RedZone Wanderer

538 posts

RedZone Wanderer

RedZone Wanderer

@RedZoneIsb

Civil Servant | On a mission to make financial education accessible to every Pakistani| I write about PSX, economy, investing, taxation & building wealth

เข้าร่วม Temmuz 2025
48 กำลังติดตาม2K ผู้ติดตาม
ทวีตที่ปักหมุด
RedZone Wanderer
RedZone Wanderer@RedZoneIsb·
One of the biggest reasons investors lose money is confirmation bias. We don’t research to find the truth. We research to confirm what we have already decided. Let me walk you through some real examples where investors lost BILLIONS OF RUPEES and wealth was destroyed, so you can spot this in yourself 🧵👇
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RedZone Wanderer
RedZone Wanderer@RedZoneIsb·
Brilliant post. Exactly the kind of narrative Pakistan needs right now. Thank you for putting this together. Let us keep adding and spreading this so it reaches the people who need to hear it most. A few more points to build on this: 15.No minimum stay requirement 16.Fast-track residency for investors and their families 17.World-class infrastructure within the IFC zone 18.English as the official language of business and contracts 19.Independent dispute resolution under international arbitration standards 20.No restrictions on foreign ownership of IFC entities 21.Dedicated single-window registration for businesses 22.Access to Pakistan’s network of bilateral investment treaties 23.65% of the population is under 30, one of the youngest workforces in the world 24.A rapidly growing middle class of over 100 million people 25.Four distinct seasons and a mild, pleasant climate in Islamabad 26.Geostrategic location at the crossroads of South Asia, Central Asia, and the Middle East 27.Borders China, Iran and Afghanistan, unmatched regional access 28.245 million consumers in your backyard 29.One of the fastest-growing digital economies in Asia 30.Estimated over 30 million freelancers and tech workers 31.Low cost of living with a high quality of life in Islamabad Keep reposting and keep adding…
farrukh saleem@SaleemFarrukh

Islamabad Financial Center: 1. Come to Pakistan 2. Live in Pakistan 3. Spend in Pakistan 4. Manage from Pakistan 5. Pakistan will tax only what you earn here 6. Bring your capital to Islamabad 7. Bring your life to Islamabad 8. Zero tax on foreign income 9. 5% tax on regional HQ income 10. 1% inheritance tax 11. No wealth tax 12. No capital gains tax 13. Full repatriation rights 14. Dollar accounts protected by law thenews.pk/print/1412620-…

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RedZone Wanderer
RedZone Wanderer@RedZoneIsb·
Exactly… Therefore, we should not believe in average returns because they are skewed. For example, analysts say PSX gave 20% return per annum over the last 15 years. Sounds compelling. But that average masks a wide dispersion underneath. A handful of outperformers carry the number while many stocks in the same period quietly bled. The index has the same problem. It reflects a curated basket, not the full market reality. Most retail investors are not holding that basket anyway. Their actual returns can look very different. Averages and indexes are useful as context but dangerous as benchmarks for your own decisions. What matters is what is actually happening inside your own portfolio, not what the headline number says. Thank you for posting this.
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Abdullah Manzoor
Abdullah Manzoor@iabdullah278·
Last 5 years KSE100: +277.71% MEEZAN: +454.24% Choice of stocks—-the main reason of your portfolio performance if index gave 15-20% return top ones can easily be around 50-150% per annum #KSE100
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RedZone Wanderer
RedZone Wanderer@RedZoneIsb·
Another angle. Yes, high oil prices reduce the budget deficit on paper. But if the Strait is disrupted, supply is choked and Saudi cannot export in desired quantities. Demand starts falling globally. Meanwhile, the kingdom’s subsidy bill rises sharply to keep domestic inflation near 2%. Those are real fiscal costs that eat directly into the price windfall. And the goods Saudi imports still come in at elevated prices due to the same supply shock. The gains normalize fast. Saudi needs demand-driven price increases, not supply-shock ones. It needs buyers, not blockades. A disruption is just lost revenue with rising costs on both ends.
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A A H Soomro
A A H Soomro@AAHSoomro·
Saudi: Benefits from High Oil Prices Russia: Benefits from High demand and Oil Prices China: Benefits from high EVs and Battery demand Other Countries: Open the Strait of Hormuz pls!
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RedZone Wanderer
RedZone Wanderer@RedZoneIsb·
Wages are also determined by the principle of supply and demand. Market outcomes, including lower wages for researchers, should be assessed objectively rather than emotionally. Such outcomes typically indicate either an oversupply of qualified individuals or insufficient demand for their skills.
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Shams Momand
Shams Momand@shamsmomand1·
کیا اس قسم کے اشتہار دینا ایم فل اور پی ایچ ڈی سکالرز کی توہین نہیں۔ یعنی ان پڑھ مزدور سے بھی آدھے دیہاڑی پر سائینس دان رکھنا چاہتے ہیں۔ پھر کہتے ہیں پختونخوا ترقی نہیں کر رہی ہے۔ @SohailAfridiISF @MeenakhanAfridi @HammadHassan30
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The Status Game
The Status Game@StatusGameX·
@RedZoneIsb Highly agreed. As they say in Punjabi: "100 gahna Tay 1 thikana" (One home is better than 100 jewels.)
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RedZone Wanderer
RedZone Wanderer@RedZoneIsb·
In the West, a house is a liability. Property taxes, maintenance costs and decades of mortgage payments drain your wealth. But in Pakistan, the equation is completely different. There is no social security. No state pension you can truly rely on. Your home is your safety net, your mental peace, your family’s shield against uncertainty. A homeowner in Pakistan sleeps better, thinks clearer, and stands stronger in society. In Pakistan, a home represents survival, dignity and generational security wrapped in one. If you can own a home, make it your first priority. Everything else can wait. This is my personal assessment. What do you think? #Investing #RealEstate #Pakistan
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Rabia
Rabia@ad_ra_na·
@RedZoneIsb Agreed. Our value systems are different from the west. Lots of financial/social/cultural wisdoms that work in the West would backfire here.
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RedZone Wanderer
RedZone Wanderer@RedZoneIsb·
@adnan8690 He should invest in stocks, funds, or bonds. One should buy a house when he has enough resources.
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qwerty
qwerty@adnan8690·
@RedZoneIsb But what about a young professional earning one lakh. How he can buy house
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RedZone Wanderer
RedZone Wanderer@RedZoneIsb·
@RanaAamirilyas شکر ہے ایف بی آر کے ہاتھ بندھے ہیں، اگر اہل ہوگیا تو ساری اشرافیہ بشمول سیاست دانوں، صحافیوں اور ججوں کی چیخیں نکل جانی ہیں۔
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Aamir Ilyas Rana
Aamir Ilyas Rana@RanaAamirilyas·
سر ہمت کریں لائیں ان کو خلاف توہین پارلیمنٹ میں ، اب آپ اس پر کسی ٹرانسفر پوسٹنگ پر پیچھے نا ہٹیئے گا بلکہ استقاق کمیٹی میں لائیں اپ نے لوگوں کو نئے فونز پر کسٹم ڈیوٹی (المعروف پی ٹی اے ڈیوٹی ) کم کرانے کے عہد لے کرنوید دے رہے تھے کہ بس اگلے مالی سال میں کم کی جائیں گی ایف بی آر کی نااہلیاں ہم پیٹرولیم لیوی کی صورت میں بھگت رہے ہیں اور بھی بھگتیں گے
Kasim Gilani@KasimGillani

FBR’s sudden increase in customs values of older phones just months after reducing them raises serious questions. This appears to be a deliberate attempt to mislead and undermine the parliamentary committee’s efforts on PTA tax relief. By inflating valuations they are effectively neutralizing any reduction in PTA taxes before it even reaches the public. Such tactics may serve short term bureaucratic interests but they come at the cost of transparency and public trust. Parliament will not be bypassed. When the budget is presented the will of the people will be asserted and InshaAllah meaningful PTA tax relief will be delivered as promised. #PTATax

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Rabia
Rabia@ad_ra_na·
I was going thru some really old stuff&found a letter my dad wrote to me while I was in Dental college,as I was going thru a rough time>
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RedZone Wanderer
RedZone Wanderer@RedZoneIsb·
@iabdullah278 Yes, I follow you on ‘X’ and have found your posts highly encouraging for new investors. Individuals like you provide a source of hope for those with limited knowledge of investing in capital markets.
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Abdullah Manzoor
Abdullah Manzoor@iabdullah278·
@RedZoneIsb Yaa always worried for them but need to understand that atleast it take some time to be in greenery I always guide them to be patient 🚀
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RedZone Wanderer
RedZone Wanderer@RedZoneIsb·
When the stock exchange tumbles, my heart goes out to new investors. That early pain is real. It shakes you. But those who get hurt early start reading and truly understanding what they own.The market humbles you first, then teaches you. Keep investing. Keep your morale high ❤️ #Investing #StockMarket #PSX #FinTwit
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Usman
Usman@wheregpt·
@RedZoneIsb @Tariq_2427 Having a house, car and solar system will put you at ease and solve most of your problems in Pakistan. If you can achieve that, means you are also capable of building some dividend income as well later on.
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Tariq Khan Khattar
Tariq Khan Khattar@Tariq_2427·
اگر آپ کے پاس 1 کروڑ ہے تو سیدھا گھر بنانا ہمیشہ سمجھداری نہیں ہوتی کیونکہ گھر سکون دیتا ہے مگر انکم نہیں دیتا، جبکہ بزنس یا انویسٹمنٹ وہی پیسہ بڑھا سکتی ہے ⚠️ سب سے پہلے یہ دیکھو کہ آپ کی موجودہ صورتحال کیا ہے — کیا آپ کے پاس پہلے سے رہنے کی جگہ ہے؟ کیا آپ کی انکم مستحکم ہے؟
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RedZone Wanderer
RedZone Wanderer@RedZoneIsb·
I agree that we should project a positive image by conveying to the world that we are a secure country. However, it is necessary to address security concerns along our western border before fully promoting this perception. In recent years, we have made significant progress in controlling sectarian violence, religious extremism and linguistic divisions in Punjab and urban Sindh. However, other parts of the country continue to face similar challenges. Although we provided foolproof security to our foreign guests during the past fifteen days, this was achieved at the cost of business activity and the freedom of our own citizens. The twin cities remained largely closed during this period. Nonetheless, the overall situation is improving and there is reason to remain cautiously optimistic.
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RedZone Wanderer
RedZone Wanderer@RedZoneIsb·
If this changed how you think about policy rate announcements, 🔁 repost first tweet of this thread so others stop making the same mistake. This is not investment advice. Always do your own research and consider your personal risk tolerance and financial objectives before making any investment decisions.​​​​​​​​​​​​​​​​ Thank you. #PSX #Investing #KSE100 #SBP #MPC #Pakistan #پاکستان
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RedZone Wanderer
RedZone Wanderer@RedZoneIsb·
The Monetary Policy Committee (MPC) of the State Bank announces the policy rate tomorrow and a hike is very much on the table. Instead of guessing market direction, it is more useful to ask how this decision could reshape different sectors of the PSX. 🧵👇
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Hussnain Fahad
Hussnain Fahad@Hussnain_Tweets·
ایک چھوٹا سا سروے ہو جائے لیکن یاد رکھنا کمنٹ ایک ہی اکاؤنٹ ہوگا!✅ سچ بتانا اپ ان دونوں میں سے کس کے ساتھ کھڑے ہیں ؟؟؟🤔 1 اقرار الحسن 2 ایف ائی اے کا ملازم
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Syed Zeeshan Aziz
Syed Zeeshan Aziz@iemziishan·
آپ نے پہلے بولا کہ مجھے گالی دی گئی ، گالی کدھر ہے؟ کئی گھنٹے پہلے جھوٹا ٹوئیٹ کر کے ہمدردیاں سمیٹ لیں اور اب اعتراف کر لیا کہ گالی نہیں دی مجھے - سارا دن جھوٹوں پر لعنت بھیجتے رہتے ہیں آپ اب اپنے بارے میں کیا خیال ہے آپکا؟ آپ کے اپنے بیانات میں اتنے تضاد ہیں کہ بندہ کیا یقین کرے
Iqrar ul Hassan Syed@iqrarulhassan

مکمل ویڈیو: آپ کو آپ کی فیملی کے سامنے سیاسی اختلاف کی وجہ سے کوئی سرکاری افسر تضحیک اور تذلیل کا نشانہ بنائے تو آپ کیا کریں گے؟؟ حیرت ہے کہ پی ٹی آئی، ایف آئی اے کے اس افسر کی بدتہذیبی کا دفاع کر رہی ہے جس کے ہر کارکن، ہر یوٹیوبر اور اُن کی فیملیز کے ساتھ ہونے والی ہر ناانصافی پر ہم نے ہمیشہ مذمت کی۔ خان صاحب کی اہلیہ اور بہنوں کے ساتھ ہونے والے سلوک کے خلاف ہمیشہ آواز بلند کی۔۔۔ کوئی دوسرا ادارہ یونیفارم میں سیاست کرے تو بجا طور پر قابل مذمت لیکن اقرارالحسن کے خلاف یونیفارم میں کوئی کچھ بھی کہے اُس کا دفاع؟؟

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