Vipul $h@h

Do you search "Best performing #mutualfunds in india",If yes then welcome to the world of losses. Understand the #Psychology of #investments bit.ly/2zRIwRG #Investment #Finance #FinancialPlanning #MutualFundSahiHain #behavioralfinance #MFSahiHai

@Alert_Investor @InvestInMicro Earlier u were selling 100 Laptops suddenly u sold 1000 laptops that's the growth, for 900 Laptops there are unpaid invoices hence Cash is not on table A simple youtube video on Cashflow tally with P&L will help you. Check Astra Microwave, have any doubts happy to help.

@vipuls1979 @InvestInMicro This is a textbook gyaan. Simple google can give what you wrote. Can you help us understand specific in the context of this business,please? Company growing at 80% CAGR how will the inventory be lower? Are all growth aggressive WC heavy business fraud? What about Astra Microwave?

93 Cr → 301 Cr in just 2 years Profit almost 3x. EPS doubled. Now targeting 1000 Cr Revenue by FY29✅

@Alert_Investor @InvestInMicro Look at Accounts Receivable and Inventory in the Cashflow Accounts Receivable r increasing i.e profit is trapped in unpaid invoices. If Inventory is ballooning i e cash is tied up in unsold goods.

@vipuls1979 @InvestInMicro Can you help us understand why is it cash flow negative, like the one person above mentioned? What do you think is happening here? I see worse pattern in Astra Microwave, is that a potential fraud too?

@Alphamojo1 RBI kehta hain inflation is less than 2% yeh kaise ?

🚨Cost of Living in India 2010 vs 2025 2010 2025 1 Litre Petrol ₹51 ₹105 1 Litre Milk. ₹25 ₹60 Movie Ticket. ₹120. ₹400 Monthly Rent. ₹8,000 ₹30,000 i Phone (Base) ₹30,000 ₹80,000 Internet ₹100/GB ₹20/GB School Fees ₹10,000 ₹70,000 Airfare ₹3,000 ₹8,000 Petrol Prices Have Doubled in 15 Years Rent increased 2-3 Times Education & Health Care Have become luxury Internet Cost Drop 70% Due to Jio.

@nipuneuphorica @AshishB60558222 Nipun, It's easy, do changes only if Nifty Spot is > premium collected in straddle on a 1 Hour Candle on Closing. If premium is 300 & Nifty is at 24350 on 1 Hour Closing then sell 24100 & collect further premium do the reverse of market falling

@AshishB60558222 thnkuuu!! if possible pls make article on hedging for options buyers when you get time. how hedging done with examples. again thanku for always sharing precious learning.

🚨 MASTERCLASS: The Art of Straddle Adjustments (The Sniper's Shield) 1. The Setup (What is a Straddle?): Imagine you deploy a Short Straddle on Nifty at the 24,000 strike: Sell 24,000 CE (Call) = Collect ₹150 premium. Sell 24,000 PE (Put) = Collect ₹150 premium. Total Premium Collected: ₹300. Break-evens: 23,700 (Downside) and 24,300 (Upside). The Goal: If the market chops around the 24,000 zone, you capture the full profit from Theta Decay (time value melting). 2. The Crisis (When does it go wrong?): Suppose a macro news event hits, and Nifty aggressively rallies toward 24,200. Your 24,000 PE will drop to around ₹30 (Profit). Your 24,000 CE will spike to ₹270+ (Heavy Loss). Your Straddle is no longer 'Delta Neutral'. It has become 'Delta Negative' (meaning if the market goes higher, your loss becomes unlimited). This is exactly where the retailer panics and closes the entire trade at a loss. 3. The Execution (How to Adjust?): The golden rule of adjustment is: "Follow the Trend, Roll the Untested Side." (Book profits on the winning side and shift it closer to the spot price). Step 1 (Book the Dead Leg): Your 24,000 PE, which decayed from ₹150 down to ₹30, has very little Theta (premium) left in it. This is called a 'Dead Leg'. Book your profit by buying it back at ₹30. Step 2 (Roll Up): The market is now at 24,200. To collect fresh premium, you sell the 24,100 PE or 24,200 PE, which will give you approximately ₹100 to ₹120 in new premium. The Magic (The Result): The new ₹100+ premium you just collected acts as a hedge against the mounting loss on your 24,000 CE. By doing this, you shift your upside break-even from 24,300 to 24,400+. You have effectively moved your 'Profit Tent' in the direction of the trend! 🛑 THE SNIPER RULES (What NOT to do): Over-Adjustment (The Whipsaw Trap): If Nifty is just chopping up and down by 50-60 points, do not constantly adjust. You will bleed capital to brokerage fees and slippage. Only trigger an adjustment when the price gets dangerously close to your Break-even boundary. Fighting the Gamma: If it is Expiry Day (especially after 2:00 PM) and the market goes one-sided, adjustments will not save you. The 'Gamma Blast' will vaporize your adjusted premiums as well. On Expiry Day, only a hard Stop-Loss works. The Combined SL: Always maintain a 'Hard Stop-Loss' of 20-30% on your Combined Premium (CE + PE). If the market delivers a Black Swan crash, no amount of adjustment will protect your capital.

GRSE at 15x , anybody holding ?

Arre Bhai even 5 Cr is enough in a city like Mumbai if u own ur house. 6% FD in Husband/Wife will fetch 30 Lakhs, post tax 24 Lakhs i.e 2 Lakhs PM. Being a retired & ur expenses r b/w 75k-1 lakh Apply rule of 72, 75 k becomes 1.5 in 72 months & 1.5 as 3 Lakhs in another 72 Months

@TWLCommunity24 Wtf has Bengal election to do with EPS of Nifty 50?

Market is waiting for election Results 🩸🚀🩸🚀🩸🚀🩸🚀 After 4th May Nifty 25500++++ or 22000 again #NIFTY

@sobomarwadi @MehulThakkar_ @MandarSawant184 Ruparel is a chor builder, none of his projects are completed & still @mybmc gives permission for CC for other projects. Ruparel Skygreens, Ruparel Westsky, Ruparel optima, Ruparel Palacio in Kandivali (W) all projects under construction since last 9 Yrs & MAHARERA is a joke

Booked a flat in Ruparel in parel sewri 7 years back....OC was guaranteed in 2022. All hut vil b removed was promised,there vil b big garden area was shown but none is der..all fraud thing is being done by Ruparel... But no one is there to book this builder.. Maharera is a blunder...no politician touches builder. Sab mil batke khaat hai haraami.. Every political party is like dat.. Chor saale sab

A former colleague recently saw a 2BHK around 800 sq ft (under construction) at Parel–Sewri border for ₹3cr+ (₹42K/sq ft) having Atal Setu + Sea view... Meanwhile, Borivali and Dahisar are quoting ₹30–35K/sq ft... Considering this, western suburbs feels overheated, like a bubble.. (Representational Photo/AI Generated) #Mumbai #RealEstate

@ramesh_dugar There are 100's of books of investment & none of them talk abt investing in loss making companies, these so called startups are being provided a clean exit by our dearest Mutual Funds. The retailers are being fooled with SIP money and buy the DIP especially bachha party

Promoters of #Lenskart sold ~3 crore shares at ~₹400, pocketing ~₹1,200 crore. These shares were originally acquired at negligible cost (~₹5–20 by Peyush Bansal, ~₹10–50 for other founders) So While investors are sold a “growth story” insiders are cashing out at peak valuations. If conviction was truly strong, why exit at this scale? This raises serious questions on valuation, timing, and regulatory oversight. Have investors simply provided exit liquidity to early stakeholders? Its worth noting that #Lenskart core business (eyewear sales) is halal/permissible, and stock-screening services like Musaffa and Halalstock classify LENSKART.NS as passing Shariah investment criteria (sector + financial ratios). It's also backed by ADIA (Abu Dhabi sovereign fund). Time for investors to think rationally — not emotionally and decide where their money goes. Regulators like @SEBI must clarify the basis for approving such structures and disclosures allowing this pocketing of money by these pick pockets . Indian Investors have been fooled at two fronts , they have been cheated with their money and their religion both . High time #Hindus teach these extra #seculars a lesson by boycotting their products their services . One may book profit & Exit #Lenskart instead buy #HCC with an initial tgt of 25 , patience can get you new highs or #SHRINGARMS for new highs . Close these anti Hindu shops @ShefVaidya @jaipurdialogues @ARanganathan72 #InvestorAwareness #boycottlenskart #boycottpeyushbansal #NoBindiNoBusiness, @Lenskart_com may clarify if I am wrong anywhere .

@Kenu73 Stop International transactions in Card Manage option & keep a limit for 10000 for every other transaction. If u think transaction will be higher than 10k then increase it, go through it and again reduce it. Ek baar Paisa gaya to sab log haath upar karte hain.

Well well well, There’s first for everything. Here’s my first time becoming a victim of cyber fraud. Today morning my Atlas was compromised and USD 69.99 was processed, an otp was sent but I was sleeping and still the merchant was able to process the transaction. Axis was very helpful and have opened a fraud dispute with card block. What surprises me is 1.) I don’t use physical card anywhere so no chance of cloning. 2.) Atlas wasn’t used anywhere internationally in recent times 3.) The last transaction I did was late night on the AirIndia website. First time I hadn’t used the app but direct website on laptop. Still very curious to know how was the entire card details leaked, I did a google search and this merchant has had same pattern with many folks. Otp comes but transaction goes through without OTP. Let’s see how Axis will resolve the fraud transaction!

Bhai, How many properties do you have , U sold this one, u r staying in a home right now & planning to sell in ur earlier tweet, Ya yeh sirf farming hain X pe. x.com/i/status/20451…

@iamankitpande Bhai, I would say once u have a physical asset do not sell be it Property, Gold Coins etc, that's the mantra by Gujju's Infact In Bhayandar (W) areas lyk 150 Feet has 100% appreciation in last 5 Yrs.

I own a 1BHK in Bhayandar, Mumbai worth around 55 lakhs. Rent I get? Just 20k per month. That is barely 4 percent return. And over time, buildings get old, appreciation slows, and maintenance increases. So I ran the numbers. If I sell and invest 50 lakhs, then do SWP at 12 percent while withdrawing 45k per month for 30 years: Total withdrawn = 1.62 crore Still left ≈ 1.24 crore Now compare: Property gives 20k per month with slow growth. SWP gives 45k per month and still builds wealth. So the real question is: Do you choose safety or growth? I am seriously thinking of selling.

When you upgrade your portal why do you give pain to existing users.@Kuvera_In, complete navigation of menu is changed, ur UI sucks, existing managed accounts are missing, $100 million deal & ur IT team sucks.

@lfc_lance 41 Passes & Finally a Goal

I mean how?🤯

@singhvarun RE industry is coz of Buyers, for new project by the time of plinth, builders collect 40% upfront & balance as n when floor is constructed. Imagine if all the buyers goes for Ready to Move flats & don't buy Under Construction flats, this industry will have huge funding problem

I was sitting with a builder on Sunday. He had assured his homebuyers possession by the end of March but now claims that because of the war he will need 2-3 months more. I told him, how is a war that began on the last day of February impacting a project for which he had assured March possession? I see many builders across the spectrum saying the same, with journalists taking it verbatim and printing it. Why are no questions being asked about how developers can act like daily wage labourers? Their planning is so poor that they hadn’t even procured materials for 2-3 months of construction. Even small builders are using the war as an excuse, expecting homebuyers to endure it as if builders procure materials every morning. Sadly, the homebuyers’ community is not united or has no will to raise its voice. Even the Bombay High Court recently called homebuyers vulnerable. Ask any homebuyer, no matter how big or small the builder is, most are troubled by their builder. The real estate sector isn’t badnaam aise hi. Kaand hi itne karte hain ki log unpe trust nahi kar paate.

@shyamboom @Technicalchart1 RERA is useless, once order is passed, builder will appeal & delay, after losing in appeal, u hav 2 go for execution that take 6 mnths, then recovery certificate goes 2 Collector & then Tehsildar, neither collector nor Tehsildar will act w/o highcourt Writ Petition. That RERA.

@Technicalchart1 To get these from these honourable court you to run from port to pillar it's not easy ..and take 2-3years money after lawyer and so much of patience..after getting exploit from builder further get exploit by this system too.. nothing comes easy do remember

A couple in Pune booked a flat in 2014. Paid ₹42 lakh. Builder promised possession in 2017. 2017 came. No flat. 2018. No flat. 2019. No flat. They kept paying EMIs on a home loan. And rent on the house they were living in. For 7 years they paid double. In 2021 they approached RERA. Builder kept asking for extensions. They moved to consumer court. 2024 ruling: Builder ordered to refund ₹42 lakh. Plus 18% interest from 2014. That's ₹42 lakh becoming ₹92 lakh. The builder delayed by 7 years. The court added ₹50 lakh in interest. If your builder has delayed possession — you have two options: RERA or consumer court. Both can order interest on your money. Most homebuyers don't know they can get interest. Save this post.

@sunilgurjar01 After 2008 it is all about money printing, remove the printed money from 2008 till date and imagine the world markets

Opportunities to Buy: Lessons from Market Crashes 📉📈 1️⃣ Harshad Mehta Scam (1992) 🔻 Crash: 54% | ⏳ Recovery: 2Y 4M 2️⃣ Dotcom Bubble (2000) 🔻 Crash: 56% | ⏳ Recovery: 2Y 3M 3️⃣ Global Crisis (2008) 🔻 Crash: 61% | ⏳ Recovery: 1Y 8M 4️⃣ COVID Crash (2020) 🔻 Crash: 38% | ⏳ Recovery: 8M 💬 “Waiting for a dip to buy…” 💬 “Too risky now…” 💬 “Missed the rally…” 👉 History shows: ✅ Markets always bounce back ✅ Each rally hits new highs ✅ Fear = Opportunity Great investments are made when fear is high & prices are low 💰 #StockMarket #Investing #WealthBuilding

@Kshitij_Shah_ @prithvi525 Check the serial Buddha on Zee Tele, Buddha was unable to do fasting as per Jainism and later he found his own way of Nirvana"

@prithvi525 Is this true? 😭😂

Buddha who was himself sceptical, took initial aid of Jain sramana practices which he couldn't continue & resorted to a middle path(trail & error process😂),you guys ended up being neither Sramana nor Vedic Buddha claimed your cult will stay for 500 years, so your cult is dead😂

@mid_day The question is, how did the Building got Fire Brigade department NOC ?

The Maharashtra government directed municipal corporations to upgrade fire safety and ensure tall ladders at fire stations, aiming to tackle rising risks from increasing highrise buildings. In Mumbai, a 104-metre ladder can reach only around 35–40 floors, making internal systems, quick response, and access equally important for effective firefighting. ✍🏻: Eshanpriya MS