DJ Windle

I'm not going to argue with you dude. I've driven an x for almost a decade. There's mathematically about 25% more cargp space my guy by measurement. You're very incorrect. Acting like the X is even remotely close to the Y is insane. They aren't the same car at all and a picture of the back gate open tells you nothing. I can fit 6-7 people in this car comfortably and I still have quite a bit of cargo space. You cannot come close to that in a Y

@djwindle @ernst1_hei51946 @elonmusk Dude, there's literally a photo of the 2 side by side. There is less than 10% difference.

Model Y is #1

@kenofthedude @ernst1_hei51946 @elonmusk Dude, I've had 2.. It's not even comparable on the inside the Y is tiny

@djwindle @ernst1_hei51946 @elonmusk It is not. I need something chevy suburban size with a range of 450 miles. That ain't it.

@kenofthedude @ernst1_hei51946 @elonmusk You'd be incorrect. The inside is massively bigger.

@djwindle @ernst1_hei51946 @elonmusk I've seen them side by side. The X isn't that much bigger. Still way too small for my needs. Battery is still insufficient for my needs as well.

A lot bigger. Doors are extremely convenient with children, more luxurious, more cargo room, wider cabin, third row is usable for adults, auto suspension, faster, 2,000 lbs heavier so better on snow and ice, wider (also better in weather), windshield is incredible, captains chairs in second row, quieter, tow capacity is almost 2,000 more. Should I continue?

@djwindle @ernst1_hei51946 @elonmusk What is so drastically better about the X?

@kenofthedude @ernst1_hei51946 @elonmusk You're really inferring that the X is inadequate because the Y is? The Y is garbage compared to the X. It isn't the same car.

Well I have a model Y which is very similar in range it is woefully inadequate for my towing needs. I tow basically every day and most days it isn't enough. I have to go unhook my trailer, supercharge, then hook back up. It's time consuming and expensive. If tesla made a 450-500 mile battery option it would be fine for towing. Still not big enough for me, my wife, 4 kids pkus groceries and a stroller. Tesla needs something like the escalade IQ.

@kenofthedude @ernst1_hei51946 @elonmusk I drive it hundreds of miles often. Tow my boat, and operate a household of kids. You'd be mistaken that it can't handle it. I agree, i'd like an SUV, but the X is sufficient.

@djwindle @ernst1_hei51946 @elonmusk Model X is not a full size SUV. Nor does it have 450 miles of range. Nor sufficient towing capacity.

For more than a decade, this has never been about managing money. It’s been about helping the people we care about solve real-life problems and create better lives with more freedom, less stress, and more meaningful experiences. Technology is now allowing us to evolve that vision even further. With our move into the farmhouse office, we’ll be bringing a number of new services in-house designed to support our clients in all aspects of life, not just their finances. A lot of amazing announcements soon. This is about building a better life and an experience unlike anything else. But of course, we're doing it in our style. What do you think is next?

@adammarkowitzEA Happy to compare.

@djwindle Counterpoint: Saying that everything is your job and not billing for it will also keep you from being wildly successful.

It's not my job to make sure your financial advisor authorizes your RMD, k thanks. #TaxTwitter

I'm not going at anyone dude. At first I read it and was excited that another firm was doing the right thing by bringing that in house. Then I realized that your post is misleading and you are not . Anyone with a business is paying far more than your limit in tax prep and book keeping fees. To be honest you should reflect that in your post. You're not though, because it was marketing. Which makes it more egregious.

@djwindle Haha okay dude. You obviously have a bone to pick and I’ll spare the back and forth Also won’t go ADV hunting like you are to point out the discrepancies in what you said Going at other advisors is a choice - but do you!

Them: "So what do you do for a living?" Me: "I am a financial planner" Them: "Oh wow, must be super hectic with the markets right now!" Me: "Eh, not really" Them: "So do you just manage people's money on their behalf?" Me: "That is a piece of what we do, but also a ton more" Them: "What else is there to do?" Me: "We dive super deep on the tax planning side, cash flow analysis, specialize in working with those with equity compensation with their companies, lots of conversations about goals and how to reach them, review company benefits, talk about insurance needs, account funding/structuring, estate planning/beneficiary reviews, legacy planning, etc" Them: "Didn't realize that was a thing. There are people who pay for all of that?" Me: "Yes, and they pay a premium to have someone in their corner to do all of this and be their thought partner for all things money" Them: "The taxes are interesting, but I still have to go hire my own accountant? Then what are you doing?" Me: "You could, but we partner with a firm who does our clients tax preparation. Most of our clients utilize this service. We do most of the projections, withholding calculations, modeling equity decisions, buy/sell transactions, etc. And we collaborate with them on a lot of it" Them: "That is really cool, and I assume your clients pay them separately on top of what they pay you?" Me: "No actually, it is included in the costs they pay us" Them: "No kidding, that seems like a huge value add" Me: "I'm with you" Them: "One thing that we know we need to do but haven't is our estate planning documents. I saw you mention that. I know you are not an attorney, so assume you refer out for that work?" Me: "At times for complex or nuanced cases, but we actually parter with a digital estate planning platform called Wealth.com who has backend attorneys creating documents where we facilitate the whole process" Them: "That is awesome! What does that cost?" Me: "That is also included in what our clients pay us" Them: "So you are saying that someone working with you can get investments managed, all the other services you named, taxes paid for, as well as getting estate documents created/updated in certain cases? And that is all included in what they pay you?" Me: "Yes, that is exactly what I am saying" Them: "Super cool, I thought that was something that was only accessible to super rich people" Me: "Traditional it is, but we are working to bring this "one stop shop" to the middle market" Them: "And it is just you doing all of this? Seems like a ton of work" Me: "It is a ton of work, and would be impossible to do alone. I have a team of 11 rockstars around me all committed to providing a 5-star service to our clients. And for our clients, that team is all theirs" Them: "Sounds like a great business and something that would be attractive to a lot of people" Me: "Thank you, I agree" 😀

@matt_gottshall The point is, you don't cover all your clients'tax work. Just some of it. And your post should reflect that.

@djwindle I can tell you for our client base, no one has breached that mark, so we’ve covered 100% of costs Of course it isn’t “free”, it’s baked into what we charge, just like it is for you. Nothing is “free”

@PresidentHODL That's literally not what's happening. Banks are lobbying to keep crypto exchanges from paying yield on Stablecoins. It's literally banks trying to keep themselves relevant.

Bullshit. Brian wants to hold your money like a bank and not be liable like a bank.

@matt_gottshall @ETXFarmLife or just honest

@ETXFarmLife @djwindle Seems it

@kenofthedude @ernst1_hei51946 @elonmusk I've had 2 X's over the years. It's amazing with kids. Just silly to get rid of it

@ernst1_hei51946 @elonmusk I have at least 4 coming. Plus need room for strollers and groceries. Plus towing. The Caddi is perfect but as I said, I don't trust GM EVs

@brian_armstrong is correct. It doesn't matter if he benefits financially from Stablecoin Yield. Backs are essentially lobbying to our government to keep us from being able to earn a yield on crypto so they can stay relevant and the government is caving. I didn't think banks could give me anymore reason to hate them...

@0xNonceSense I'm with Coinbase. It's actually a fight for the freedom of individuals to earn yield outside of a banks control.

CLARITY Act is DEAD. Not the SEC. Not regulators. Not Washington. Coinbase. Institutional money was ready to pour in. The infrastructure was there. The momentum was real. Crypto's biggest blocker right now isn't outside pressure. It's a fight over USDC yield revenue.

@CaydenWMcLaugh ChatGPT has become garbage. So slow and constantly having to start new convos...

Cancelled chatGPT today. I only use Perplexity + Claude now. Still have access to GPT via Perplexity + API, just not paying $20/mo for subscription.

@PYRAMID_BUILDER @NoRiskNoParty @Tesla I'd rather be able to set it myself.

@djwindle @NoRiskNoParty @Tesla I actually like the categories, but once you hit Mad max the wheel should give you control of the speed up or down until you hit the speed limit, then you go down into the slower categories.

Good morning Full Self Driving just got me a ticket 👍 @Tesla this is fucked up