Mariyan Velichkov

@kamnaBhadoriya And the 45-50 year olds still don't have a financial statement. Age doesn't matter, most people never learn the difference between an asset and a liability.

Today’s 21–25 year olds are competing with 45–50 year olds in terms of money and financial freedom.

@_falsi1ke This is it. Most people think a bigger paycheck fixes everything but if your expenses grow with your income you're still stuck. The real shift is when you start tracking where the money actually goes.

Being broke isn't just about money. It's about lack of options. You're forced into worse housing, worse food, worse treatment not because you deserve it, but because you don't get to choose. That's why financial freedom isn't about luxury. It's about dignity and control.

@marktilbury Cashflow first, everything else second. Most people jump to investing before they even have a dollar of income that isn't tied to their time. The side hustle isn't the goal, it's the engine that funds the assets.

3) Master the three C's. Cashflow, connections, and confidence. These three things accelerated my wealth faster than anything else. Start a small service-based side hustle with low costs that meets a specific need. That's your cash flow engine.

I'm a millionaire. If I had to start again from scratch in 2026, I'd make these 3 moves first:

@JohnToThePoint This is the part nobody talks about. Your expenses column matters more than your income column when you're starting out. Cut the liabilities first, then the assets do the heavy lifting.

You don’t need to chase every opportunity. Missing out is part of building wealth. The goal isn’t to catch everything. It’s to hold on to what works.

@MoneyQuotesX The moment you stop announcing and start tracking is when things actually move. Most people have no idea what their real number is. They feel rich or broke but never actually look at their financial statement.

The best feeling is building wealth in silence. No one knows. No one needs to.

@Bigjoe2508 100%. The quick money mindset is just the rat race with extra steps. You make it fast, spend it fast, start over. Real wealth is boring. It's cashflow that shows up every month whether you're paying attention or not.

Quick money mindset ends up loosing it all

@czarofwins People keep looking for shortcuts when the real move is building something that pays you whether you show up or not. Betting is a liability dressed up as an opportunity.

sportybet looks like a way out but it's low-key a weapon fashioned against your financial freedom

@taraspedko @WearCoby19733 This is spot on. Most people chase a number thinking that's the finish line but real freedom kicks in when you stop making decisions out of fear. Once your choices come from intention and not survival, everything shifts.

@WearCoby19733 That's a powerful reframing. True financial freedom is less about the balance and more about the clarity of your choices. It shifts the focus from accumulation to autonomy.

Financial freedom isn't about having loads of money. It's about never having to check your bank account before you make a decision.

Quidly just got approved by Apple! The only finance app that tells you what to do so you get wealthy. 🪴 We’re live. 🔥 Everyone can taste it now: apps.apple.com/app/quidly/id6… #buildinpublic #personalfinance

Budgeting apps are useless. They tell you where your money went. Who cares? The only number that matters is: can your passive income pay your bills? If not, you're still trapped. Most people track expenses for months and change nothing. #buildinpublic #personalfinance.

@MeloryKnoxx The thing that provides it are assets - businesses that run without you, real estate tenant payments, and paper assets that provide money every month. .

Financial freedom isn't about having millions, it's about having your time back. Build income streams that don't require trading hours for dollars. Your most valuable asset isn't in your portfolio; it's the hours in your day.

@DChibani The thing every human being deserves. Btw, are you tracking your financial statement every month or have any passive income sources?

Not asking for much… just financial freedom, less stress, and more living.

I tracked my finances for the first time using the Rich Dad method. My passive income covers 12% of my expenses. That means I'm 88% away from quitting my job. Here's the calculator I built to find yours (it's free): #buildinpublic

@sickdotdev Im building way out of poverty and 9-5 rat race for people.

What are you building this weekend? Drop your portfolio URL Consider this as marketing.

If you want wealth and freedom, passive income is the only way. Here are five passive income ideas for you: 1. Business - Create a business and automate it so it works without you; otherwise, it will be time-consuming and tied to your time (no freedom). 2. Stocks - Research dividend stocks which are paying a good amount of money quarterly or yearly. (You just put money and do nothing.) 3. Real Estate - Search for properties you can buy on discount and find tenants. (Passive money flowing every month.) 4. Vending Machines - Buy a vending machine and place it in a good spot so a lot of people use it. (Just collecting money and once a week recharge the machine with products.) 5. Crypto - You can stake crypto and get back more money. (Make sure you choose good crypto that ideally the value goes up or stays the same.) #personalfinance #buildinpublic

@FurtureRichKid Write down my financial statement every month so I can see where I am right now. Even built an app for this.

What's your best financial decision?

@The_Money_Buddy He isn’t, and here is why… 401k will make him rich once he gets his 70s, and the savings are just sitting there and disappear because of inflation.

He’s 34. He has: • $120k in his 401k • $30k in savings • No other investments Says he’s “on track.” Is he actually?

@Tanju_mim First 2 - okay, but everything else is active income, and you have to tie your time if you want to make money. Once you stop, it’s over…

Passive income is the path to wealth and freedom. Below are 6 passive income ideas for you:

@ZinniaZee @shaji_han A lot of people miss this financial education and don’t realise they could get it just from reading one book… Rich Dad.

@shaji_han Passive income is key to financial freedom.

If you can’t find a way to make money while you sleep, you will work until you die. Harsh, but true.