Jakub Warmuz

get yourself a >60% apy by looping stables on aave

Introducing @twynexyz as our 5th spotlight from the Arbitrum Mentorship Program Cohort 1. Twyne is building a credit delegation layer for the programmable economy, helping lenders activate idle capital while giving borrowers more flexible leverage on existing lending markets. Built on the Arbitrum Platform, Twyne can tap into deep liquidity, scalable infrastructure, and global onchain markets to power more capital-efficient lending systems.

@stablecoin_p @stablewatchHQ huge, congrats!

Exactly a year ago, we launched @stablewatchHQ. Today, we're announcing incubation of Osero with a $13.5M raise. Our mission is to enable everyone to earn on their stablecoin holdings. Special thanks to our wonderful team, supporters, and investors. We wouldn't be here without you.

how DeFi farming feels in 2026

@wojventures @ENDGOALAPP fire

Announcing @ENDGOALAPP! Since early April I've been on a new life mission: delivering an affordable, always available, world class mentor to everyone on the planet Like many, I've been blown away by AI's progress in recent months and I want everyone to experience superintelligence deeply aligned with their goals. I believe in a world without a permanent underclass, one where AI helps everyone achieve more, rather than centralizing power in the hands of few Think of your smartest friend (or one you wish you had) calling you every day to make sure you're doing well, on track, and reaching your full potential That's Endgoal I'm putting my own money behind it, I've onboarded our first angel investors, and I'm building an S-tier team in Warsaw We are currently testing the app, aiming to launch in June DM me if you want to be a part of the journey!

@DefiIgnas yes, twyne fills exactly that gap x.com/twynexyz/statu…

DeFi needs new high-yield, high-risk products onchain. Everyone knows DeFi yields are too low for the risks we take, so while we reduce exploit risks on one side, we need new financial primitives for high yield. The demand for these products already exists. Despite the risks the demand for high yield products is high: • High yield corporate: ~7-9% • Private credit: ~8-12%, some strategies up to 15% • Private equity: ~12-18% (7-10 year lockups) In contrast, stablecoins yield between 3% to 5% and that's because rsETH hack temporarily increased yield. Seriously, DeFi risk profile looks good when you compare to private credit: illiquidity, years of lockups, unclear valuations and now withdrawal limits. But private credit still attracted $1.5T anyway because 8-12% on USD is hard to find elsewhere. That could be our target group currently underserved onchain. ---- We had amazing yields but the old yield model was reflexive. Bull markets push leverage demand up, which pushes yield up. Bear markets run the loop in reverse: TVL leaves, leverage demand collapses, yields compress. Emissions and points were really fun but temporary. The yield is gone when emissions stop, and mercenary capital leaves after TGE. We need to leave this circular economy. One innovation is undercollateralized lending but it's hard without identity. Maple tried this in 2021 and got rekt with ~$36M in bad debt from 3AC, Alameda etc. They stopped it now. Centrifuge loans also get rekt often but that's a risk lenders should be willing to take. Anyway, seems that the current innovation is still at importing TradFi yield instead of building crypto yield. Ethena's USDe with perps funding rates is truly unique. But even they are relying more on TradFi yields recently. Another recent 'innovation' is RWAs wrapping emerging market stables paying 10% local rates (with USD delta-neutral strategies). E.g. Brix on MegaETH. Tokenized stocks potential is also underdeveloped but will help: Borrow against tokenized SPX500 without selling which brings crypto native borrower demand but with real world collateral. Still early. What's actually missing is crypto native yield primitives. Something like: • Uniswap LP pools were the OG (and ETHlend). Yield from swap fees, paid by people actually trading. Still relies on crypto cycles but should reduce if payments increase (due to multiple stablecoin swaps required) • Fluid turns debt into LP positions. The borrowed liquidity also earns trading fees. • Liquity's BOLD pays yield from stability pool deposits and liquidation discounts. • Pendle splits yield-bearing assets into principal and yield tokens. Created a yield-trading market that didn't exist before. • Perp DEX LP vaults like Hyperliquid HLP. LPs earn from trader losses and funding rates. • Jito style MEV captured at the staking layer. The risk profile of these products is higher than wrapped T-bills. But they should give much higher yields. Private credit teaches that institutions are good at selling degen yield to their customers. DeFi could do the same. Hope we can find 10%+ yields from onchain mechanics soon. This will attract a new group of people, pump TVL and our bags as a result.

@arbitrum thanks for having us, excited for the next couple of weeks!

Welcome the 1st Cohort of the Arbitrum Mentorship Program. Out of 900+ applicants, 13 teams across AI, payments, RWAs and emerging DeFi were selected for an 8-week program to launch new products on the Arbitrum Platform. Meet the teams building the programmable economy. 👇

check it out and lmk what you think. my colleagues @twynexyz have already contributed with some great ideas and any additional feature requests are welcome. i hope it all passes soon soon so we can all get back to building aavesentinel.twyne.xyz

rsETH stress case simulator. hopefully defi united fills the entire hole. but just in case there is a haircut to rseth - how does it impact specific users and the protocol in aggregate?

all your fav onchain analyzoors are publishing their aave dashboards so im publishing mine too. monitoring the situation with this one has been fun over the past couple of days. aave-sentinel has liquidation curves, scenario simulators, and more. some of my favs in the thread

we're open sourcing our internal ai harness that we've had great results with some of my favorite features: - persistent memory for self-improving knowledge bases and session logs - multi-repo coordination with dependency maps - its very lightweight and highly customizable

Best explanation of Kelp incident by @bgilliam1982 (assuming you like financial history) mail.blockworks.com/p/1925-bank-ru…

who wants more?

@taulantxx he found a method [check how]

I think we found something here 👀

50%?? in this market??

We just open-sourced the governance layer we use at @twynexyz to run collaborative AI agent workflows across our team. If your devs are using Claude Code / Codex but sessions don't build on each other, knowledge evaporates, and onboarding is painful, this repo is for you. But allow me to explain what our governance layer does and why we built it. 🧵 github.com/pestopoppa/roo…

@stablecoin_p @_kabat_ shotgun on some merch!

If you want to chat on Yield or stablecoins drop a comment!