ทวีตที่ปักหมุด
Clay Sumner | Social Media Management
4.5K posts

Clay Sumner | Social Media Management
@ClaySumner04
🎯 Scaling your offer with YouTube
website here ➡️ เข้าร่วม Şubat 2023
436 กำลังติดตาม780 ผู้ติดตาม
Clay Sumner | Social Media Management รีทวีตแล้ว


@scaling_shields Yea switching to fanbasis after experiencing this recently
English

stripe isnt a payment processor, its a shadow bank that earns $500 off your frozen account while you beg support for help
right now thousands of sellers have $5,000-$50,000 locked in stripe
they call it a "risk review"
what theyre actually doing is investing your cash in overnight money markets and pocketing the returns while you refresh your dashboard hoping the hold lifts
payment processors are legally allowed to invest customer funds during holds
its called the "float"
visa reported $1.2 billion in float income in a single quarter
the longer they hold your money the more they make
they profit from your panic
heres how it works:
you start selling online
payments clear in 2 days. everything is fine
then you have a good month
revenue spikes 30%
stripes algorithm flags it as "unusual activity"
you get an email:
"weve placed a temporary hold on your funds while we review your account for potential risk"
no explanation, timeline or human to call
just a chatbot sending you in circles while they earn interest on your revenue
average hold: 90-180 days
$200-500 in interest earned per $50,000 held
across hundreds of thousands of accounts
the triggers that freeze your money:
- revenue spike - even if its just a good month
- refund rate above 1%
- selling coaching supplements or digital products
- chargebacks above 0.65%
- too many transactions from one country
none mean youre a scammer
all trigger an automated hold with zero human review
how to prevent it:
never rely on one processor holding all your cash - keep a reserve in a separate account
run stripe AND a backup simultaneously
keep refund rate under 0.8%
respond to every dispute within 24 hours
never let revenue spike 30%+ without emailing your account rep first explaining why
no account rep means no relationship means youre just another flag waiting to trigger
if your money is already frozen send this exact email to support AND compliance:
"i am requesting immediate review of my account hold. merchant in good standing since [date]. chargeback rate [X%]. refund rate [X%]. requesting specific explanation of what triggered this hold. if i do not receive substantive response within 48 hours i will file complaints with the CFPB and my state attorney general"
the CFPB is the weapon
consumer financial protection bureau complaints get escalated internally at every processor
most holds get reviewed within a week of filing
stripe does not want regulators examining their hold practices
three letters change the entire conversation
your money isnt frozen because youre suspicious
its frozen because freezing it is profitable
stop refreshing your dashboard
start filing
its your money
English

@doitwellnow Our content generates 6 figures a month for our clients. Landing page here, US based can start earlier than Wednesday - claysumner.com
English

If you’re new here, call me Willy Wonka.
At 19, I started Tabs, the aphrodisiac chocolate brand that took over TikTok.
$0 → $11M/year in 3 years.
Year one, I spent every waking hour brute-forcing more views.
It worked… kinda.
But the real unlock didn’t come from more impressions… It came from building a backend money-printing machine.
A close friend just put together a 20-page roadmap on how to 4x the value of every site visitor with simple optimizations.
It’s loaded with stupid sauce.
Reply PROFIT and I’ll dm u
English

@alexbishop86 "only if it's valuable enough to respond to" is a good one
English

NEED short form editors for this, I am looking to pay $3,000 to clippers
if you already enjoy the internet money space and consuming content, might as well get paid for it!
Building out a really strong community. Join - bit.ly/ContentClipping

English




