Realty in USA 🏡

Autopsy Review Confirmed COVID-19 Vaccination was the Direct Cause of Death Nicolas Hulscher, BS, Paul E. Alexander, PhD, Richard Amerling, MD, Heather Gessling, MD, Roger Hodkinson, MD, William Makis, MD, Harvey A. Risch, MD, PhD, Mark Trozzi, MD, & Peter A. McCullough, MD, MPH. (2023). A SYSTEMATIC REVIEW OF AUTOPSY FINDINGS IN DEATHS AFTER COVID-19 VACCINATION. Zenodo. doi.org/10.5281/zenodo…

@realstewpeters Israel responsible for killing the dinosaurs and blamed it on the asteroid.

@MrDanielBuck Is anyone surprised about this?

Researchers have found that students who shared a classroom with pupils who have emotional and behavioral disabilities had more absences, lower math and reading scores, and were more likely to act out in the classroom or struggle with social skills. 🤨🤨🤨

RFK Jr. is dismantling HHS. The hospital lobby is terrified. Not because he is right about everything. Because he is the first HHS Secretary in 30 years whose post-government career is not a consulting gig with the people he is supposed to regulate.

you can force any credit card company to remove a late payment from your report using a legal loophole that takes one phone call and most people will never try it because they assume the answer is no it's called a goodwill adjustment and it works because banks have full discretion over what they report to the bureaus. the FCRA requires them to report ACCURATE information. it does not require them to report ALL information. if a creditor decides to remove a late payment as a courtesy, they're not violating any law. they're choosing not to report something they're legally allowed to omit a single 30-day late payment can drop your score 60-110 points and stay on your report for 7 years. that's 7 years of higher interest rates, denied applications, and lost opportunities from one missed payment the call script: "Hi, I'm calling about my account ending in [last 4]. I have a late payment from [month/year] and I'm requesting a goodwill adjustment to have it removed from my credit report. I've been a customer since [year] and this was an isolated incident. I've made every payment on time since then and I'd like to continue being a loyal customer. Is there someone who can help me with a goodwill removal?" if the first rep says no, ask to speak with a supervisor in the retention department. retention reps have more authority to make account adjustments because their job is keeping you as a customer if the phone call doesn't work, send a physical letter. the letter needs to be specific and slightly emotional without being dramatic. include your account number, the specific late payment date, the reason it happened (lost job, medical emergency, autopay glitch, whatever is true), and a clear request for removal as a one-time courtesy "I have been a loyal [bank name] customer for [X years]. During [month], I experienced [brief honest reason] which resulted in a payment being received [X days] late. This was not reflective of my financial responsibility or my commitment to this account. Since then, I have maintained a perfect payment history. I respectfully request a goodwill adjustment to remove this late payment from my credit report as a one-time courtesy" mail it to the executive office, not the general P.O. box. google "[bank name] executive office address" or "[bank name] office of the president." letters that reach the executive team get handled by people with actual authority success rates vary by bank. American Express is historically the most generous with goodwill removals. Chase is moderate. Capital One is stingy but not impossible. Discover is generally responsive now here's the play most people miss: if you have ONE late payment on an otherwise clean report, fixing that single item is worth potentially 60-110 points. the jump from 680 to 750+ changes your entire financial life. mortgage rates, auto loan rates, credit card approvals, insurance premiums, apartment applications. we're talking tens of thousands of dollars in savings over the next decade from one phone call and one letter a 60-point score increase on a $400K mortgage can save you $40,000-$70,000 over 30 years. from a letter if you've got late payments dragging your score down and you want someone to handle the whole process across all your accounts and all three bureaus, that's our thing. 30-90 days. link in bio

@MmisterNobody Thank God

You suddenly wake up and it's 1999... Everything you experienced was a bad dream... What do you do first?

@KurtSupeCPA I didn't know it was up to $19K annually.

Couple comes in for their annual review. $2.8 million. Well invested. Solid Pension. Completely on track. I ask the question I ask everyone. "How is your daughter doing?" Mom's face changed first. Their daughter is 39. Hasn't asked for anything. Never complained. But she's been in the same apartment for six years. Daycare alone is $1,800 a month. Down payment feels impossible. Dad said "we always figured she'd get it eventually." I pulled up a simple chart. Statistically they live to 88. She inherits at 56. Maybe 60. At 60 her own retirement is eight years away. The money that could change everything at 39 arrives when her finish line is already close. Neither of them had ever seen it framed that way. The annual gift exclusion is $19,000 per parent per child. They can move $38,000 a year to her. No gift tax. No estate implications. Over ten years that's $380,000 transferred while they're healthy enough to watch it matter. Dad looked at his wife. "Why are we waiting?" Most families leave everything at death because nobody showed them the math of giving it while they're alive.

@MAGAVoice Thune and McConnell will sink the SAVE America Act if they can.

BREAKING 🚨 The Senate is being forced to stay in DC the ENTIRE WEEKEND. No going home 🔥 IT’S WORKING MAGA. KEEP THE PRESSURE UP PASS THE SAVE AMERICA ACT

@Tim_Walz Gee, we are all wondering why.

The White House is cutting off $250 million for Minnesotans health care.

We've been warning about this for weeks. Californication of the refinery system is a national security issue. And will require more federal action under the Defense Production Act to protect critical fuel supplies. "Operation Crude Awakening" is underway.

@glennbeck Thank you. I just want to bring the focus back to winning elections. That's all. Everyone is sick of the drama and the fighting, it doesn't matter who you talk to, they are all sick of it. We are squandering precious time. The midterms are 232 days away, we have work to do.

Read the full article here: x.com/mattvanswol/st…

@Legal_Fil Spend taxpayer money. 🏆

I realize that one tends to see only negative news, but what, precisely, do the governments in California actually do well?

@weekdayjokes Because you turn the light off and want to will yourself to sleep. When you think insomnia is going to be an issue, leave the nightstand light on.

Why is it so much easier to accidentally fall asleep on the couch than to purposely fall asleep in bed?

Neurologists can tell men from women by looking at their brains. Archaeologists can tell men from women by looking at their skeletal remains. Geneticists can tell men from women by looking at their DNA. The science is settled.

We STILL ARE NOT talking about this enough… Members of Congress are exempt from ObamaCare. Members of Congress are exempt from vaccine mandates. Members of Congress are exempt from insider trading crimes. Members of Congress are exempt from the Freedom of Information Act. Members of Congress are exempt from FISA warrantless spying. Members of Congress are exempt from term limits. Congress has always been the problem. America’s Founding Fathers must be rolling in their graves.

@Hal9000_T1 Lebanon and Iran will be free, thanks to Israel.

🚨 HUGE NEWS: Up to 50 HOUSE REPUBLICANS are DIGGING IN HARD, vowing to REFUSE votes on ANY Senate legislation (except DHS funding) until the SAVE America Act is PASSED!! This is how we win! Hold the line!