United Community

We’re excited to welcome customers to our new South Miami banking center at 5880 Sunset Drive. This location is especially meaningful as the first new building on Sunset Drive in 40 years. It builds on South Miami’s rich history as a hub for culture, commerce, and community while giving our team a new place to serve customers and neighbors. If you’re in the area, stop by and say hello!

For the 12th time, customers have rated United Community #1 for Retail Banking Customer Satisfaction in the Southeast by JD Power. We don’t take that trust lightly. Thank you for continuing to choose us and for giving our team the opportunity to serve you. Learn more at jdpower.com/awards. Explore United Community’s award-winning approach to banking at bit.ly/4sF5bqg. United Community - Banking Built for You

Don’t fight business fraud alone. Add an extra layer of security by enrolling in our Positive Pay service for check payments and setting up dual control for wire payments and ACH transactions. Learn more about both at ucbi.com/fraud-preventi….

Happy Fourth of July! 🇺🇸 Our branches are closed today, but you can access your accounts 24/7 at ucbi.com or through our mobile app.

Protect your identity with MasterCard ID Theft Protection.™ If you have a United Community MasterCard® debit card, you can enroll for free in identity theft monitoring and get support from a team of identity theft resolution specialists. Learn more and enroll at ucbi.com/fraud-preventi….

Our branches are closed today in observance of Juneteenth, but you can access your accounts anytime at ucbi.com or on our mobile app.

Thank you for rating us #1 for Retail Banking Customer Satisfaction in the Southeast by JD Power. We’re grateful for the trust you place in us every day. Recognition like this reflects the relationships we’re proud to build across the communities we serve. Learn more at jdpower.com/awards. Explore our award-winning approach to banking at bit.ly/4sF5bqg.

We believe in the power of small businesses to shape our communities—and supporting their growth is one of our top priorities. That’s why we have dedicated business bankers like Tyler, who are focused on building strong relationships and providing tailored financial solutions to help local entrepreneurs succeed. Tyler said, “Small business owners are deeply invested in what they’re building, and seeing their passion for their work is incredible. It’s rewarding to know that the support I provide creates opportunities and contributes to the growth of their business and community.” Learn more: bit.ly/3QVjo4k

Today, we remember and honor those who made the ultimate sacrifice for our freedom. 🇺🇸 We’re forever grateful for their courage and service. Our branches are closed today, but you can manage your accounts 24/7 at ucbi.com or through our mobile app.

Supporting small businesses is at the heart of what we do, and our team is ready to help you achieve your goals. Our dedicated business bankers, like Bhaumik, are passionate about understanding the unique needs of our local entrepreneurs and providing the financial guidance they need to thrive. Bhaumik said, “As a first-generation immigrant, I deeply understand the drive to build something meaningful and lasting. Many small business owners aren’t just trying to survive, they’re working tirelessly to create a legacy for their families, employees, and our community and to avoid becoming another failed statistic. Being able to support that journey and stand alongside them as a partner is what makes this work so rewarding.” Learn more: bit.ly/3QVjo4k

From the Southeast to the Big Apple, United Community is Banking Built for You. Thank you to our partners at @NYSE for featuring us!

Still deciding what to do with your tax refund? Earn more on your money and keep it protected with one of our savings account options: - Certificates of Deposit (CDs): 6-month and 14-month options available* - Money Market: High-yield savings account with tiered interest rates - United Savings: Competitive interest rates with anytime access to your money Ready to open an account? Visit our website to apply: bit.ly/48Ic8Po *Information current as of 3/4/26.

Everything about a small business is personal, and it’s our goal to make the banking feel that way, too. Our dedicated business bankers, like Sheri, are passionate about building strong relationships and providing businesses with the financial support they need to thrive. Sheri said, “Small businesses are the heart of our communities—they create jobs, support local families, and give our area its unique character. When these businesses succeed, it strengthens the entire community both economically and personally.” Learn more: bit.ly/3QVjo4k

A big THANK YOU to our customers. 💙 Last week, our teams across the Southeast enjoyed celebrating Customer Appreciation Day with the communities we’re proud to serve. Thank you for choosing United Community and for being part of what we do every day.

Today is all about you! 💙 It is Customer Appreciation Day at United Community. Visit your local branch so we can personally thank you for banking with us. Be sure to tag us in your photos. We would love to share your favorites!

Your estate and your investments, in sync every step of the way. Senior Portfolio Manager Charles Williams shares how United Community makes sure your plans work together so you can move forward with confidence. Wealth management is personal. Whether you are just getting started or navigating something more complex, we take the time to understand your goals. Learn more: ucbi.com/wealth ***** Non-deposit investment products and services, including financial planning, investment management, and fiduciary or trust services, are: • Not FDIC Insured • Not Bank Guaranteed • May Lose Value. This video is for educational purposes only, does not describe specific products, and should not be considered investment, legal, tax, or fiduciary advice. Any fiduciary duties described apply only to certain account types and relationships as defined under applicable laws and governing agreements.

Save the date… Customer Appreciation Day is next week! 🗓️ On Friday, May 1, our local branches will host celebrations to thank you for your continued trust and support. We look forward to celebrating with you!

Celebrate Financial Literacy Month by teaching your kids smart savings habits! With their very own Treasure Chest savings account, kids age 12 and younger can start saving and earning interest (and get a complimentary piggy bank and banking coloring book to celebrate their first account). Learn more: bit.ly/4slKkHu

When you sign up for Greenlight through United Community, you’ll receive a free* Greenlight subscription and, for the month of April, a free custom debit card^! Your child can personalize their card with their favorite photo, pet, or design. It’s a fun way to get them excited about learning smart money habits. ------- *United Community Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their United Community Bank account as the Greenlight funding source for the entirety of the promotion. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 03/27/2027. Subject to minimum balance requirements and identity verification. Offer subject to change and partner participation. Upgraded plans may include Invest Account Services, which are the investment advisory services provided by Greenlight Investment Advisors, LLC, a wholly-owned subsidiary of Greenlight, as a Registered Investment Advisor, and the brokerage services provided by DriveWealth, LLC as a broker-dealer. Investments are not a deposit and are not FDIC Insured. Investing involves risk, including potential loss of principal. ^New Greenlight customers are eligible for a $10 bonus to their Parent Wallet within 7 days after completion of successful registration. Customers must sign up at greenlight.com/ucb to redeem offer. Successful registration must occur between 4/01/2026 and 4/30/2026. See terms for details. Offer subject to change.

Your money, your goals, your best interests. We set clear expectations from the start. At United Community, we take the time to understand what you are building, then shape an approach around your future. Senior Portfolio Manager Charles Williams explains why clarity on fees matters for your investments. Learn more: ucbi.com/wealth ***** Non-deposit investment products and services, including financial planning, investment management, and fiduciary or trust services, are: • Not FDIC Insured • Not Bank Guaranteed • May Lose Value. This video is for educational purposes only, does not describe specific products, and should not be considered investment, legal, tax, or fiduciary advice. Any fiduciary duties described apply only to certain account types and relationships as defined under applicable laws and governing agreements.