen as penalties grow in popularity.

President @realDonaldTrump and @SecScottBessent, and @pulte, I have a simple idea on how to lower mortgage rates and spreads: One of the unique features of U.S. conventional mortgages is that they are prepayable at any time without a penalty. While this feature is attractive for homeowners, it comes at a significant cost as buyers of mortgage backed securities (‘MBS’) require a significant increase in spread to compensate them for giving the borrower the option to prepay at anytime. Why don’t Fannie and Freddie also offer non-prepayable mortgages where if the borrower wishes to prepay the loan, he would have to pay a prepayment penalty? I asked one of my friends who is an expert and large investor in MBS what the estimated savings today would be on a 30-year Fannie/Freddie mortgage if the borrower would be locked out from prepayment other than by paying a penalty? He estimated that the savings would be about 65 basis points. So a borrower could have a choice: Obtain a 30-year prepayable mortgage at today’s ~6% rate, or at a 5.35% rate, but with the obligation to pay a prepayment penalty if he/she refinanced in the future. The loan could also be made to be portable so that if the home is sold, the new borrower could assume the loan and no prepayment penalty would be owed on a sale. While the ability to prepay is a valuable option, locking in the 65 bps savings upfront over the life of the mortgage may be the difference between the borrower being able to afford the home and not being able to. You could imagine that there could be different versions of this product where the lock out would be for 5 years, 10 years etc. (with different levels of savings for each, the longer the lockout, the greater the savings) and the borrower could custom design the mortgage and its prepayability to meet their life plan. As you know, commercial mortgages work this way. Why couldn’t the same approach be used for home loans?

@LPNH Ur an idiot

You're going to have violence, there's no escape. The only question is to whom it will be done. If you hyperfocus the violence on the worst people in society you get the result below. "no violence" isn't one of the available options.

@djcows Banks operate off of mainframe systems.

>be bank >create row in SQL >call it bank account >charge $15/month

@elonmusk A tandem bike would be nice. Everybody pedals.

Yes

Low key corporate fuedalism

@SawyerMerritt Deflation?

Elon Musk in new interview on how to solve the U.S. debt crisis: "So long as civilization keeps advancing, we will have AI and robotics at very large scale. That's the only thing that's gonna solve for the US debt crisis; In 3 years or less, my guess is goods and services growth will exceed money supply growth."

@dhh Gaming is the secret. Get all the gamers on Linux... Unfortunately a lot of block buster anti cheat doesn't work with Linux.

"Linux has surpassed 5% desktop market share in the US (5.03% in June 2025)... analysts eye 7% by 2027." Analysts are such timid creatures. I'm eyeing at least double that. Make no small plans; they have no magic to stir men's blood! webpronews.com/linux-breaks-5…

@NearestCommit Omarchy does come with a lot of stuff pre installed, you’re right. Not one gram of bloat could be hyperbolic. Not sure if windows 10 comes with the office suite pre installed though.

Just a reminder, Windows 10 is smaller then Omarchy

@KCCINews … that’s a lot. Maybe we could find other forms of industry for our state.

Randy Feenstra outlines priorities as he joins crowded GOP race for Iowa governor | Click on the image to read the full story kcci.com/article/randy-…

@LPNH Replace the word “socialist” with the word “racist” - does it still work? Is it still libertarian? lol

Being a socialist should make someone unemployable inside the state of New Hampshire. The goal of the Free State movement is to win, not be nice to people who want us dead or in a gulag.

@elonmusk It was too easy. Like I got to the building and he said it was in the garage with my name on it. So I stood by the car for a while before somebody finally came along and told me “it’s yours, get in and you can head out” The process was seamless. I expected a bigger to do.

Please reply to this post with any difficulties you may have had in trying to buy a Tesla. Our goal is for the purchase and delivery experience to be fast and simple, with accurate answers to your questions. The key test is that you would recommend it to a friend.

@LPNH So a libertarian society is just a feudal society?

In a libertarian society, the vagrant, bum, and disordered individual would not be able to pay for police protection. Right now, the disordered are protected by the government. Remove that protection and decent men will begin to solve it.