miten sampat
18.4K posts
miten sampat
@miten
engineer, inventor, migrant. building @CRED_club ; lesser half to @monagandhi ; @virginia_tech alum. 🇮🇳
India Katılım Kasım 2008
1.4K Takip Edilen40K Takipçiler
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The most elegant shot makers of their individual sport.
Elegance-maxxing picture.
Sachin Tendulkar@sachin_rt
Some rallies never end. Our friendship is one of them. Always a pleasure spending time with you, Roger. Until we meet again.
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Sometimes I wonder if a medieval landless farmer was to be transported to today: you can work on the greatest idea of your life, get paid a salary for it and in addition build life changing wealth through equity - he would think this is paradise. Capitalism is wonderful.
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v 1.3.2 is out now with much smaller model options including the E2B 4-bit and E4B 4-bit. Works just as well but with a much (much) smaller memory footprint.
- Syncs all changes from @miten's 1.3.2 update which includes a "today" view and commitment cards.
- Run completely on-device and is fully free to use. With smaller models, this can be run in the background with negligible battery and memory footprint.
- Has a menubar icon now that shows status, model downloads, model selector and the ability to quit the app without having to kill it from activity monitor.
(Unfortunately this is Mac only for now. Will support Windows when I can get my hands on a Windows device.)
Balamurali Menon@balamuralimenon
@miten @find Thanks for this, Miten. I forked this and made it work with Gemma4 12b (for now). Will add support for more models. Fork: github.com/balamenon/comm…
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last couple weeks have been a great test for Commit app 😀
latest release:
- 10x faster, smarter auto-resolutions
- higher signal commits only
- @find talk to our chat history
generally available now, no wait list:
mitensampat.github.io/commit/
to being more with-it !
miten sampat@miten
we make & break 100s of commitments on @whatsapp every week "i will send it" "let me get back to you" then they slowly drop so i built Commit it understands conversations like a human. what you owe. what people owe you. automatically closes loops mitensampat.github.io/commit
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@BeingPractical @DhanHQ @MillionsApp @Stratzy_HQ @FilterCoffeeHQ @Upsurge_club @pandeyalo @JPGupta1 @rathi_raunak @shraddhahahaha good stuff PJ !
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Let me start with this., we all love India, and we love it even more when India wins on the global stage. 🇮🇳🏅
Growing up as a kid, one of the bit disappointing moments was seeing the medal tally for the Olympics, Asian Games, Commonwealth Games, or more globally recognised sports (outside of Cricket) and feeling that - we are not winning enough. Like many, I sighed.., we should win more, we could have done better. 🫤
And then, like everyone else, we moved on from that topic. I'm referencing the time 20-25 years ago here.. 🥲
Yes, things have improved a lot now—participation in sports & athletes in encouraged. We are winning more, much more than before, but there is always the lingering feeling that India should win more.
Athletes and sportspersons are recognised, get celebrated & have their share of fame - when they win; however, the journey of many years leading to that overnight success remains tough, hard and much much difficult when they do not have access or resources to perform their best and compete on the global stage.
As a young startup, we have people who believed in us, who trusted us, which includes our customers, traders & investors using @DhanHQ, they helped us reach this point. Yes, there is still a long way to go, more so cause the big folks in our industry are still very very big compared to us. We were fortunate to become profitable, and now we feel we should find ways to contribute back to the society.
So going back to where this post started, we are launching Momentum by Raise. Our way to support promising & budding athletes before they become the sports stars of tomorrow and bring glory for India on a global stage.
Here is a first batch of athletes we are supporting with Momentum..🥰🇮🇳
When I discussed this with my peers & colleagues at @RaiseTheBarHQ, I made this random comment... चलो यह भी कर लेते है... क्या पता शायद इन सबके साथ साथ हमारा भी कुछ भला ही हो जाए :-)
or in my own way.. Always believe that something wonderful is about to happen...🚀🥲
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miten sampat retweetledi
Kunal Shah@kunalb11
It’s been a minute. 2015–2018 - Exited FreeCharge. Spent time learning and investing. - Pondered about: Why can't trust be rewarded? Started with $1M of personal capital. - Launched CRED to reward people for paying credit card bills on time. 2019–2025 - Built a system run by a team that values ownership, judgment, and craft. - Grew from 0 to 17M members by aligning incentives with behaviour. - Built several products during COVID lockdowns. - Raised $900M+ from global investors. Did 4 ESOP buybacks. - Made Indiranagar and IPL ads slightly more interesting. - Received a full stack of regulatory licences. - Lost 35 kilos. - Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards. 2026 - First profitable quarter (yet occasionally asked what our business model is) - Raised another $900M from Meta in primary and secondary capital. - Announcing our 5th ESOP buyback. Today CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role. Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction. Team CRED, I’ll still expect you to be a 10x version of yourselves. As for me, I’ll be joining Meta to lead WhatsApp globally. Meta comes in as a minority investor in CRED. No access to member data. While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth. Onwards.
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@miten @CRED_club hi Miten! Congratulations!
been using cred since its inception and credit score from what i know( and got to know from using cred) is mainly driven by a handful of factors that the current setup already explains quite well. So I am curious what’s the AI twist?
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financial discipline isn't a sprint.
it's a relationship with wealth built over time.
introducing the @CRED_club AI credit coach
give it a spin
CRED@CRED_club
you and your credit score have a lot to catch up on.
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I have no WhatsApp message from Kunal Shah to flaunt.
Even if I did, I wouldn’t, of course.
Quiet pride that an Indian — not an American with Indian roots, but a “khalis” desi Indian, is part of the global tech leadership circle. This counter narrative is epoch-making.
Aur Miten to hamare guru hain, I am his student. When I started the brand “Slow”, he was the second person to whom I showed the logo and discussed the idea (the first was the startup and innovation icon @vijayshekhar ).
Miten and I were both on flights that were delayed. We sat at a cafe at Delhi airport and I showed him the logo on my phone.
His first words: “This is a hundred-year brand, boss.”
I can never forget those words.
@kunalb11 @miten
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In 2020 when I joined @kunalb11 at CRED, I was drawn to the incredible team and a contrarian idea – “not everyone gets it”
we had ~1M members & $750M TPV
fast forward to 2026, CRED’s impact among India’s most creditworthy is clear, we now serve 17M members & process $100B in TPV
we’ve built with taste, always keeping our members' trust & financial progress as our north star
this momentum is the outcome of ambition, craft, ownership and relentless standards of our team at CRED.
Meta’s $900M minority investment is a booster in our plans to build an enduring institution with an eventual public listing. Meta will be a passive financial investor with no-access to customer data.
Kunal: thanks for being thankless and always 5x-ing each target.
proud to build the next phase of CRED with the best team in Indian fintech.
back to work 🚀
Kunal Shah@kunalb11
It’s been a minute. 2015–2018 - Exited FreeCharge. Spent time learning and investing. - Pondered about: Why can't trust be rewarded? Started with $1M of personal capital. - Launched CRED to reward people for paying credit card bills on time. 2019–2025 - Built a system run by a team that values ownership, judgment, and craft. - Grew from 0 to 17M members by aligning incentives with behaviour. - Built several products during COVID lockdowns. - Raised $900M+ from global investors. Did 4 ESOP buybacks. - Made Indiranagar and IPL ads slightly more interesting. - Received a full stack of regulatory licences. - Lost 35 kilos. - Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards. 2026 - First profitable quarter (yet occasionally asked what our business model is) - Raised another $900M from Meta in primary and secondary capital. - Announcing our 5th ESOP buyback. Today CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role. Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction. Team CRED, I’ll still expect you to be a 10x version of yourselves. As for me, I’ll be joining Meta to lead WhatsApp globally. Meta comes in as a minority investor in CRED. No access to member data. While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth. Onwards.
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