Michael Wottle

@verncrawford @KurtSupeCPA Well presented counter argument.

@wottle @KurtSupeCPA Cope harder. Your grandchildren will thank you

Couple comes in for their annual review. $2.8 million. Well invested. Solid Pension. Completely on track. I ask the question I ask everyone. "How is your daughter doing?" Mom's face changed first. Their daughter is 39. Hasn't asked for anything. Never complained. But she's been in the same apartment for six years. Daycare alone is $1,800 a month. Down payment feels impossible. Dad said "we always figured she'd get it eventually." I pulled up a simple chart. Statistically they live to 88. She inherits at 56. Maybe 60. At 60 her own retirement is eight years away. The money that could change everything at 39 arrives when her finish line is already close. Neither of them had ever seen it framed that way. The annual gift exclusion is $19,000 per parent per child. They can move $38,000 a year to her. No gift tax. No estate implications. Over ten years that's $380,000 transferred while they're healthy enough to watch it matter. Dad looked at his wife. "Why are we waiting?" Most families leave everything at death because nobody showed them the math of giving it while they're alive.

@verncrawford @KurtSupeCPA Shocking how many people believe giving someone money for nothing will transform their life for the better. It’s almost as if those exposing the downsides have seen this exact scenario where it reinforces dependence and being bad with money and ends up hurting them in long run.

@KurtSupeCPA Shocking how many people in the comments think that $38,000 a year is enough to corrupt/damage a 39-YEAR-OLD ADULT. Also sad how many boomers comment with hate and enmity for their own posterity. If I make it, I'm going to set my kids up for an abundant life. Not the grind I live

@wyrzoth @KurtSupeCPA I saw this with my parents and their siblings. The siblings who were given money annually to help never broke that dependency and when my grandparents passed, they continued to be poor with money and blew their portion of the inheritance that was left.

@KurtSupeCPA Wow… that really puts perspective on the power of giving while you can actually see the impact. So often people assume “she’ll get it eventually,” but timing is everything. $38,000 a year over a decade could transform her life now, not decades later.

@lulu_lemon213 @KurtSupeCPA So you immediately gave it to your kids who were in “the hard part”? Also, whose mortgage did you pay off if you were renting forever?

Man this hits hard. My parents did the exact opposite they waited. I got the big check at 54… right when the mortgage was almost paid off and the kids were already through college. It was nice, don’t get me wrong, but it felt more like a retirement bonus than life-changing help. If they’d given even half of it 15–20 years earlier? We could’ve bought a house instead of renting forever, cut the daycare stress, maybe even started a small business. Instead it just sat in their accounts “for safety.” The math is brutal but simple: $38k/year now at 39 can buy freedom. The same money at 58–60 mostly buys comfort you already mostly have.

@JMatrix20266053 @evergreenqveen Yeah, it’s shocking how many people don’t do scheduled maintenance and then complain that they don’t make cars to last like they used to.

Just retired a 2006 town and country touring with 240k. V6. It was generally poorly maintained (I didn’t know much about cars when i had it) but its motor was still fine. Transmission went out. Replaced it with a 2004 Chevy Silverado w/125k. Other cars are a Honda civic 2017 and Subaru Outback 2011. Just did major service on the outback for $4k. Still better than paying $40k+ for a new Outback. Also, i try to do as much maintenance as possible myself now and stay up on oil changes and such.

People in my local mommy group are such mindless consumers they will post “should I buy a new car? I really can’t afford it and if I lost my job we would be screwed” AND EVERY MOM IS TELLING HER A NEW CAR IS SMART

@JMatrix20266053 @evergreenqveen I’ve had 5 cars make it over 180k with no major issues. But agree you have to be careful. Buy a Honda or Toyota and generally you’ll be good. But I’ve done with with two Nissans and an Isuzu as part of my 5

@evergreenqveen You have to be careful which used car you get. A lot of modern cars are designed to last only 100,000 miles before major repairs

@SaraForTexLege @Bonniefontes You could offer to fund these exceptionally rare cases. Seems like a low price to pay for election integrity. You could use all the money you are using to fight the SAVE act to do it. You could also fund helping low socioeconomic citizens to get their IDs if they want to vote.

@Bonniefontes For free?

@WoodGarySki @Rainmaker1973 Fun ride. The wait makes it more fun.

@Rainmaker1973 That takes too long. Should be more seamless.

The new Siren's Curse roller coaster at Cedar Point in Sandusky, Ohio.

@FlyEagles4 @the_jefferymead I agree. We need to cut out the “use it or lose it” waste. I don’t believe feeding the troops good meals falls under that. The piano, sure. As long as we have scrutiny no matter who’s in office. Pretty sure we spend many more billions in Ukraine with little to no oversight.

@the_jefferymead It’s not democrats. It’s people scratching their heads saying “$95 billion in one month seems like an awfully big number.” Our troops deserve good food. But a piano? Even the WH can’t explain all of the expenditures.

Democrats haven’t cared about how much money we are spending on illegal immigrants… But now all the sudden they are worried about how much we are spending on taking care of OUR OWN troops.. Smh, it’s wild.

@the_jefferymead Even worse. The same people getting mad about occasionally giving our troops good meals were,recently, yelling at the thought we would not allow lobster to be purchased with food stamps. Essentially saying people living off the generosity of taxpayers deserve better than troops.

@EdDavis99891305 @letsrundotcom That’s the only criticism I have of the race organizers. Having multiple people jumping onto the course at the end is not good. But also, people need to use better judgement. I wonder if the woman was connected to the runner somehow.

@wottle @letsrundotcom Can you believe they let spectators on the course at that point in the race?

Another week, another lead vehicle disaster. 🤦‍♂️ First it was the USATF Half in Atlanta—now the LA Marathon sees Michael Kamau led off course in the final quarter-mile, losing the win by 0.01s. Atlanta paid their athletes to make it right. Will LA follow suit? 🧵👇 #LAMarathon #Running #AtlantaTrackClub

@bigez952 @jgault13 No, this one is on the woman who ran on course, holding a flag up in front of him, blocking his view of the finish.

@jgault13 This one is way more the fault of the runner vs Atlanta as he should now that the lead cars never drive through the finish line and always pull off right at the end.

Oh dear. One week after the chaos in Atlanta, it's happened again. LA Marathon leader Michael Kimani Kamau followed the lead moto off-course with ~400m to go. He finished 2nd -- less than one hundredth of a second behind winner Nathan Martin. letsrun.com/forum/flat_rea…

@lunchlifter @DogPlayingPiano @jgault13 She ran in front of him holding a flag in front of his face. It was also distracting at a point when he was being given directions to follow the camera motorcycle. She was the biggest reason, creating chaos when he should have been able to focus on staying on course.

@DogPlayingPiano @jgault13 Why are they blaming her, looks like she went the right way? Looks like he was following the police motorcycle

@Hyaluronan1 @EdDavis99891305 @letsrundotcom That and having a fan run in front of him with a flag held up that would have blocked his view of what was going on with the police escort going right and the camera motorcycle going left. Mostly the fault of the woman with her flag.

@EdDavis99891305 @letsrundotcom He wasn't standing there until after Kamau went down the wrong chute. Look up the vid. This was messy but I think it mostly boils down to a fatigued, disoriented runner zoning out at the end of a race. Not close to comparable with what happened in Atlanta the week before.

@EdDavis99891305 @letsrundotcom Yeah, he was pointing at the absurd woman who ran in front of the lead running with a flag. She probably caused him not to see the people directing him to go straight on the course. And her being in front definitely caused confusion at a critical point. This was the fans fault.

@letsrundotcom Great screenshot of the guy in the red hat pointing off course. I think that’s what he saw. Do the lead vehicles usually stay so close to the lead runner? Seems if there was more space there would be time to correct him. Everybody was asleep at the wheel. I’d sue if I was him.

@Predamame @CitiusMag

Nice argument. However, I have already depicted you as the collapsing Michael Kamau and me as the victorious Nathan Martin. It's over. 📷: @CitiusMag

@wagner596725 @NCBlake Nothing wrong with winning in the last centimeters of a race!

@NCBlake And that's why he didn't medal for the US in 1972.

@JohnDoeNPC @TheKevinDalton He had a woman run in front of him with a flag. It’s possible he couldn’t see the other motorcycle. Regardless on the video there was someone trying to get him to follow the correct route and because of the chaos he didn’t. 100% the woman’s fault.

@wottle @TheKevinDalton For whatever reason he had decided to follow the motorcycles and followed the wrong one.

It turns out that there is a much bigger story to that crazy finish of yesterday‘s LA Marathon.

@JohnDoeNPC @TheKevinDalton The motorcycles don’t drive over the finish line. They peel off right there before the end. He was getting instructions to stay on the main path but was distracted by the absurd person running in his face with a flag.

@wottle @TheKevinDalton Like I said, he followed the wrong motorcycles. The motorcycle that was recording him kept going down the right path and he didn’t follow them.

@JohnDoeNPC @TheKevinDalton A random person with a flag ran out in front of him while the lead vehicles peeled off for the finish. He missed their instructions to stay on the road because he was 2:10 minutes into a marathon, exhausted, and distracted by an obnoxious person jumping on his way with a flag.

@TheKevinDalton She didn’t mess him up. He followed the motorcycle cop.