Dealzeen
4.3K posts

Dealzeen
@zeenfluence
Ambitious - Creative - Collaborative◇ Credit Card ☆ Cricket ☆Movies and Mountains are life Savings
Katılım Haziran 2010
1.5K Takip Edilen741 Takipçiler

@rameshkuniyal @KiranChauhanIND Ask Grok is currently available to Premium and Premium+ subscribers only. Subscribe to unlock this feature: x.com/i/premium_sign…
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@AmanBis05612139 @JaipurDialogues Ask Grok is currently available to Premium and Premium+ subscribers only. Subscribe to unlock this feature: x.com/i/premium_sign…
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I’ve received a few more invites.
Comment below if you’re interested 👇
Amazing Credit Cards@AmazingCreditC
I have a few invites for Surplus by Kuvera. If you’d like to try it out, drop a comment and I’ll share the link as a reply. Please claim it as soon as you receive one. Limited invites, first come first serve 👇
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Hey guys, TQSM for ur tremendous support. Many people have asked about the steps I follow. I’ll write about it soon & post the details. Sorry, I can’t reply to everyone individually regarding the tips, so I’ve decided to share everything in a post soon.
Luv u Indian tweeples❤️
Rengaraj@rengaraj18694
same shirt.. same me.. but different jawline. #Jawlinemedia
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@iSatishAgarwal @goonervohra My tata neu card limit is 3lakh
Can i request for regalia gold?
Or millenia?
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@zeenfluence @goonervohra It's a Pinned Post on my Profile 🙂
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🚨Super Exclusive Post 1 ALERT🚨
"Most Important Guide, if you have only HDFC Co-branded Credit Card"
✈️🏨AND want a Core Card 😎
📈OR an Upgrade from a Core Card
TO
🔱Regalia Gold/DCB/Infinia etc.🤫
💳Request LTF Millennia
If existing Card limit is >1L but <3L
💳Request LTF Regalia Gold
If existing limit is >3L but <5L
💳Request DCBM
If existing limit is >5L but <10L with ~5L spends in last 6 months
💳Request Infinia
If existing limit is >10L with ~9L spends in last 6 months
(Even 8L limit works sometimes)
❓What kind of spends Banks Love
-Forex Spends
-Online Merchants
-Auto Renewal Instructions
-EMIs/Insta Loans/Jumbo Loans
📈First try via Branch CC executive
📈If fails, Raise a request on Priority Redressal Email-
priorityredressal.creditcards@hdfcbank.com
💸Attach income docs >12L for RG
📈If denied, escalate to PNO-
pnohdfcbank@hdfcbank.com
📈Still denied, mention your long/good relationship with Bank to Upgrade on exception basis
📈Everything fails. Try again after 6 months
📌Alternate Options
📈Close existing Co-branded Card & then apply for a Core Card or
📈Request Upgrade basis Income docs or high TRV with HDFC or
📈Request basis other Super Premium Cards
📈If Upgrade request is accepted but not LTF, mention ongoing LTF offer (if any) for New users of this Card
📈If LTF request fails, better to take it Paid & try for LTF later
📈Having an existing Bank/Salary account may help in this process
🚨Strict NO NO ❌
✨Never close a Core card to apply for a higher variant Core card
✨Don't apply afresh Online. High chances of rejection
✨Don't accept ULIPs/Investments in lieu of a Core card
Like ❤️ Repost ♻️ Bookmark 🔖
#CreditCard #CCgeek
#HDFC #Upgrade
Disclaimer:
-Above tips n tricks helps, but may or may not work in all cases
-DCBM/Infinia is usually not issued LTF, unless rare exception
-Customer care email may have changed from hdfcbank.com to hdfc.bank.in



Satish Kumar Agarwal@iSatishAgarwal
This #CCgeek was having only a Co-Branded HDFC Card 🥵 Upon my advice & his Email Push, he finally received Regalia Gold 💥 🚨"What he did" via QT soon 😉 🚨Please don't DM on this topic 🚨It won't be Replied Like ❤️ & Repost ♻️ if useful #CreditCard #HDFC #RegaliaGold
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@abhayup15 @Its_CineHub Ask Grok is currently available to Premium and Premium+ subscribers only. Subscribe to unlock this feature: x.com/i/premium_sign…
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Mukesh Chhabra:- 3 actors rejected Rahman Dakait role in #Dhurandhar 🤯
"Ek actor South se thhe, aur baki do Bollywood ke the... They gave me a very weird logic. They said, This is an ensemble cast. This is #RanveerSingh's FILM"
Imagine rejecting the LEGENDARY ROLE🥲

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@SudhirDSingh @MANJULtoons @BJP4India Ask Grok is currently available to Premium and Premium+ subscribers only. Subscribe to unlock this feature: x.com/i/premium_sign…
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@Dharma_Bharat00 @ManojSr60583090 Ask Grok वर्तमान में केवल Premium और Premium+ सदस्यों के लिए उपलब्ध है। इस सुविधा को अनलॉक करने के लिए सदस्यता लें: x.com/i/premium_sign…
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@realsagaofsagar @Portfolio_Bull Ask Grok is currently available to Premium and Premium+ subscribers only. Subscribe to unlock this feature: x.com/i/premium_sign…
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@Abhi4Research @grok @grok based on all stocks in threads and reply recommend me top 3 and best fundamentally strong stocks
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The most undervalued stocks as per you ?
Comment fast ⏩
@grok
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@grok @chartistrj Suggest me buying range for both and target as recommended by top sebi registered analyst on all x posts
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🚨 𝟭 𝗟𝗔𝗞𝗛 𝗖𝗥𝗢𝗥𝗘 𝗠𝗔𝗥𝗞𝗘𝗧 𝗙𝗢𝗥 𝗜𝗡𝗗𝗜𝗔𝗡 𝗗𝗘𝗙𝗘𝗡𝗖𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗜𝗘𝗦 𝗜𝗦 𝗚𝗘𝗧𝗧𝗜𝗡𝗚 𝗥𝗘𝗔𝗗𝗬
DRONE MAKING + INDIA'S OWN DEFENCE SYSTEM IS COMING UP
🔥𝗠𝗘𝗚𝗔 𝗧𝗛𝗥𝗘𝗔𝗗🔥
BELOW ARE THE STOCKS THAT ARE GOING TO BE THE PART OF THIS
1) #PARAS

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Markets have crashed by 13% since the Middle East war started. Smallcaps are down 22%.
I went back and studied exactly what happened during the Russia-Ukraine crash of 2022 — sector by sector, week by week.
It's almost the same script playing out again.
The Setup — 2022 vs 2026
Russia-Ukraine (Feb–Jun 2022):
→War broke out Feb 24.
→Brent crude spiked from $90 to $127.
→FIIs sold roughly ₹70,000 Cr in a single month.
→Nifty dropped from around 18,000 to 15,183 — an 18.4% peak-to-trough fall.
→India VIX crossed 30.
The worst-hit sectors were IT (down 22%), Realty (down 20%), and Auto (down 18%). Energy and PSU stocks barely flinched — down just 5%.
Middle East Crisis (Feb–Mar 2026):
→US-Israel-Iran conflict escalated.
→Brent crude crossed $100.
→FIIs have dumped ₹60,000+ Cr in the March series alone.
→Nifty has fallen from around 26,000 to 22,900 — about 13% so far.
→India VIX spiked to 27, the highest since June 2024.
The worst-hit sectors? Auto (down ~15%), Realty (down ~15%), IT underperforming since February. Energy and PSU names? Down only 5-6%.
Same sectors leading the fall. Same sectors holding up. Same FII behaviour. Even the VIX spike is in the same ballpark.
Now Here's the Part That Actually Matters — What Happened AFTER the 2022 Bottom
Nobody talks about this during a crash. Everyone's too busy doom-scrolling.
After Nifty bottomed in June 2022, here's how sectors recovered over the next 3 months:
Nifty Auto rallied 45% from the bottom.
Metals bounced 35%.
Financial Services recovered 30%.
Midcaps and Smallcaps both came back 25%. Bank Nifty gained 25%.
IT was the last to recover, up just 12%.
The pattern is mechanical, not emotional. When FIIs panic-sell, they dump the most liquid, highest-beta names first. When the selling stops, those exact names snap back the hardest.
Auto led because it was the most oversold relative to its actual earnings. IT lagged because global tech weakness was a separate issue from the war.
Applying the 2022 Template to Today
If history rhymes, the sectors that have corrected the most right now should lead the recovery.
Here's what's most beaten down:
Smallcap 250 index is down 22% from highs.
PSU Bank index has crashed 16% in just one month.
Auto and Realty are both down around 15%.
IT has been quietly underperforming since six months.
On the other hand, energy stocks are down only 5-6%. Defensive names like NTPC and Power Grid actually posted small gains on some of the worst crash days.
If 2022 is the playbook, Auto and Financials lead the rebound. Metals could outperform if supply disruption keeps commodity prices elevated even after tensions cool.
5 Data Points Beneath the Panic
These are the numbers I'm watching more closely than the Nifty level:
→ FII net shorts are at 250,000 contracts. In 2022, similar levels marked the bottom. Short covering alone can push the market up 5-7% in a few sessions.
→ India VIX at 27+. In 2022, it peaked around 33 and started dropping before prices recovered. We're close to peak fear but probably not there yet.
→ DIIs have been net buyers in every single session during this crash. Domestic institutions are quietly accumulating what FIIs are throwing away. Same exact pattern as 2022.
→ Goldman Sachs just cut India's GDP forecast by 1.1% to 5.9% and downgraded Indian equities from "overweight" to "market weight." For context, Goldman downgraded India in March 2022 as well. The market bottomed 3 months later and rallied 25% by December. Brokerage downgrades near bottoms are a feature, not a bug.
→ India's Equity Sentiment Indicator has slipped into oversold territory. Historically, this has been one of the more reliable contrarian signals.
⚠️ THE HONEST PART — WHY THIS TIME COULD BE DIFFERENT
I'm not writing this to sell you a feel-good "buy the dip" story. There are real differences between 2022 and now that you should understand before deploying capital:
Crude at $98-100 is more sustained this time. The Strait of Hormuz is an existential chokepoint for global oil supply in a way that Ukraine never was. If Hormuz gets disrupted, crude doesn't stop at $100 — it goes to $120+.
Goldman raised India's CPI forecast by 70 basis points. If inflation stays sticky, RBI won't be able to cut rates to support recovery the way it eventually did post-2022.
This conflict involves direct US military engagement, not just economic sanctions. The escalation risk is structurally higher.
Valuations aren't as cheap as 2022. Nifty was trading at ~18x PE when it bottomed in June 2022. Right now we're still at roughly 20x. Another 5-10% down before we hit genuine value territory is very possible.
And specific sectors face real headwinds regardless of war resolution. Cement companies are looking at ₹200-250 per tonne cost increases from higher pet-coke. FMCG and paint companies derive 20-50% of input costs from crude-linked materials. Airlines are getting crushed between high fuel costs and no pricing power. Singapore refining margins have actually gone negative at -$9.4 per barrel.
The pattern rhymes. But it's not a photocopy.
📋 THE FRAMEWORK — How to Position Right Now
Based on the 2022 recovery template overlaid with current correction data, here's how I'd sort the sectors:
Likely to recover first when tensions ease: Auto (most oversold vs fundamentals), Financials and Banks (FII short covering + rate cut narrative returns), Metals (supply disruption keeps prices elevated + potential China stimulus).
Slower recovery: IT (global macro weakness is independent of the war), FMCG and Paints (input cost headwinds will persist even if crude softens to $85-90).
Be careful with: Airlines (direct crude exposure, zero pricing power at current load factors), Oil marketing companies (refining margins have turned negative — BPCL, HPCL, IOC will bleed until crude stabilises).
Contrarian opportunity if you can handle the volatility: PSU Banks — down 16% in a month, many now offering dividend yields above 5% at these prices. That's higher than most FDs. And smallcaps with zero debt plus purely domestic revenue — these are insulated from both crude and rupee risk.
One Final Thing
Nifty crashed 18.4% in 2022. It felt apocalyptic. People were liquidating SIPs.
Within 6 months, the index was back at pre-crash levels. Within 12 months, it was at all-time highs.
The investors who sold at the bottom missed a 25%+ rally. The ones who bought during peak fear compounded at 30%+.
I'm not saying the bottom is in today. It might not be. Another 5% down is a real possibility.
But here's what I am saying: every single geopolitical crash in Indian market history — 2001, 2008, 2020, 2022 — has been a buying opportunity when viewed from 12 months later. Every single one.
The question isn't whether the market will recover. It always does.
The question is whether you'll still have capital and conviction when it does.
.....
Data references: ICICI Direct Geopolitical Impact Report (March 2026), NSE India, Bloomberg, Trading Economics.
Disclaimer: Not investment advice. Markets can absolutely fall further. This is a data comparison for educational purposes. Always do your own research.
Save this. Come back in 90 days. Let's see how it ages.
Follow @raghavwadhwa for more data-driven market breakdowns.
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