wolfofwhickham

Here we go 🇬🇧

@maxkarpis SEND IT

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Revolut now has 75 million global customers.

@maxkarpis Interesting take ... hope wrong re usa .

@wolfofwhickham I think Revolut's more likley to be an ecosystem for businesses than an AWS-kind-of-thing. As for India and the US, I am not very bullish. Hopefully, I am wrong.

BREAKING: Revolut just released its 2025 financial report. Link: revolut.com/annual-report-…

@maxkarpis Without doubt.. dont You see this stopping at just banking ? Or do you see an amazon aws scenario coming out of nowhere. I kinda do Blows my mind whats open now Cc Mortgages Savings Insurance And more Getting silly if usa takes off let alone remittance market in India

@wolfofwhickham That is a big area for them to grow. But to have such a revenue mix is fantastic. You are just playing in a different league compared to legacy banks, not susceptible to the same shocks.

New customers can now sign up for a Revolut current account in the UK - with full FSCS protection. Spread the word - banking doesn't have to be boring. 🏦🇬🇧🚀 revolut.com/bank-account/

@ownsomeshares @aleximm @a16z Wen you think 1trn is realistic ?

Fantastic piece by @aleximm at @a16z. It really makes me feel privileged to hold such a large position in a generational company. $1tn is coming. Never bet against Revolut.

This is all you need to know about the Revolut results: 38% margin. 46% revenue growth. $6bn revenue. $2.3bn pre tax profit.

🚨 𝘽𝙍𝙀𝘼𝙆𝙄𝙉𝙂: @Revolut just dropped its 2025 report, and it’s absurd 🤯 This is what scale + profitability looks like in FinTech: Most FinTech are still chasing profitability. Revolut is scaling it. → $6.0B revenue → $2.3B profit before tax (~38% margin) → 68.3M customers → 30+ markets as a bank → 5th consecutive year of profitability Let that sink in. This is no longer a “challenger bank.” This is a machine. What stands out: • Profitability at scale — rare in FinTech • Massive global distribution (68M+ users) • Diversification — multiple product lines driving revenue • Banking licenses turning into real leverage And then the kicker: → $75B valuation: → Most valuable private tech company in Europe The model is becoming very clear: Banks monetize balance sheets. Revolut monetizes activity. Every swipe, trade, FX, subscription, or transfer = revenue. That’s a fundamentally different game. And it’s clearly working. Here's the complete 2025 report: revolut.com/annual-report-… More about this in my newsletter!

Over 1.7 million people applied for a job at Revolut in 2025. The number of employees for the same year increased by 2,067.

We ended 2025 on a new milestone: 767K Revolut Business customers. That’s up 33% from 578K in 2024, on par with our retail customer growth. And with 100K+ business app downloads per month in Europe, we’re not showing any signs of slowing down. Read our Annual Report: revolut.com/annual-report-…

@maxkarpis Crypto a lot lower than I imagined

This is how Revolut made money, looking at its 2025 Annual Report (USD) Total Revenue: $6.05 billion (+46% YoY from $4.15B in 2024) Revenue Lines: Fee Income: $4.60B (76% of total revenue) Interchange: $1.35B Subscriptions: $0.95B Wealth and Crypto: $0.89B FX: $0.81B Rewards, RevPoints: $0.26B Other Fee Income: $0.34B Interest Income: $1.31B (23% of total revenue) Other Income: $0.15B (3% of total revenue)

JUST IN: Revolut published its 2025 Annual Report. Results show a business that is increasingly profitable at scale, diversified by design, and growing faster. -$6.0B Revenue: up 46% YoY. -11 Product Lines: Exceeded £100m in revenue each. -$2.3B Profit Before Tax: Delivered a record 38% margin. -$67.5B Customer Balances: UP 66% as daily usage increased. -40 Markets: Now operating as a bank in 30+ of these, including the UK and Mexico.

@maxkarpis Hopefully they can transition from likely big portion crypto led to traditional profits mortgage load etc and continue growth albeit slower id expect

@wolfofwhickham Revenue as expected, and profits are better than expected.

@maxkarpis That would make more sense... have I just took it too literally haha they literally mocking the established banks lol. Now thats funny

@wolfofwhickham Meme 😂

Revolut just launched UK bank ad campaign with Graham Norton

Get ready for tax season faster than ever with automated bookkeeping. We’re partnering with @Xero to bring you a free 6-month trial of their accounting software when you open a Revolut Business account. - Keep clean records for year-end and get total visibility year-round - Save time on admin by automatically importing and exporting bills, expenses, and invoice statuses - All Xero plans are HMRC-compliant, so you can manage your taxes stress-free even if legislation changes Try Xero today: bit.ly/3NGGlqP Offer available until 31 December 2027 to Revolut Business customers in the UK. Fees and partner T&Cs apply.

Revolut excels at customer expirence, fact! In the UK Banking & Finance Awards 2026, Revolut was recognised for delivering top-rated consumer and business app experiences. In the RoFintech Awards Gala, Revolut received the Customer Experience Excellence Award.