Bossad Modiyahu

@Normal_2610 fresh undergrads write better and deeper analysis than this lmao

The rupee lost about 3.5% a year on average over the last 2 decades :) In the last 12 months it lost 13%. That not the usual grind, FPIs pulled out over $18B from Indian equities in 2025, oil is sitting near $106, and analysts are flagging a $40-50B capital inflows gap for this fiscal year. If your Indian equity portfolio made 12% in rupee terms this year, you made close to zero in dollar terms after currency erosion. Anyone with their entire net worth in one currency and one country is not diversified, they're making a bet. The rupee went from ₹17 per dollar in 1991 to ₹95 today. That 34 years of losing roughly 5% a year in dollar terms perhaps Over the last decade alone, the rupee fell about 30% against the dollar, which means S&P 500 returns got a free 3% annual run rate & for any Indian investor just from currency movement. Even when Nifty matched the S&P in local currency returns, S&P won in rupee terms because the dollar kept getting more expensive. This isn't about India being a bad investment. It's about having all your savings denominated in a currency that structurally depreciates against the one the world prices everything in. India LRS lets you send $250K per year abroad for investing. But look at where the money goes - out of $29.5B in total LRS outflows in FY25, roughly $17B went to travel and just $1.5B went into overseas equity and debt. Indians are using their global access to book holidays, not to build dollar-denominated portfolios. The people who understand the rupee math are already diversified. The ones arguing against it are the same ones who will complain about import costs, education fees, and medical bills priced in dollars going up every year. Currency depreciation is a tax you pay for staying 100% domestic. RBI will not change the taste and try to discipline investor all the time The Stupidity is at such level that even MF have limitation & not the capacity to invest overseas as much they want, this is just a Bullshit way to control dollar run rate... RBI & Government is pathetic, they know everything but not going to implement at all, they just fool Indian & Not even focus on How to Make Dollar we are best in how to spend dollar wisely, One should learn from South Korea I think Try Loopholes Guys, Do proxy investing or Go though Dubai Route their are multiple way, Rich will Get more Richer in Any Case :) Government use Citizen like Wife Yu will Only Understand this Sentence if yu wise enough to decode the Substance in it :) I even Wrote Article Few Days Ago On US Investing Part 2 normalguy.co.in/post/my-view-o… x.com/Normal_2610/st…

the reason india is backward is because a lot of resources are wasted researching, writing and publishing complete retarded nonsense like this - zero contribution to the productivity of the country.

@CurlingFreeKick professional hater 🤣🙏🏽

Everything for the cameras, fake smile, fake excitement, fake lip syncing. Take it to Instagram you idiot.

@darpunn @kapilgorve yep. supplements are bad more due to poor ingredients, misleading marketing more than absolute amount of protein too (esp in our markets where FSSAI is full of donkeys)

@getoffmadickson @kapilgorve Could be But he said he used to overcomsume protein so who knows Anyway nothing is good in extremes and thats true for protein as well

The confidence with which these retard fitness influencers say bullshit is amazing

can someone explain how does this make money for the entity? call it academic curiosity payment routing + rentals alone don't seem to be that profit accretive?

@darpunn @kapilgorve yes, went through the original thread largely agree with you and with the original patient about over consumption people are being too binary. the subtle nuance is that protein limit is fairly high + the person may not be attributing genetic issues, other lifestyle habits

@getoffmadickson @kapilgorve The context is that a guy suffered heart attack due to “over” consumption of protein But this guy says no such thing is possible

@darpunn @kapilgorve I'll have to side on the opposite end of this because the study was abandoned and no conclusions were derived (happy to be corrected) one caveat here is the study seems to be studying high intake of protein in one meal and correlating it to plaque build-up - at 25g per meal

@kapilgorve Le bhai human trials pubmed.ncbi.nlm.nih.gov/38409323/

@MintOminty it doesn't. but good try

Meat it takes approximately 15,000 litres of water to produce 1 kg of Meat What’s your point Bsdk

NRI holding of Indian Residential Real Estate is going to destroy rental mechanics and housing market within the next 5 years

indians are slaves by design. treating babas, sadhus, actors, sportspersons, politicians like their gods is ingrained in indians from birth.

@darpunn to the point of being awfully off-putting

About to finish watching Industry But god damn the creators of that show are generational gooners It’s literally porn with a story line

Chola Finance - Long Term Snapshot Assets Under Management 5Y CAGR - 31% 10Y CAGR - 24% 15Y CAGR - 23% Profit After Tax 5Y CAGR - 25% 10Y CAGR - 25% 15Y CAGR - 28% Market Cap CAGR 5Y CAGR - 20% 10Y CAGR - 22% 15Y CAGR - 33% RoE maintained near ~18-20% levels across cycles One of the most consistent retail focused NBFC over the last 15 years across cycles

@darpunn @G3ni3sWish that cat looks like messi 🤣

@G3ni3sWish I hear you and I’ll raise you another all time high for nifty

47.775% hike in commercial LPG costs In times of softening demand, most of it can't be passed onto the consumer Time for bottomline spanking

@_zeroxinfinity_ @rapidobikeapp why not take aqualine? straight to airport, literally

These cab drivers cannot be trusted man. Messaged “do not cancel I am coming” and then doesn’t show up and cancels after I waited for 7 mins. @rapidobikeapp at least have a check. I need to catch a flight and I am running late due to the can driver’s tactics.

observation god 😂

@darpunn your last para is spot on our currency certainly doesn't help if we moderate to 22K it will be fairly attactive to enter because I feel currency depre will be moderated from now on due to base effect (given anomaly/outsided depreciation in last 18 months)

Not gonna find them in nifty50 though You will have to pick stocks to make money going forward or just put money in small and midcap index And if 22pe is low then look at other emerging markets which are at 17-18 pe and growing their earnings much faster Outflows obviously work on relative valuation but that’s what it means as well that we are overvalued compared to other opportunities in EMs

Nifty on monday after digesting this news and calculating its impact on the economy -0.2% All thanks to SIP

@darpunn more than a few high PE outliers on a 21.5-22x PE country gives you a better avenue to find lucratively valued businesses outflows are also significantly because asian "previously-shunned" markets are back on the table - mainly china, taiwan, korea - their indexes reflect

Aggregate hides a lot of nuance about nifty It has too much bloat companies that are barely growing have a pe of 30+ Fo example techm is at 30 pe Tata consumer is at 78 PE an fmcg co growing at 10-15% year Its not enough growth to justify that PE even on a longer horizon Why will i invest a single rupee in nifty 50 when i can buy the likes of tsmc at 30 PE growing its earnings at 40-50% a year

@darpunn they aren't attractive.. still (but heading towards correction with every quarterly earnings improvement) but it has moderated a lot since Sep-24 earnings have shown good improvement in the last 18M (below is Q4FY26 earnings early analysis) let's see how this unfolds

@getoffmadickson Valuations arw objectively high across the board except for the banks If they were really that attractive FIIs wont be leaving

good almighty 😂😂😂