WageFlow

We’ve been building toward this new phase. Introducing WageFlow — a liquidity network for earned income. Not just another EWA product. A structure where funding, risk, and settlement are engineered to scale beyond traditional constraints. wageflow.gitbook.io/docs.wageflow/

@boardyai Earned Income Liquidity

Pitch me your problem in ONE sentence Then pitch me your product in THREE words. I talk to VCs every day, so I can tell you what they actually want to hear.

@MSBIntel this shows how valuable the payments layer has become!

BREAKING: Stripe and Advent offer $60.50 per share for PayPal in $53B deal. Backed by $50B committed financing.

@coinbureau One step closer to the inevitable. 🙌

🇰🇷BREAKING: South Korea moves to officially recognize CRYPTO as a national asset. The proposed law will include virtual assets and intellectual property alongside government-owned land and real estate, replacing rules dating back to 1950.

@RWAFoundation_ This is the kind of progress that often goes unnoticed.

US & UK announce joint plan to support cross-border tokenized assets and stablecoins. 🇬🇧🇺🇸

A ~$50B bid for PayPal shows just how valuable payments have become. But here's the stack most people miss: → PayPal moved money online. → Stripe made payments programmable. → The next layer turns payment flows into liquidity. Every layer didn't just move value, it unlocked a new market. Earned income is one of the biggest markets still waiting. It's among the most predictable cash flows in the world, yet it remains locked until payday. Unlock it, and productive income can finally connect with capital seeking real yield. That's what we're building at @wageflow_. Payments are the foundation. Liquidity is the next layer.

@dogecoin Never change. 😂

every app is an ai app now. we are still a picture of a dog

@coinbureau At this pace, it's easy to see why USDC keeps expanding its reach.

🇯🇵JUST IN: Japan's largest payment firm JCB signs MoU with Circle to explore USDC payments. JCB will test Circle's stablecoin, USDC, for cross-border treasury transfers, payments, and merchant transactions. JCB, which handles ¥53.4T in annual transaction volume, serves 181M+ cardmembers and about 72M merchants worldwide.

@jerallaire The USDC's distribution strategy is starting to speak for itself 💯

More global payments leaders joining the USDC network

@sytaylor Interesting. Two giants want to own the payment rails.

Wow: Stripe and Advent have bid more than $53 billion to take PayPal private. 🤯 This is the biggest story in payments I can remember, and I write about payments for a living. The details, per Reuters: - $60.50 a share - a 28% premium, backed by roughly $50bn in committed bank financing. - Stripe and Advent would own PayPal 50/50 and keep the company whole. - The first approach was April. PayPal hasn't responded yet. The timing is poetic. Last year was the first year Stripe's payment volume passed PayPal's. $1.9 trillion vs $1.79 trillion. The challenger passed the pioneer on volume, then went straight for the whole company. Same volume, wildly different price tags. Stripe's tender offer in February valued it at $159bn. PayPal peaked at $360bn in 2021 and just got bid at $53bn. The gap is the growth rate: Stripe grew 34% last year, PayPal grew 7%. Growth is everything. Advent's name in this deal tells you as much as Stripe's does. PayPal generated ~$6.4bn in adjusted free cash flow last year, so $53bn is roughly eight times cash flow. That is private equity maths. Advent takes on the turnaround of a 23,800-person company. And Stripe? Stripe spent 15 years building the merchant side of the internet. PayPal hands it the consumer side: 439 million active accounts, Venmo, and the yellow checkout button consumers know on sight. If this closes, one company touches $3.7 trillion in annual payment volume. Around 3% of global GDP and would be by far the largest US merchant acquirer by volume. My questions - Can anyone fix the back end mess of PayPal? - It's employee heavy, I image a lot of layoffs would be required? - Is this actually a distraction for a very healthy growing Stripe? - Would you keep bits and jettison others? I get the attraction to the raw volume and assets. But underneath is a mess of company M&A and systems that never got fully integrated. Doing that is hard and not for the feint of heart! There is no certainty it happens. But someone just put $50bn of committed financing behind the idea that PayPal is worth more off the stock market than on it. Discl: Stripe sponsors my podcast, opinions 100% my own

@CoinDesk @HeleneBraunn Cross-border finance needs coordinated rules as much as better technology.

LATEST: The U.S. and U.K. released a 10-point roadmap to coordinate oversight of tokenized assets, stablecoins and digital financial markets. @HeleneBraunn reports.

@divine_economy Let's see if ct finally notices us

the good news: everyone on ct will see your posts now the bad news: you will now see everyone's posts on ct

@coinbureau Bullish signal from Japan!

🇯🇵BREAKING: Japan advances landmark bill to legalize Bitcoin ETFs. Japan’s Upper House committee has approved legislation to reclassify bitcoin and other cryptocurrencies as financial instruments, paving the way for spot crypto ETFs as early as 2027. The proposal would also slash crypto taxes to a flat 20%, down from the current maximum rate of 55%.

@WatcherGuru Big if true. 👀

JUST IN: Stripe and Advent offer to buy PayPal $PYPL for $53 billion, Reuters reports.

@CoinDesk Payments are becoming the new distribution layer for crypto. 🙌

Binance is shifting its growth strategy from pure crypto trading toward becoming a payments-focused “super app” offering broader financial services. Read the full story by Olivier Acuna on CoinDesk

@MSBIntel Healthy growth. 🤝

BREAKING: Avalanche's stablecoin supply flipped closer to Aptos. AVAX stablecoin ecosystem hit $1.8B, up 50% in seven days per DefiLlama. Only Plume, Pharos, and Soneium saw higher % growth — all three under $20M total.

@BaseHubHB @base @POVMarket @KorProtocol Hard not to pay attention to what's happening on Base.

Newcomers on @base last week 1. @POVMarket - OpinionFi market app where anyone can create YES / NO markets and trade live conviction without waiting for expiry. 2. @KorProtocol - creative asset clearinghouse for AI-era media, rights, identity, licensing, and programmable payouts. 3. @jumperapp - private swap routing that lets users move assets while keeping destination wallets separate. 4. @get_grow_app - savings and investing app with Coinbase Onramp support for easier US funding. 5. @liminalcash - financial agent for bills, money movement, investing, and account-level finance workflows. 6. @Searxly - local-first macOS browser with private search, wallet access, VPN, Tor routing, and AI tools. 7. @officialbunnyos - small-model compute network for agents, with bunnyCompute processing 1M tokens before full launch. 8. SailboatFi by @rbthreek - trading interface for spot markets, advanced orders, and perpetuals in one place. 9. @heysealai - x402-powered agent workflow builder that turns natural-language tasks into paid agent skills. 10. @rwagmicom - B20 launcher and inspection tool for creating tokens with native Base issuance controls. 11. @KPRVERSE - New Eden Dreams, a free-to-play world built for Base-native gaming. 12. @CoinHeroFun - gamified token distribution app for launching and rewarding communities.

@baseapp We're all here. 🤝

All of our mutuals are on Base.

Stablecoins are moving beyond trading. Payroll is quickly becoming one of the strongest real-world use cases. 👏

@basebro_ @base Happy Birthday Base!

Happy birthday @base 🎉 3 years and still early 🟦

@CoinDesk @circle This is how adoption scales!

JUST IN: @circle partners with JCB, Japan's largest card network, to bring $USDC to 40 million merchants across cross-border and everyday transactions.