TJ Berke

Since yall always complain about Health Insurance I decided to start a YouTube channel to help EVERYONE reduce their health insurance costs. Please like, subscribe, and reach out. You are not alone!! Health Insurance 101 for Dummies youtu.be/tbvVRcxvaVg?si… via @YouTube

@Juliedonuts @libsoftiktok @Travis179069263 @Aetna You can get this negotiated down and get them to cover it. Technically in a life threatening situation, an ambulance ride has no “network”. I’m a broker I help people all the time. Lmk if you need some help with this Julie.

@libsoftiktok @Travis179069263 @Aetna Yep. They denied an ambulance ride saying it was out of network. 🤣 Like they should have called around to find an approve ambulance. It’s OUTRAGEOUS!! 🤬🤬

Last week I randomly got a $9,000 bill for a hospital visit from last year. I called them up and they said my insurance decided not to cover it. Why? Because. .@Aetna can just decide they’re not interested in covering something and then you’re left with an inflated bill to pay out of pocket after the fact. This is in addition to a $2,000 bill that I already paid. They just don’t want to cover it despite me paying a monthly premium. Meanwhile illegals get free healthcare. Honestly fuck you @Aetna. I’m gonna do everything I can to destroy you.

@libsoftiktok @Aetna Aetna is the worst and UHC ain’t far behind. I’m a broker if you ever wanna look around, I can help you get better coverage and save money!

Why is Healthcare in the US so expensive. Gee, lets take a look:

@Brocklesnitch The Babysitter Club ❤️

My entire knowledge of Connecticut and anyone from there is literally only my childhood friends Kristy, Dawn, Mary Anne, Claudia and Stacey

@HeidiBriones What about those of us who identify way more as Gen X but are cut off by like 1 measley year. I am not a millennial 🥺

I love when millennials are like "omg, I can't understand Gen Z." Yeah, no shit, that's because we're in a different generation.

@DonTheCreator_ The filler music between scenes on reality tv

i genuinely want to know. i promise im not being funny. what’s her target audience?

@pagingdrsank Don’t you just love it when other people count your money 🥰

If doctor doesn’t do doctor work, where does the doctor money come from to pay for things while doctor is at home? What’s this imaginary world people live in where doctors can afford to just not work for a year? Point me to the doc job with a year of paid leave quickly please!

@XGuy64007 @thecavemommy I agree, but with insurance it’s always good to review with a professional. The only way to fix it is to force transparency. Allow people to see wha something costs between facilities/doctors. Some of these group plans are outrageous!!

@tpatfeld @thecavemommy More affordable maybe and that’s great. You can do that. I’m still arguing that’s still an outrageous price. Like my point isn’t what you’re doing it’s like the price of healthcare overall.

Everyone keeps saying this like the reason we chose not have insurance is because it’s affordable and we’re just irresponsible. As previously stated, insurance from my husbands employer is $2,000 A MONTH. We would quite literally be homeless if $1,000 a month was taken out of his paychecks, we could not afford other bills. If one of our kids got a horrible diagnosis(IN THE NAME OF JESUS I WILL NOT WORD CURSE MY CHILDREN OR MY FAMILY), we would literally be better off him quitting his job and going to work in fast food so we would make little enough to qualify for Medicaid, or just pay hospitals bills a few hundred a month till we die. This is the state of our health care system. It is utterly broken for any lower middle class healthy people (which is the majority of Americans).

@luinalaska We also met outside and rode our bikes to your friends house to see wassup. Made plans beforehand and KEPT them. That’s a lost art lol keeping plans!

We were required to have the social skills needed to pick up a phone in front of our own family and call the home phone at our buddy’s house, talk to their mom, ask to speak to their kid, wait for them to come to the phone, and then we had to talk to them stuck to a cord in the hall by the kitchen. It was gloriously awkward.

@holyhomemaking @HB1934C This has happened to me with both friends AND family. It sucks but it stings less after a while. Do not do it. Trust your intuition.

@HB1934C this is where I’m at and it's so sad and depressing. I’m seeing a trend like that throughout our friendship and the issue is being forced now. It's so hard to make friends and we get along so well otherwise. it just sucks. ty for the advice though it's true even if I hate it lol

my friend wants everyone who meets her baby to get the tdap vax but I’m only 21 weeks pregnant and didnt want to get it at all. any risk even minor of preterm birth, miscarriage, or iugr is not worth it to me. how do I decline without blowing up our already tenuous friendship?

@MeghanEMurphy Yes. And we tried to warn people.

So, everyone who got the Covid "vaccine" was just being used as a guinea pig in a mass science/bioengineering experiment, is that right?

@JennyL1983 Thank you!

@tpatfeld Gorgeous 😍

Hoping on the trend. This was my wedding dress, it was $550 on clearance. I had just had a baby so I was much heavier. I felt so beautiful and I loved the beading and the detail in the lace. We celebrate 10 years together 7/9 and just cel rated 5 years married 3/16 I❤️ him

@BrentAWilliams2 Every single day.

Ladies, be honest: how often do you think about your man’s happiness?

@lavern_spicer We love you too Lavern! Seriously, if you need help getting his life insurance to pay I AM HERE and an expert at it. Please reach out! Thinking of you 😘😘

I will never forget the love you showed me here on X today. I love you all.

@1Nicdar @TonemanLives Orlando or Miami or Ft. Lauderdale

What Florida city would you never move to, even if someone paid you to do so?

Politics is disgusting.

@FarmGirlCarrie @Soujourner220 @elonmusk I say it all the time. I have thought this since 1998 when I had my first real job and got an actual paycheck instead of just babysitting g.

Why is this not on everyone’s mind daily? @elonmusk: “It's pretty wild that a tiny tax on tea started the Revolution, and now we get the living daylights taxed out of us and there's no revolution…"

@conthecatch_ @thecavemommy Is that what you think? Lmao I had access to plans both private and ACA. I help people save thousands, negotiate bills, etc. so excuse me when I say, GFY bot!

@tpatfeld @thecavemommy A “broker” for the individual marketplace means nothing lmaooo

@XGuy64007 @thecavemommy Yes. It’s a fraction of what she’s paying now. It has a $0 deductible. It has upfront benefits. It’s a lot less than what they are paying now and the plan works for every doctor in the country weather they are on the PPO net work or not. So, yes, yes I do

@tpatfeld @thecavemommy That’s affordable to you?!

Accurate!