Yashvir Dalaya

@Akshat_World Even better, invest in South Korean index for 200% returns per year

Difference between Rich vs HNI vs UHNI:- 1) A rich person locks 1Cr in FD@6.5% - After tax, they make 1.46% in USD terms (4.7% in INR terms) 2) An HNI locks 1Cr in FCNR deposits - Tax = 0% - They make 6% in USD terms (9-9.5% in INR terms) 3) An Ultra-HNI who does NOT need that 1Cr for the next 5 year, locks that wealth in QQQ - Sets up a 0% tax base. - Grows this 1Cr at least 14% CAGR in USD terms. - Pays 0% capital gains. **** Here is what happens in 10 years:- 1) Rich person doing Indian FD can't beat global inflation 2) HNI via FCNR beats inflation (safely!) 3) UHNI beats HNI by 2.5-3X wealth growth (by taking Index level risk). And, grows richer. If you're an HNI/UHNI taking advise from investors who tell you how to invest like the "rich", you're actually destroying your wealth.

The discussion sparked by a recent statement on Passport Seva Divas has generated more heat than light. The Ministry of External Affairs stated that a passport is a travel document, not a document of citizenship. Legally, that is correct. A passport is issued under the Passports Act, while citizenship is governed by the Citizenship Act, 1955. One law regulates the document; the other regulates the legal status. But law and public understanding are not always the same. For most Indians, the passport is the most authoritative document the Republic issues. It bears the name of the Republic of India, carries the holder’s identity, and is accepted around the world because foreign governments trust that India has verified the bearer’s nationality before issuing it. It is therefore entirely understandable that many people asked: if a passport is not proof of citizenship, then what is? The answer requires some nuance. A passport does not create citizenship. Nor is it the legal instrument that finally determines citizenship if that status is challenged before a court. Like many democracies, India distinguishes between citizenship law and passport law. In rare cases involving fraud, disputed parentage or illegal acquisition, citizenship may have to be established through the provisions of the Citizenship Act and supporting evidence. That is why a passport is not regarded in law as conclusive proof in every conceivable circumstance. But that should not be confused with its practical significance. A passport is issued only after the Government has satisfied itself that the applicant is entitled to one. In everyday life, and in international travel, it is the strongest evidence of Indian nationality that most citizens will ever possess. Nothing said by the MEA changes that. No immigration officer abroad will suddenly regard an Indian passport with suspicion because of a legal clarification made in New Delhi. The episode does, however, remind us of a larger challenge. India’s systems of civil registration developed unevenly over many decades. Millions of older Indians were born when birth registration was incomplete. Names were recorded differently across school certificates, land records and electoral rolls. The painful experience of the Assam NRC showed how documentary inconsistencies can create profound hardship when citizenship itself becomes the subject of legal scrutiny. The lesson, therefore, is not that passports have somehow lost their value. It is that India needs stronger and more comprehensive civil registration, universal birth registration and reliable archival records so that citizenship can never become hostage to missing or inconsistent paperwork. Sometimes a legally precise statement can create unnecessary public anxiety if it is not accompanied by explanation. A better way of putting it might have been this: A passport is issued only after the Government has verified that the applicant is an Indian citizen. While citizenship itself is governed by the Citizenship Act, the passport remains the Republic’s most trusted document for international travel and, in ordinary life, the clearest evidence of Indian nationality. That is both legally accurate and reassuring. The law need not be diluted, but neither should public confidence in one of the Republic’s most important documents. To distil the argument: A passport is issued because the Government has satisfied itself that you are an Indian citizen. It is therefore powerful evidence of citizenship in ordinary life and in international travel. But in a legal dispute over citizenship itself, the governing law remains the Citizenship Act, and a passport is not conclusive proof that overrides all other evidence

@Prakashplutus He's the biggest hypocrite. He's wearing a hoodie that costs $3000 and telling others possessions are bull

Interesting perspective , must listen 👇

@abidsensibull I remember daily comments on your stream from people who were like Abid is so pessimistic, Abid is a perma-bear etc. Wonder what happened to them

I really miss the dudes who watched my YouTube stream every day for the last 3 years to comment NIFTY 30k in 6 months BTFD brrrr

@jackschwager @Qullamaggie Didn't realize you had a new one out. Bought it!

Market Wizards The Next Generation Quotes: I opened a paper trading account, and I doubled my money in two weeks. I thought I was all set. I started live trading, and in two months, I lost 90% of my money. - Kristjan Kullamagi @Qullamaggie 1/n lnk.to/marketwizardsn…

be @ni5arga → 19 years old, from West Bengal, studied in Delhi for a few years → just finished his own Class 12 exams in 2026 → calls himself a hobbyist cybersecurity researcher → says he is an engineer, not a hacker → built an OSINT engine, a stock-tracking TUI, a pastebin in Rust → once found bugs in FOSS United and disclosed them quietly → just another CBSE student watching his own board roll out a new digital marking system then he opened the portal → CBSE moves Class 12 evaluation to On-Screen Marking, 1.8 million students affected → Nisarga sees the portal link is fully public, gets curious → opens DevTools, downloads the Angular JavaScript bundle → first vulnerability found in 30 minutes → a literal master password sitting in plain text inside the frontend code → enter it, the OTP field auto-fills, the entire login flow gets bypassed → OTP validation happens in the user's browser, not on the server → no route guards, every internal page reachable by editing browser storage → password reset API never checks the old password → systemic IDOR across the entire API, change one value in sessionStorage, become any examiner → outcome: take over any teacher account, view answer sheets, edit marks 25 February 2026. He reports everything to CERT-In the same day. → CERT-In asks for a screen recording, he sends a full walkthrough → acknowledgement comes back as a boilerplate reply → reference number assigned: CERTIn-16590126 → he follows up multiple times. no response. → three months pass. portal still live. Class 12 results released. vulnerabilities still there. → 22 May: publishes the blog post and a thread on X → Deedy Das, Satish Acharya, Internet Freedom Foundation amplify it → the post goes viral → CBSE issues a clarification: that was just a test portal, no breach → the URL CBSE cited in their own tweet was not even a registered domain → a friend buys the domain and points it at Nisarga's blog → CBSE quietly deletes the tweet then it gets worse → 25 May: finds an SQL injection vulnerability on the live production portal → reports to CERT-In, gets a one-line thank you → gains admin access to the live cbse.onmark.co.in server → portal stays up for four more hours → he uploads anime videos and memes, links them publicly from CBSE servers → plays a viral Japanese song on a CBSE page, makes the news for it → CBSE finally takes the whole portal down then he reads the database → master table accessed: 10 GB, 9.3 million records → examiner names, addresses, school names, bank account details → passwords stored in plain text → login tokens anyone can paste into a browser to log in as that user → 31 May: finds a second live CBSE production portal, 45,074 records of failed payments → emails, phone numbers, payment IDs, order IDs, all readable → 31 May, the bigger one: an AWS S3 bucket is misconfigured → ListObjectsV2 works without authentication, the bucket root is listable → samples pulled from 18 lakh scanned 2026 answer sheets, every subject → multiple institutions sharing the same bucket → also notices something strange in the scans: bedsheets visible in the background of answer sheets CBSE paid for proper scanners to handle CBSE responds → posts an AI-generated image saying the system is robust and secure → three days later admits some vulnerabilities existed and have been contained → refuses to name the cybersecurity firm doing the audit → claims they tried contacting him. he says they have not. → Internet Freedom Foundation writes to the Ministry of Education and CERT-In → asks for an investigation into CBSE, a review of the contract with vendor Coempt EduTeck, a full audit → he points out he could have sold this data and made a lot of money → he did not. he is a CBSE student too. → his own analogy: the door wasn't just unlocked. the key was lying on the ground in front of everyone. a 19-year-old with a anima pff broke a national exam evaluation system in 30 minutes with browser developer tools and the government is still pretending it was a test environment

Brené Brown, researcher and author, on the contradiction she keeps hearing in rooms full of tech billionaires: Her work puts her in rooms where the founders and CEOs of major tech platforms talk openly about how they think. What @BreneBrown hears there unsettles her: "So I hear someone say, 'Hey, you know, tech billionaire, what should my kids study? I'm worried for my kids… they should study coding, physics,' and then five minutes later, as if that answer didn't happen, someone will say, 'What do you attribute your success to?' I mean deeply when you think about it, and the same person will say, 'My deep reading of philosophy and the stoics.'" The contradiction is what stops her: the same people crediting philosophy and the liberal arts for their own success are telling other parents their kids should focus on coding and physics. That gap leads her to a bigger, more uncomfortable question: "I start to extrapolate from there and wonder if there is a thinking class that's emerging where they're like, 'We're going to read philosophy and we're going to read the liberal arts and we're going to study history, and the rest of you just keep scrolling. Don't worry about the big words. We'll handle all the big words for you.'" She points to Steve Jobs as an early signal of the same pattern: "It's like when they asked Steve Jobs, 'Boy, your kids must love the iPad.' Steve Jobs said, 'My kids don't have an iPad.' And then his biographer who spent time with his family said he wasn't kidding. There's no technology. At dinner, they're talking about art and history." The takeaway is simple but uncomfortable. The people building these platforms are protecting their own kids from them, and giving them books, ideas, and real conversation instead. So why are the rest of us being sold something different?

@Prakashplutus Thank you Prakashji

( 22nd May 2026 date ) was my last date wise prediction for social media . I am really happy , I saved/helped 20000+ people through my tweets . Help will continue , but going forward more Global, less local & some market wisdom.

@Sandeep_Majj I also saw somewhere that while FIIs are selling the largecaps, and their share of largecaps is trending down, their share of mid and smallcaps is trending up

Breadth Is Improving, But Selectivity Matters The Nifty 50 underperformed in April with a 4.4% return, while the Nifty Next 50, Midcap 150 and Smallcap 250 did better. This tells us one thing clearly: The market is shifting from index-heavy moves to stock-specific and broader participation. But this is not a blind smallcap rally. Flows are moving into companies with stronger growth visibility, better earnings, and sector tailwinds. The headline may be Nifty 50, but the real action is slowly moving outside it. Tweet 3/3

Nifty 50 Losing Its Grip The Nifty 50’s dominance in the total market cap of NSE-listed companies has fallen to a 16-month low of 42.2% in April 2026. This is a big shift. Just a few years ago, the top 50 companies controlled a much larger share of the market. But now, money is gradually moving beyond the largecaps and into midcaps and smallcaps. The market is clearly becoming broader. Tweet 1/3

@EquityInsightss And what does may tend to do? You'll tell us in June?

April tends to recover sharply whenever March sees deep carnage, this time as well the pattern played out similarly Last 1 month returns with MCAP > 1000 Cr Stocks delivering >10% return: 967 stocks (~64%) Stocks delivering >20% return: 465 stocks (~31%) Stocks delivering >25% return: 322 stocks (~21%) Stocks delivering >50% return: 59 stocks (~4%)

@mid_day You can just say 7 years

In Mumbai, 37-year-old scrap collector Sandeep Chaurasiya spent nearly seven years in Arthur Road Jail in a murder case he claims he had no connection to. Arrested by Vakola Police in 2019, he says he wasn’t told the charges for months. With support from NGO Dard Se Hum Dard, he fought a long legal battle exposing gaps and was granted bail after 2,559 days. ✍🏻/📷: Samiullah Khan

@VVVStockAnalyst Watched the traderlion conference video of yours just last week, appreciate putting such info out for all to benefit

Most trades that I took recently over the last 1 month falls broadly into concepts taught for FREE in Traderlion Conference & from my Trial lectures that you can see in my website vvvlearn.com after a SIGNUP I have open-sourced so many concepts, but people dont want to put effort to learn and apply but want to copy my trades to make easy money. Easy money doesn't exist here in long run if you are uneducated about the markets.

@Prakashplutus thank you, i actually exited some of my stocks and funds that were underperforming at a bit higher than breakeven, and held off new investments based on your inputs

132000 views , but hardly 100 thank u messages 💚💚💚💚💚 This is what I love about this world 💚💚

A man died when a Metro slab collapsed in Mulund. MMRDA promised ZERO tolerance. Heads would roll. Months later, the consultant it blamed & threatened to fire is still on the project. The explanation? It was all a "misunderstanding." @sabahvir's break in today's edition: indianexpress.com/article/cities… via @IndianExpress

@GalaxyNewsUnit @JoshEakle The op is trying to say it'll negatively affect regular Americans and you're saying it'll benefit American oil companies and traders; both these things can be and are true.

@JoshEakle Did you just forget the US doesn't use the Strait of Hormuz for majority of its sales and trades? Or is it just pure ignorance? Supply and demand will only benefit American oil companies and traders.

Mark my words. In about a week, Americas are going to wake up in the morning and feel what this chart actually means.

@frankmartin1954 @Pontifex Yes frankmartin1954, tell the Pope to read the Bible

I think you should read the Old Testament concerning Saul and the philistine nation and what he was commanded to do to it by God. Your argument doesn’t fly with God because he has commanded the complete destruction of entire civilizations and if He is the same yesterday, today, and forever, you’re not historically correct, correct today, or in the future.

God does not bless any conflict. Anyone who is a disciple of Christ, the Prince of Peace, is never on the side of those who once wielded the sword and today drop bombs. Military action will not create space for freedom or times of #Peace, which comes only from the patient promotion of coexistence and dialogue among peoples.

A young female doctor resigned from a reputed hospital on her very first day after allegedly uncovering unethical practices aimed at maximising revenue. She claimed she was instructed to admit patients unnecessarily and keep them in the ICU without medical need. Refusing to compromise on patient care, the doctor chose to quit immediately. Her account of the incident, shared on Twitter, has since gone viral, sparking widespread debate over ethics and accountability in private healthcare. VC: yourfamilyphysician/IG #doctor #indiandoctors #ICU #ethics #viralreels

@zoru75 Can someone explain this simply for those of us who aren't lawyers

Mumbai gives us max funds How dare any Court tell us how to tax Mumbaikars & how dare they tell us to refund Taxes We are the Govt We will re-enact same Law With retrospective effect And bar any Court from giving refunds We are the Govt We will govern as we like On our terms

@InvesysCapital What's the peg ratio looking like for the same?

#NIFTY100 PE ratio below 20

@InvesysCapital Eid Mubarak!

#EIDMubarak to everyone !