Ty Danco

8.3K posts

Ty Danco banner
Ty Danco

Ty Danco

@tydanco

Long suffering Browns fan, looking for redemption

Burlington, VT Katılım Haziran 2010
1.6K Takip Edilen3.4K Takipçiler
Ty Danco retweetledi
Melanie D'Arrigo
Melanie D'Arrigo@DarrigoMelanie·
Updated:
Melanie D'Arrigo tweet media
English
1.1K
31.1K
148.4K
2.6M
Ty Danco
Ty Danco@tydanco·
@SportsCenter @JeffDarlington In 1980, Ken Morrow went from Olympic gold as an amateur to 4 straight Stanley Cups with the Islanders--and earned every one of them. He was a rock.
English
0
0
0
19
SportsCenter
SportsCenter@SportsCenter·
Matthew Tkachuk has won two Stanley Cups and an Olympic gold medal in a span of two years 🔥 An impressive feat to say the least 🇺🇸 (h/t @JeffDarlington)
SportsCenter tweet media
English
144
837
10.2K
267.4K
Ty Danco retweetledi
Ron Filipkowski
Ron Filipkowski@RonFilipkowski·
Can we talk about how batshit crazy it was for Trump to post that China was going to permanently cancel the Stanley Cup if Canada signs a trade deal with them, or do we just assume at this point that he’s completely psychotic?
English
531
1.6K
13.2K
187.8K
Ty Danco retweetledi
CCP IS ASSHOE
CCP IS ASSHOE@CCPISASSH0E·
Finally. A child with some class and sophistication.
English
539
2.6K
26.1K
827.4K
Ty Danco retweetledi
Andrew—#IAmTheResistance
Andrew—#IAmTheResistance@AmoneyResists·
LMFAO when you lay it out like this the absurdity is just STAGGERING.
English
697
13.4K
44.9K
770.6K
Ty Danco retweetledi
S.V. Dáte
S.V. Dáte@svdate·
I sat through two hours of lunacy this afternoon. And watched 15 minutes of this guy just now. The difference is night and day. If you want to understand the long-term damage Donald Trump is doing to our country, it’s worth your time.
English
990
4.6K
28.8K
1.2M
Ty Danco
Ty Danco@tydanco·
@Alex_Danco Down 3 bps last 12 months on the 10 year? This graph reminds me of Sharpie-assisted hurricane maps.
English
0
0
0
102
ESPN Cleveland
ESPN Cleveland@ESPNCleveland·
Browns had a real chance on that last drive. Do you think Shedeur Sanders should start against the Raiders next week?
English
354
93
2.7K
306K
BaseballHistoryNut
BaseballHistoryNut@nut_history·
Who is your favourite right fielder of all time? Mine is Jose Bautista. Great arm, possessed a lot of HR power and one of the best leaders I’ve ever seen,
English
416
10
198
47.6K
Ty Danco
Ty Danco@tydanco·
Well, I've listened to all 10 (or should I tweet all X) episodes of Infinite Loops with @Alex_Danco and @jposhaughnessy and have only read a few of the recommended books. Though I HAVE purchased several more of them sitting in my massive not yet read pile inside Kindle. #busted
English
8
0
6
315
Ty Danco retweetledi
CALL TO ACTIVISM
CALL TO ACTIVISM@CalltoActivism·
🚨This is literally one of the best clips ever: Rep. Ted Lieu: “Last month’s job numbers were so bad, Trump fired the head of the Bureau of Labor Statistics… Well this month, the report was equally horrible…Trump’s economy sucks.” #Trumpflation
English
433
10.9K
56.2K
1.5M
BaseballHistoryNut
BaseballHistoryNut@nut_history·
Age yourself by naming your favourite team’ manager when you first started watching baseball. Please quote
English
921
15
254
91.3K
Ty Danco retweetledi
Justin Wolfers
Justin Wolfers@JustinWolfers·
And this chart suddenly feels particularly relevant.
Justin Wolfers tweet media
English
5
79
157
13.2K
Freda Duan
Freda Duan@FredaDuan·
Just spent time digging into the Commerce Payments Protocol—and honestly, it’s kind of mind-blowing. Crypto rails have quietly solved most of the pain points that kept them out of mainstream commerce. This isn’t a demo or a theory—it’s live, open-source, and processing real transactions. Crypto payments are here. 1/ Instant “yes/no” authorization. Merchants need a clean answer: should I ship this item? On-chain, that’s trivial. The protocol gives an immediate Authorized response by calling authorize(), which either succeeds or reverts. No ambiguity; just deterministic, programmable logic. 2/ Irrevocable or network-guaranteed funds With traditional cards, “authorization” places a hold—it’s a promise, not a payment. In Base’s USDC rail, the authorize() call immediately moves the exact amount into an escrow smart contract. Funds can only be released via capture, refund, or void—no one can claw it back. It replaces the idea of a credit hold with a “debit hold”: the buyer’s balance is reduced instantly, but the merchant can’t spend it until capture. The process mirrors the card system’s two-step flow, just enforced by smart contracts instead of centralized rules. If a buyer doesn’t have enough USDC, transferWithAuthorization() reverts with transfer amount exceeds balance. No partials. No overdrafts. Just a hard stop—exactly like card error code 51: insufficient funds or credit limit. 3/ Shopper protection, restructured Unlike cards—where issuers offer buyer protections—crypto-native payments move that responsibility to the PSP or wallet layer. The Base Commerce Protocol supports refund() calls, using either the merchant’s wallet balance or, if necessary, the PSP’s own risk reserves. So protection still exists—it’s just no longer mandated by regulation. It’s contractual, balance-sheet backed. Example: Day 0: Buyer pays → USDC enters merchant escrow. Day 10: Product doesn’t arrive → Buyer disputes → PSP calls refund() → Funds pulled from merchant. Day 65: Merchant ghosted → Wallet empty → PSP uses risk pool. Day 91: Refund window expired → On-chain refund no longer possible → PSP may offer credit, or buyer pursues legal recourse or a Circle freeze. 4/ Ubiquitous tooling and UX One challenge remains: frictionless funding. Today, stablecoin payments still require buyers to source USDC, hold it, and manage ETH for gas. That’s a UX burden—but one that’s solvable. Smart wallet abstractions already can make this feel like a debit account. A credit-style overlay—built by $Coin, $Shop, or MoonPay’s new stablecoin card—could close the last usability gap, giving crypto rails parity with cards on the one thing they still lag: seamless funding at checkout. +++ This challenged a lot of what I thought I knew about payments. I’m genuinely impressed by the ecosystem that’s taken shape—much of it just in the last few months, as regulatory clarity started to emerge. The Base Commerce Protocol offers a glimpse into a new payment architecture: one that is transparent, programmable, and structurally more efficient than what we’ve relied on for decades. With steady progress in wallet UX, credit overlays, and fiat onramps, crypto for commerce might arrive much sooner than expected. Never underestimate what an open-source, programmable system can unlock. +++ github.com/base/commerce-… github.com/base/commerce-… blog.base.dev/commerce-payme… youtu.be/phxTKt6JeKk +++ More here: open.substack.com/pub/robonomics…
YouTube video
YouTube
Freda Duan tweet media
Freda Duan@FredaDuan

We’re watching crypto and fintech collide—there are lots of debates around whether stablecoins can truly dent the dominance of card networks. Fintech camp says: no chance. - Credit cards are sticky. Perks are too good for consumers to switch. - Merchants always flirt with cheaper rails. Debit, ACH, RTP—they’ve all existed. None replaced credit. - Crypto rails have existed via Stripe, $SHOP, etc. for years—yet traction is near-zero. - For most C2B retail payments in developed markets, stablecoins are a “solution looking for a problem.” - Any traction will take years, and likely be limited to cross-border or unstable-currency markets. Crypto camp says: LFG. - Cheaper. Faster. Programmable. - V/MA are dead. Take rates compress. Everyone wins—except the incumbents. Meanwhile, in the real world: WSJ reports $AMZN, $WMT, $EXPE, and airlines are exploring issuing their own stablecoins Stripe x $SHOP just launched stablecoin payments $V, $MA, $PYPL are making moves too All while stablecoin legislation inches forward in Congress 🔴First principles: what does it take for a retail payment rail to work? 1/ Instant “yes/no” authorization — so the merchant knows immediately whether to ship. 2/ Irrevocable or network-guaranteed funds — once approved, the payment is either final or the network guarantees it. Even if the shopper later disputes the charge, the network resolves it internally; the merchant doesn’t risk a clawback. 3/ A liability-shift framework — to protect the shopper. Under Reg Z and Visa/MC rules, the issuer refunds the cardholder first and only then seeks repayment from the merchant if needed. 4/ Ubiquitous tooling and a strong economic loop — one-button integration, seamless APIs, and enough margin to keep banks, PSPs, and merchants engaged. Why didn’t other payment rails break through? ACH was never an option: ❌ No instant authorization (fails #1) ❌ No guaranteed funds (fails #2) – Credits can be recalled; debits can be reversed up to 60 days if marked “unauthorized.” Merchants who already shipped can lose the money. RTP had promise but never took off: ❌ No liability shift (fails #3) – No fraud protection. Get tricked? The loss is yours. Banks may “try to help,” but they’re not liable. ❌ Poor UX/tooling (fails #4) – Consumers are used to cards that autofill. RTP’s “push” model (scan a QR, approve) feels clunky. But I think the real issue was no economics. A few cents per payment won’t fund rewards or fraud ops. So banks bury RTP deep inside bill pay. 🪙Now comes stablecoin. On paper, it’s no better than RTP—it lacks #3 and #4. So why might it win? One word: incentives. Every $100 in stablecoins can earn ~$5/year in yield (via T-bills). Issuers can share that yield with PSPs, merchants, and even fund buyer protection. The revenue under card rails is enormous: Total U.S. card volume: ~$12T annually $5T debit (avg. 0.8%) + $7T credit (avg. 2.3%) Gross fees: ~$200B Rewards back to consumers: ~$50–100B (points, cashback, miles). Likely, much of it goes unused. If stablecoins captured just 20% of card volume and yielded 5% → that’s $120B/year in incentives to share with the ecosystem. The rest of crypto’s appeal is real, but all secondary IMO: - Global by default - Programmable payments - Composability + wallet-native UX What about the missing features? I see those as frictions that can be fixed: - Push vs. pull? Push is native, but "pull" can be mimicked via wallet allowances - Fraud & liability? Not native, but buildable—escrow, insurance pools, dispute layers - “I want card rewards” → What if the item is 3% cheaper instead? - Consumer wallets? Merchant tools? Yes—still friction points. But solvable. So why is this time different? 🔴Clear incentives + 🔴Regulatory clarity The technical readiness has always been there. Sometimes disruption needs a breakthrough technology. Other times, all it takes is decent tech—plus the right incentives and regulatory greenlight. Imagine a world where you can either: Get 1–2% cashback or Just pay 2–3% less Both are frictionless. Which would you choose? I do have a soft spot for real tech disruption. So yes—I believe crypto and fintech stacks will converge. And yes—I’ll be the first to pay with stablecoin. :) open.substack.com/pub/robonomics…

English
23
41
256
132.5K
Ty Danco
Ty Danco@tydanco·
Congrats @HarryStebbings. Your latest interview with GSquared is your most educational and entertaining ever. And might I note, at 1h45 minutes, you have more than 5x'd 20 minutes. Here's to longform!
English
1
0
2
858
Harry Stebbings
Harry Stebbings@HarryStebbings·
Over the last year 20VC has grown so fast we had to take the offices next door also. Now we are building a full production house. Multiple different studios, vibes, the full works. Time to take it to the next level. LFG. 🚀
Harry Stebbings tweet media
English
62
5
412
40.1K
🎸 Rock History 🎸
🎸 Rock History 🎸@historyrock_·
Top 20 Drummers of All Time according to ChatGPT Thoughts?
🎸 Rock History 🎸 tweet media
English
1.4K
115
1.2K
192.8K
Ty Danco
Ty Danco@tydanco·
@hodges Any Harry Potter on Audible. Have OD'd on podcasts.
English
0
0
1
40