Tim Phillips 🇺🇸

When did critical thinking die?

The War on I-4 historical summary:

If this kind of video is already circulating in May, the campaign ads heading into November are going to be absolutely brutal.

Everyone is a starter. Shoutout to the All-American bench for making an impact 🫡

I’ve been asked a few times “why UCF”—this! I’ve been fortunate to play for some great coaches and to watch great coaching—can’t wait!!!

I just can’t possibly see how these kinds of prices are good for the sport. You’re pricing out the kind of fan who has long been the lifeblood of the sport and makes the atmosphere unique

What's happening right now in our capital markets is going to DESTROY the retirement savings of millions of Americans. Anyone of good conscience needs to rise up and say enough. This must be stopped. I don't say that lightly. I've been doing this for 45 years, and what's happening right now to the integrity of our capital markets is unlike anything I have ever seen. This is not about Elon Musk or Donald Trump. This is not about whether you like rockets or hate rockets. This is about the systematic CORRUPTION of the financial system that every American depends on for their retirement. In the entirety of its existence, Tesla has generated approximately $36 billion in cumulative profit. That includes over $20 billion in government emission credits and tax subsidies. The company is valued at $1.7 trillion and its CEO is the richest man on the planet. I'm not talking about the stock price. I know the stock has made people money. That's the popularity contest. I'm talking about whether this company creates enough economic value to JUSTIFY the capital invested in it. And it doesn't. The returns on invested capital have been chronically below what any serious investor would demand. That's not wealth creation. So the product here isn't the car. The product is the STOCK PRICE. Elon Musk is selling hopium and an entire generation of investors is buying it without even knowing what a PE ratio is. I posted two pieces recently on Tesla and SpaceX. Each got over 1.5 million impressions. Thousands of hate replies but NOT ONE response with an actual argument. Not one. It was all "Libtard" and "Elon derangement syndrome." You would not get past a first-round interview at Fidelity thinking this way. But Tesla is just the opening act... SpaceX just filed for a $1.75 TRILLION IPO. $15 billion in revenue but no profit in sight. The private valuation was walked up from $200 billion to $400 billion to $800 billion to $1.75 trillion in two years. And Reuters has confirmed that SpaceX made early inclusion in the Nasdaq-100 a necessary condition for listing on the exchange. Nasdaq obliged by adopting a "Fast Entry" rule in March that lets mega-cap IPOs join the index after just 15 trading days, completely exempt from the normal seasoning and liquidity requirements every other company had to meet. And this matters because over $600 billion in passive funds track the Nasdaq-100. Unlike the S&P 500, which still requires months of seasoning and stricter float thresholds, the Nasdaq-100 is now a 15-day on-ramp for trillion-dollar IPOs. Every ETF and mutual fund benchmarked to that index will be FORCED to buy SpaceX within weeks of it going public regardless of whether the valuation makes any sense. Your 401(k) is literally the exit liquidity. You don't even get a choice. The structure of the market makes you a participant whether you want to be or not. That's what makes this different from every other bubble in history... You can't opt out. And the agencies that were supposed to protect you from exactly this? They're doing NOTHING. Peter Lynch would always say the product is not the stock and the stock is not the product. Show me one Hall of Fame investor who ever made his fortune chasing hype. Lynch, Druckenmiller, Soros, Buffett, Griffin, Cohen. Not one of them managed money this way. It's only the cult on X who thinks momentum and greater fool is an investment strategy. As Buffett said, in the short run the market is a popularity contest. In the long run it's a weighing machine. This popularity contest has gone on longer than any I've witnessed in my career. But gravity always wins. And when it does, the people who forced your pension fund into a money-losing rocket company at 120x revenue will have a lot of explaining to do. This must stop. And it WILL stop. The only question is how much damage gets done first. Are you listening?

@Brett_McMurphy Congratulations!! Go Knights! Charge On! ⚔️ 🚀

Congrats to my incredible daughter Chesney on graduating summa cum laude from UCF. You’ve come a long way since our days on SportsCenter ❤️

“You can go to UCF and be a first round pick”

💰 This guy says you should start taking Social Security at age 62. He walks through the real math on claiming at 62 vs 67 vs 70 using a clear example: roughly $18k/year at 62, $24k at full retirement age (67), or $36k at 70. He shows the break-even points and reminds us that the average life expectancy here in the US is 79 years old. It’s not just about getting the bigger monthly check — it depends on your health, how long you live, and your personal situation. It’s such a practical reminder that these big decisions need to be run with your own numbers, not just generic advice. It’s also wise to run this past a financial adviser. Would you claim Social Security early (at 62), at full retirement age, or wait until 70? What’s your reasoning? When the time comes, I’ll be collecting it at 62.

I've never seen so many people this happy to be ripped off. Is there a clinical term pending for this disorder?

This could’ve been prevented if the pope was tougher on crime

Mo Gawdat spent years inside the machine at Google X. Now he is saying out loud what the economists will not. Gawdat: “The very base of capitalism, which is labor arbitrage, to hire you for a dollar and then sell what you make for two, is going to disappear.” That is not a prediction. That is a coroner’s report on a system that has not stopped breathing yet. Capitalism was never about innovation. It was about one equation. Buy human time cheap. Sell the output high. Pocket the spread. Every empire. Every fortune. Every supply chain on Earth was built on that margin. AI just closed it to zero. A humanoid robot now costs $9,000. It does not sleep. It does not negotiate. It does not quit. It runs every hour of every day at a quality ceiling no biological worker will ever touch. When production costs fall to nearly nothing, the entire pricing structure of the global economy falls with it. But here is what every CEO celebrating margin expansion has not thought through for five minutes. Gawdat: “Even if you can have all of the productivity gains in the world, by firing people consistently, nobody’s able to buy what you’re making.” That single sentence should end every strategy meeting on the planet. Capitalism is a closed loop. You pay workers. Workers become consumers. Consumers buy products. Revenue funds the next payroll. Cut the worker and you do not just eliminate a cost. You eliminate the customer. Every company racing to automate headcount out of existence is quietly engineering the death of its own demand. They are building the most efficient production systems in human history to sell to a population that no longer has income. 50% unemployment is not a recession. It is the demand side of the economy going permanently dark. You cannot push infinite supply into zero purchasing power. The math does not care about your earnings call. Gawdat: “Wealth is going to have very little meaning for most of us in a few years’ time.” This is where it turns on the people who think they are winning. If production approaches zero cost, scarcity begins to dissolve. And scarcity is the only reason money holds value in the first place. The billionaire class is stockpiling a currency that is quietly losing its reason to exist. Gawdat: “So the entire capitalist model has to be rethought.” He is right. And nobody in power is doing the rethinking. Every board meeting about efficiency is a conversation about dismantling the very economic engine that made the board meeting possible. The question was never whether AI could produce enough. It was whether capitalism could survive its own success. The machine does not just replace the worker. It erases the consumer. And a system that can produce everything but sell nothing is not an economy. It is a machine that perfected itself into extinction.

A throwback to a special time being a UCF Knight

@UCF_Football #GKCO

How many other kickers are doing this?

@NextRoundLive “ 2017 UCF is the only team in history to have gone undefeated, be left out of the CFP, and finish ranked #1 in an NCAA major selector.”

Every Unbeaten Team In The BCS/CFP Era Which of these 26 teams was the most memorable to you?

Every time oil prices surged 50%+ above trend, a recession followed. Every. Single. Time. We just crossed that threshold again. This isn't a prediction. It's history rhyming.

Peter Luger's steakhouse, a Brooklyn institution since 1887, is legendary for its dry-aged USDA Prime beef, particularly the porterhouse steak served family-style. Their cooking method involves high-heat broiling to create a charred, caramelized crust while keeping the interior juicy and flavorful, with minimal seasoning—just salt and clarified butter. Steaks are dry-aged in-house for weeks, enhancing tenderness and umami. At home, approximate this by salting a thick cut, broiling at 500°F+ for 4-5 minutes per side, slicing, brushing with clarified butter, and finishing under the broiler to your preferred doneness (medium-rare is classic). Serve sizzling hot with sides like German fried potatoes or creamed spinach. Have you tried cooking a steak this way before? How do you like to cook your steak?

What a Buffon…

“I say this with all due respect for UCF, but I don’t need to see anything for any team to grab my attention,” Young said. “Our league is a bear. Everybody understands it. Any team can beat anybody on a given night. They (UCF) have proven they can beat any team in our league. This is a huge game for them, as it is for us. Our guys will be ready to go.” 👉 deseret.com/sports/2026/02…

Johnny Dawkins had somewhere around 3.5 million (near the bottom of Power 5), a completely revamped roster and nearly everyone thought he would be fired after this season. Now UCF is a lock for the NCAA tourney after this Mollywhopping at BYU. Incredible job by Dawkins and his staff.