Ian Richards

great to contribute my latest article for @TheStartupsMag startupsmagazine.co.uk/article-why-yo…

if you run a business especially a tech start up you need to check out startup magazine, so many useful tips and articles in there from funding to growing your business. startupsmagazine.co.uk

Great to write an article for @TheStartupsMag about how to mitigate risk as start-up business owner & the role of personal insurance in this process. startupsmagazine.co.uk/article-insura…

#warringtonbex hearing about the great and good in Warrington.

@LoisVallely @rosewoodfp Does he say pass me a martini 😂 @LoisVallely

Examples of my 3yos unearned white male confidence: ‘Don’t worry mummy, I don’t EVER fall’ (Not true) ‘Mummy can we go ice skating? I’m REALLY good at ice skating’ (Has never been ice skating in his life)

@AlanJLSmith @MavenAdviser A high returning low volatility asset please 😂

He may be an ultracrepidarian (look it up) but my friend @MavenAdviser frames it correctly when he talks about ‘high return assets’ and ‘low return assets’ High return assets are a bit more volatile in the short term. Which do you want? 📈📉📊

@leerobertson64 @octomembers @AlanJLSmith @wheato1976 Just watched this. Very good. Question is it just retainer that you charge @AlanJLSmith or are there upfront fees too?

@octomembers @AlanJLSmith @wheato1976 This is our most popular on-line session to date amongst advisers and planners and heartily recommended if you are exploring fee models around consumer duty. Whilst it dates from last year there are still masses of useful insights from Alan.

We are toying with going fixed fee for ongoing service for our clients and moving away from the bps model. This will reduce our income in the short term. Should we proceed?

@DavidPenneyPRW Still haven't figured out how it's 26.5% 😂

Profits between £50k and £250k taxed at a marginal rate of 26.5%.

@Adam_Nextgen 👍

@worktolivefp Great collaboration tool internally and externally, live recording and transcription. Connects to thousands of apps and has a great whiteboard feature that is much better than Zooms.

I think Microsoft Teams is now one of the most powerful technologies out there. I am not sure the video aspect does it justice but the rest of the software is incredible for financial planning businesses looking to scale!

@senseifas Do you have link to research.

Interesting fact: someone working with an independent financial advisor for 10 years+ will end up with a significantly better retirement and far greater wealth! #Financialplanning

@LoisVallely Puts TGI one's into perspective

@AlanJLSmith I reckon you could get accurate ands understable info from about a quarter

Did you know that there are over 600,000 mutual funds globally that investors can invest in? Far more than the number listed companies. We don’t need any more funds. We do need more financial education. And better investor behaviour.

@rosewoodfp Thankfully not 😂

Can someone who understands American politics tell me in idiots terms whether it’s a good day for the leftie woke snowflakes or not? Just checking in on my people

@jessievbreugel Yep

875 million users on LinkedIn. But, how do you find the right ones? I just released a new strategy guide to find the most relevant accounts to grow your audience. Only today it's free. Comment below and I DM you the link to download it. (Sharing this message is appreciated)

@theactualpolson @rosewoodfp @jpwallis33 @keithcboyes It's actually a great idea for a podcast. Name pending 😂

@worktolivefp @rosewoodfp @jpwallis33 @keithcboyes Youse all work it out and let me know when you’re ready.

Just popping on here to remind @theactualpolson that if I remember rightly, he offered us ‘good money’ if me, @jpwallis33 @worktolivefp & @keithcboyes rebranded our podcast idea from ‘3 dicks and a chick’ to begin ‘3 grunts…’ instead

@garryhale @rosewoodfp @theactualpolson @jpwallis33 @keithcboyes We have @keithcboyes that's actually a great name @garryhale

@rosewoodfp @theactualpolson @jpwallis33 @worktolivefp @keithcboyes Surely need even more 🏴󠁧󠁢󠁳󠁣󠁴󠁿…

@rosewoodfp @jpwallis33 @theactualpolson @keithcboyes No one things of you that way. #realalpha

@jpwallis33 @theactualpolson @worktolivefp @keithcboyes Oh here we go. Give the admin to the girl. Straight out the gate.

@RuthSturkey @rosewoodfp @theactualpolson @jpwallis33 @keithcboyes I think it was £10 as well. I thought we had to kick @keithcboyes out.

@rosewoodfp @theactualpolson @FlpLtd @jpwallis33 @keithcboyes Admittedly other weeks I may have earn much more 👀😂

@theactualpolson @FlpLtd @jpwallis33 @worktolivefp @keithcboyes Didn’t want to offend anyone. Tactful and discreet are my middle names