minshew gardner

Realizing why Anthropic, OpenAI and SpaceX are all rushing to IPO this year..

@tradingfinex It’s amc 2.0.

$OPEN: a company that will not return to $10. Years in the public markets without generating consistent profits reflect an unsustainable business model. Financial deterioration is evident, and the risk of delisting is beginning to take shape.

@YeeTak8 @Opendoor $1.26 loss per share. That’s not good.

$OPEN All eyes are on @Opendoor 👀👌👍🤯😍🔥 The plan is working. Since September 2025, home acquisition velocity has increased 300%. In the last week of Q3, the company bought 128 homes; in the last week of Q4, it bought 537. The October 2025 cohort, the first full Opendoor 2.0 cohort, shows the best margin among all October cohorts in company history. In Q4, homes acquired grew 46% quarter over quarter.

@overleveredcat @JerryCohen85748 @ssj2abid @ericjackson @rabois You’re welcome. Hold it all the way back to .50.

@wsu311 @JerryCohen85748 @ssj2abid @ericjackson @rabois I thought id get well thought out thesis instead i get this "HOuSE PRiCEs gO UP aNd dOwN" thanks for this information 😂

People seem to like math. So I ran the numbers on what happens when $OPEN hits 600-1,200 homes/week at 5-10% contribution margin. Every single cell is net income positive. Kaz is buying 600+/week right now. It truly explains why @ericjackson And @rabois are monstrously bullish. Who wants to see the math? 👀.

@JerryCohen85748 @overleveredcat @ssj2abid @ericjackson @rabois 💯 Rates go up = Opendoor buy higher and sell lower. Rates go down = nobody is going to sell to Opendoor for a 15% haircut on their sale. It’s that fucking simple.

@overleveredcat @ssj2abid @ericjackson @rabois I spelled it out multiple times their model is set up to fail when interest rates rise and their model is set up to fail miserably when interest rates fall. The fact that people don't know the industry is all the proof that I need.

@bullishchart The subscription is similar to gym prices

$PTON Peloton no one can afford gym memberships anymore so back to the bike they go - triggering buy signals

@mudirshin Who are you trying to kid about fundamental?

Watch $OPEN flip right after 7 and the Iran talk news drops. Company fundamentals are solid. Once the macro headwinds clear this thing is going to absolutely rip.

@TerpsTrader1 💯

$iren and $cifr I don’t get the obsession with these two! Kinda reminds me of the obsession with $mara and $riot 🤷‍♂️ What do u guys 🤔?

@tradingfinex @Arthilien Employees that work there know their days are numbered. They don’t particularly hide that. lol.

@Arthilien No, I trade $OPEN and I was already talking about this long before you even knew it existed. And no, it’s not going to turn around—this is a business destined to go bankrupt.

The average $OPEN investor is an unpleasant person—generally uneducated (and knows nothing about markets), arrogant, and convinced they’re different from everyone else. That’s why I’ll really enjoy it when they lose all their money.

@citvexy2199 @TheMG3D Kind of makes sense. Now they don’t have to party island anymore for that 🤣🤣🤣

@TheMG3D I’m honestly just convinced at this point. That 90% of AI Bros. Are only advocating for AI. Because they want to AI generate woman with bigger breast than they actually have. To goon to

They act like they’re contributing to society

@JanErik51430 @fortuneforest @EliasSzlezak I hate AI just trying to change a simple thing on a cell phone plan.

@wsu311 @fortuneforest @EliasSzlezak Good points - gaining 10 to 15% market share would be massively bullish for $OPEN - and I agree we are early days on people trusting AI in fact many people hate it.

The thing about $OPEN is.. The more haters come out, the more my conviction grows Because as i look at the fundamentals, everything just keeps getting better And as it so often happens, when all hope is lost and all the Pessimist start to sound smart and no one expects it BOOOM! we rip🚀

@scottm2032 @david_curry @SOY_EL3MEN2 Good luck with that thought. Real world says otherwise.

@david_curry @SOY_EL3MEN2 Says a guy whose job will be replaced. Lmao 😂

@fortuneforest @JanErik51430 @EliasSzlezak …and here’s reality too. $open is DOA.

@JanErik51430 @EliasSzlezak You think AI is going to solve their problems? Raping ppl on offers to buy, and raping ppl on sales isnt an AI problem. You're being clowned just like $OPEN tries to do to its customers!

@VladTheInflator Going to keep my TACO forever.

Value of cars produced before 2027 is going to skyrocket

@Nugget_Trades @BosemanJeremy @ClearedAsFiled Happy reading. glassdoor.com/Reviews/Opendo…

@wsu311 @BosemanJeremy @ClearedAsFiled Where does it say Opendoor?

🔑 9 Reasons $OPEN is a KEY BET: 1. Massive TAM – U.S. residential real estate is a ~$2T+ annual transaction market. 2. Technology Advantage – Pricing, risk, and operations increasingly driven by AI & data. 3. Convenience Product – Instant buying/selling solves real pain points for homeowners. 4. Platform Expansion – Attach products (mortgage, title, services) increase revenue per transaction and velocity control. 5. Operating Leverage – Fixed tech platform that scales as volume grows. 6. Improving Unit Economics – $OPEN 2.0 model already showing stronger contribution margins. 7. Market Cyclicality Upside – Housing affordability now a top U.S. concern (housing volume recovery amplifies growth). 8. Data Flywheel – Millions of offers create one of the largest housing datasets (will be leveraged & sold). 9. First Mover Advantage – Still the category leader in iBuying at scale.

@BosemanJeremy @Nugget_Trades @ClearedAsFiled Employees at Opendoor know they are a meme too. 🤣

@Nugget_Trades @ClearedAsFiled Jig is up, opendoor clown. $OPEN to $4, then to $2, then $0 Open is a garbage meme stock.

@happychiguy @OpenDoorBullish …and it’s always about himself too 🤣🤣🤣

@OpenDoorBullish For a guy that doesn’t care about stock price, he sure talks about a lot.

@neijatian is a God fearing family man coming into the $OPEN position with a purpose. His foundation is God and his family. Do you really think he’s going to let failure get in his way? The fundamentals and progress are already improving, but let’s ignore that for a second. A personal reason I believe in his leadership is because I know every day he wakes up determined to take control of his own destiny and as a shareholder, that matters.

@HomeLoanBill @dangreenoh

@dangreenoh Hey Dan…what is the cost per loan for compliance?

Opendoor is getting attention for offering mortgage rates that look "below market" and I want to talk about it. This isn't some magic trick. It's actually pretty basic. Here's how we do it: Opendoor mortgage rates aren't marked up. The end. See, when people talk about "market rates" for mortgages, they telling you about the rates they see online from their lender, or from Mortgage News Daily, or some other source. Remember: those rates include 350 basis points of markup on average, based on self-reported data to the Mortgage Bankers Association. 350 basis points is not nothing. As a rough rule of thumb, every 100 basis points markup raises a consumer's mortgage rate by 0.25 percentage points. So, let's all acknowledge that "market rates" in mortgage reflect 350 basis points of markup, which raises a customer's mortgage rate by roughly 0.875. Opendoor changed that. Our mortgage rates are what happens when you take that markup out. It's like what E*TRADE did for stocks. In the 1980s, the market price of a stock was whatever its price was plus whatever your broker charged. It's why every broker had a different price. Today, the price of a stock is the same everywhere. So if Opendoor's mortgage rates look "below market" to you, they're actually not. This is just the first time you're seeing mortgage rates without a massive markup. More here: opendoor.com/articles/why-m…

@FrancescoRosi71 @ericjackson Nah.. Opendoor doesn’t have a clue what they are doing, throwing crap against the wall to see if anything sticks, all while employees don’t not faith in the company. Successful companies don’t operate like this.

@wsu311 @ericjackson Come on, every time there is a new board and different leadership, 50 % of employees are terrified and unsatisfied. It is proven that is the change from a poor stable condition to a new challengong and engadgemet demand. So, what you are saying confirms that.

8 months ago, I said $OPEN could go to $82 by 2028. I now think I may have been too conservative. Not because the housing market got easier. Because the operator changed. Kaz took over in September. Since then, Opendoor's weekly acquisitions have gone from roughly 131 homes/week to 442/week — you can track it yourself at accountable.opendoor.com. That's 3.4x in 5 months. And this is happening before the seasonal peak. That's the first thing. The second thing is headcount. Opendoor is down roughly 40% from prior levels. If Kaz gets anywhere close to the kind of lean operating model Keith Rabois has talked about, Wall Street is nowhere near modeling the operating leverage. The third thing is the mortgage. This is the part people still don't get. At Carvana, the car was never the whole business. The financial products were. Same idea here. The home is the distribution channel. Mortgage, title, insurance, and the closing stack are where this gets much bigger. That's why the new 4.99% mortgage beta matters. The skeptics will say iBuying loses money, a subsidized mortgage will lose money, and a faster pace just means they go bankrupt sooner. Kaz heard the same thing at Shopify when he built Shop Pay Installments from zero to one of the largest installment products on the internet in a year. He tweeted last week that he remembers "all the people who were very confident it could not be done." The old debate was whether iBuying works. The better question now is whether Opendoor is quietly becoming a housing-fintech platform. That's a very different multiple. My original $82 target used Bloomberg's FY2028 revenue consensus. Wall Street currently has $4.2B for FY2026. The acquisition pace implies nearly double that. If the pace is real, and if Kaz's Shopify playbook translates faster than expected, that timeline may be pulling forward. That's what I'm watching now.

@ripster47 $tdoc 👀

$RIVN $NIO We have time travelled to Covid days Both Running today