Precious .F John (AAT in view)

@ElluP2001 @onu_slim There's no perfect formula for life, do what suites you.

@PreFavInsight @onu_slim How many percentage of Nigerians earn above that?? If you have a partner that earns the same amount as you, then you both can grow. All these nonsense rules that if you dont earn xxxxxx amount then don't marry is trash.

If You Earn Between N100k – N150k Monthly, Read This Carefully Most people in this bracket are not broke, they are just unorganised. You are earning enough to survive and save, but because there is no system, the money disappears before the 20th, and you don’t even know where it went. Let me give you a framework. First, accept the reality of your small number. After tax and transport, you are probably working with N85k – N130k in usable cash. That is your real figure. Budget from that, not from the gross. Rent should not swallow you. If your annual rent is above N400k – N500k, you are already in trouble before the month begins. Downgrade, relocate, or find a housemate. Pride is expensive. A good financial life is not. The 50-30-20 rule, adapted for you. 50% on needs, rent, food, transport, utilities. That is N50k–N75k. Keep it disciplined. 30% on wants, data, outings, clothes, small enjoyment. This is not a crime. Budget it so it doesn’t bleed into everything else. 20% on savings and investments. That is N20k–N30k monthly. In 12 months, that is N240k–N360k sitting somewhere working for you. Stop saving what is left. Save first, spend what remains. The day your salary drops, move your savings immediately. One investment, not five. At this income level, you cannot diversify aggressively. Pick one, dollar savings on Risevest, a money market fund, or a fixed deposit. Grow one pot before chasing multiple. Kill one debt at a time. If you are on phone loan app debt, attack the smallest one first. The psychological relief of clearing one debt gives you momentum for the next. Do not take new debt to manage old debt. Build a N50k emergency buffer before anything else. Life in Nigeria is unpredictable, hospital bills, car fault, power surge, family emergency. Without a buffer, every crisis becomes a financial setback that takes weeks to recover from. Your income is not the problem. Your structure is. N100k – N150k is not wealth, but it is enough to build a foundation, if you respect it. Most people at this level will look back in five years and wonder where the money went. You don’t have to be one of them.

@roqeebah____ What's your budget and how soon do you want to move

@PreFavInsight Please do you have any agent contact around Baruwa or know any vacant one-bed apartment?

Hii, I’m looking for a conducive apartment on the mainland (a room self-con). Budget for rent is 600k - 800k. Total package 1m - 1.2m. Or if there’s anyone that’s planning on moving out of their apartment this month, kindly hmu let’s talk. Please Rt for more awareness.

@universal_god01 @peace_igho @ogedengbe_vic @universal_god01 No problem, we're ignorant and full of hate, so please enlighten us with what tinubu has done for this country. That has affected the common man on the street, we're waiting.

@peace_igho @ogedengbe_vic Lol Ignorant He has many But people like you won't see it Cus of hate

What exactly is Tinubu going to use to campaign? Is it Security, light, jobs, good roads, wtf is he going to say??

@itzchristunique @GloriousGod01 At 2024, left a 45k job that I have, option of trekking or keke if am in a good mood close to my house and I even added weight. Only to go for one foolish hollandia job of 80k target job. Pleaded with my previous boss to take me back but didn't agree. Lesson learnt the hard way.

A guy resigned from his work that pays him 150k monthly cause. His friend had told him that he has a better offer. A place where they can do target work, you can make more than 250,000 per month if you're fast enough.. He went there, worked for two months but couldn't get up to 100k target. He quickly went back to his former company but unfortunately, they have replaced him. He was left with no option than to continue with the target work which he complained is too hard and stressful....

@Ikennypaul @black_bhoy_ You go find tears you no go see am....

@black_bhoy_ Even though daily transportation is more than that from Oshodi to the island sometimes it goes as high as 2000/2500,, especially during this period. when you get to the island you go still enter bus join, God help you rain didnt fall.....

Salary is 400K Transport to the island daily is 3K, in a month that's 69,000 Let's assume you eat once in a day at the office, to get a good plate of food from Mama Iya is 2K at least, that's 46,000 in a month. Since you do 9-5, you'll likely burn fuel at night mostly, say you use 5 litres and you burn on at least 3 nights out of 5 nights excluding weekends, a litre is 1300, in a month that's 78,000 Total so Far is at 193,000 You never send money home You never buy light You never buy new polo or Jean You never buy foodstuffs You go still save from inside Now imagine if your salary is 250,000 See, this isn't survival or striving, it's point blank suffering... #EndBadGovernment

@imole__olorun these people are MAD

🤣

@DrKalu_ @Riddwane BÀSTARD how far, u no go die well.

This bigotry is top-notch!

@imole__olorun e no go better for these evil agents.

Them don craze finish

@ABUJAPLUG If you don't have transport, attend a nearby church or don't go at all. Save yourself stress and embarrassment.

@wandypee @jon_d_doe even 500k you don't need to japa, unless going there as a professional in your chosen field, but if it's greener pasture, might be risky starting from zero.

@jon_d_doe Well, 40+ is still young and okay to japa. But if you earn 2M and above monthly in Nigeria, you don't need to japa unless your main reason is for security and better quality of life.

Dear Nigerian men above 40, Is it only me? Anything "japa" doesn't cross my mind anymore. I believe I'm too old for that. I don't know about you. End.

@BSAT_Properties I'll hire them both, you'll definitely need both experience.

Who is better placed to manage a building project? 1. Baba Risika, a 60-year-old bricklayer with over 30 years of building experience 2. Engineer Daniel, a 50-year civil engineer with a PhD in Civil Engineering and over 20 years of building experience

@adeoluwawa me were dey earn 150k for VI, wetin I go do, pls no make me cry for my life 😭😭😭

350k per month, tfare 4k daily, that is 88k a month at least, data 10k, rent save 100k, electricity 20k, feeding at 6k daily is 180k. No be loan app go sort the rest? Then repayment will start eating into your income till you become suicidal or stop paying

@Johnson4131 @Eze_Wilberforce @officialABAT So in your shallow 🧠, you've spoken, mugu

@Eze_Wilberforce @officialABAT Let's be sincere with ourselves without taking sides with anybody. We as citizens how do we behave when we go there. Can it be compared with our behaviour at home. Both the government and citizens need to change.

Good day, Mr. President @officialABAT. I have a question. When you visited the UK with your ministers and governors, did you observe their roads, electricity, and overall system? Was there a power outage throughout your stay in the UK and during your meeting with King Charles? Sir, why can't we build the same at home? I look forward to hearing from you.

@Gracie_Blue89 Ain't bout sack, they need to sell that club to someone who genuinely loves football, like Abramovich and not these misfits of Americans. Their only interest is to make profit and sign underage kids, telling the fans of their stupid project that'll always fail. @ChelseaFC

Sacking Liam Rosenior makes no difference. The same as it made no sense sacking Maresca We will still have the same board & the same players Look what our ownership has done 🔹️Osimhen - Delap 🔹️Balde - Hato 🔹️Guehi - Tosin 🔹️Rogers - Gittens 🔹️Maignan - Jorgensen 🔹️Bastoni - Viega 🔹️Eze - Buonanotte 🔹️Olise - Neto 🔹️Donnarumma - Sanchez 🔹️Gvardiol - Disasi 🔹️Dumfries - Gusto And that's not even all of it #CFC #EVECHE #Chelsea

@Ada_Daddyya So arsenal has never won the champions league🤣🤣🤣🤣

Celtic.

@ABUJAPLUG Let her give birth first and you be responsible for catering for her needs in her father's house, after birth carryout a DNA test to avoid stories. If the baby is yours, marry her but if it's not throw the bitch away and disgrace the family, that baby might be yours.

@Brightgoldenboy @SavvyRinu @Brightgoldenboy normally have come to the conclusion that @PoliceNG thinks upside down, but you've just confirmed it that you guys are far beyond damaged and mannerless in all circles of life, I spit on you.

This is alarming, disgusting and embarrassing. The CP has ordered an investigation into the incident. The command condemns this in totality, no custom or tradition is superior to the rights of citizens. The Commissioner of Police Delta State CP Aina Adesola urges Deltans to remain calm while assuring that those responsible for this barbaric act will be arrested and brought to justice. The command also calls for witnesses who can provide with useful information that can aid the ongoing investigation.

@Dammi_Esq all these cab be avoided if a man chooses not to do court marriage.

Client: The only regret I have is accepting the ₦200k my wife gave me when I was building my house. Now, for every little argument, she says, “our house” please I want to return her money. Me: A contribution toward acquiring property is not a loan; it’s not something you can simply repay. The moment she gave you that money as support, it became a recorded contribution that cannot be undone. Even if you return the money, it doesn’t cancel that contribution especially if the payment had the proper description and she can show evidence of moral and other forms of support as well.

@Mikeliberation Men should quit from this archaic tradition. They should know that it's their sperm that determines the sex of a child (X/Y), the lady is just like a factory waiting to produce the raw data from the man.

I’m at home with my husband today because it’s a public holiday. We were chatting and laughing while watching a movie series. In the movie, a woman who her husband divorced because she gave birth to four girls was crying. I said, “Chai, may God give every woman the ability to have both male and female children.” My husband then looked at me in a strange way and said, “I would do the same because I’m a traditional man—my lineage must continue.” That statement has made me feel very down since morning. We’ve been married for three years and have one daughter. My husband is a good man—he provides everything we need and doesn’t cheat. But now I’m worried about the future. What if I have more daughters? Does that mean my marriage will end? I feel heartbroken 😭