Usaaa
62 posts

Usaaa
@CrSamah
Helping Indians save money with credit cards, tech deals & cashback hacks.
India Entrou em Eylül 2021
26 Seguindo0 Seguidores

@HDFCLIFE Dad sold his bike to pay my college fees when money was tight. I felt guilty, but he smiled and said, “Your future is more important than anything else. I will manage.” He always protected my dreams before his own comfort.
Love you Papa ❤️
#ProtectorPapa #SarUthaKeJiyo
English

🚨 GIVEAWAY ALERT 🚨
Dads protect us in ways we only get later.
Share the moment your father was your true protector 👇
T&C - linktr.ee/hdfclife0
Eg: He'd call every night just to know I got home safe. That's when I knew - #ProtectorPapa
#HDFCLife #SarUthaKeJiyo

English

@naveenanand143 prefer loan on credit card instead of loan app as you can earn on credit card bill payment through different rewarding options.
English

My friend saved nearly ₹10,000
because he checked one more
option before taking a Loan.
A few days ago,he urgently needed around ₹1.2 lakh.
Like most people, he opened a personal-loan app.
The offer was as.
✅ Loan Amount: ₹1,43,000
✅ EMI: ₹13,730
✅ Tenure: 12 months
At first glance, everything seemed normal.
But after adding interest, processing fees and GST, the total repayment crossed ₹1.71 lakh.
Just before accepting the offer,he thought of checkinghis credit card offer once.
Surprisingly, the card offered a wallet-transfer facility
✅ Amount Transferred: Around ₹1.40 lakh
✅ EMI: ₹13,237
✅ Tenure: 12 months
Even after including the processing fee and GST, the total repayment was nearly ₹10,000 lower than the personal loan.
Same requirement.
Same tenure.
But nearly ₹10,000 saved.
That is when I realised something important:
We often accept the first loan offer because the requirement is urgent.
But urgency should not stop us from comparing.
A difference of only ₹500 per month may appear small, but processing fees, GST and interest can quietly increase the final repayment by ₹10,000–₹20,000.
Before borrowing, always check multiple options.
Because a smaller-looking EMI is not always the cheaper deal.
In his case, checking one extra option saved him nearly ₹10,000.
Now tell me honestly
when you need money urgently, do you compare every available offer, or
accept the first EMI that looks affordable?


English

@saaaanjjjuuu Clean Stock, prefer adding features required myself rather having everything on board without any reason to use.
English

@Jat_Bhumii @mainbhiengineer Never did transaction using bank app, always used UPI apps for transactions. Normally I get 1L spending limit but some apps gave upgraded limit on upi like Cred allows me to do upto 5L
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@CrSamah @mainbhiengineer Transaction password ka kya? Meri id hi block ho gai itne password change karne pade. Pta nahi kab kaunsa lgaya. 🤣🤣
Filipino

200 District Dining Voucher Free!
Just open District App→ Movie Booking → Select seats → Proceed... and the ₹200 voucher pops up instantly.
Valid for 7 days.
#DistrictApp #DiningVoucher #trick #follow

English

@Chandra538344 @imYadav31 @Credolite @creditcardwalah @CreditCardsInd @credofly I did applied via PP app and got it done without any issue. You should email them asking for reason.
English

Which option is good for kyc for higher approval chances @imYadav31 @Credolite @creditcardwalah @CreditCardsInd @credofly

English

@dusky_drone Prioritizing good sleep above everything. Quality mattress + blackout curtains aren’t going anywhere, even if I’m eating instant noodles for a month.
Nothing beats actually feeling rested
😴
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@Subh_Subh_ You and your 4 friends follow me. I'll give 4 months of Spotify.
English

@swathispeakes Pulao:
Dump & vibe
Biryani:
Marinate, layer, dum like a diva
English

C*****a company @GoKiwiNow yeh to bata kya suspicious hua hae ki account block kar diya? How do I redeem the Kiwis 🥝 i have accumulated till now?
This fintech @GoKiwiNow is blocking any accounts whose cards have been previously blocked and trying to apply again for the PNB card.
Please tag the founder of this blunder idiotic mess and move on.
However if you have not applied for this card yet try bitlii.cc/en/Ax6gWb and get one of the best UPI Card in India.
#ccgeeks #creditcards #kiwicard
Shubhisticated@Talk2Shubham
@jassneetsingha Tried applying for @GoKiwiNow a year ago, but AU and YES Bank services weren't available in my area then. Now that Kiwi partners PNB, I gave it another try yday. Surprisingly, the app shows my account as "temporarily blocked," and support has been completely unresponsive. 👀
English

You need ₹24,000 online spend to get ₹1,000 reward → 4.17% blended rate.
Many influencers are running paid referral ads to push this.
While as a user its on us to always read the fine print!
But to hide 3% and just show 5% by promoter in add is unethical.
#CreditCards
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