Racerkim

@marcuslemonis Already did it! Georgia from Connecticut.

Pick a State you would move to if you needed to leave where you are now.

@WallStreetApes I bought a new construction US Home in 1997 in Colorado. Some of the exterior walls were Styrofoam. Only the "structural" walls were plywood. Some things never change. I have pictures somewhere...

Real estate agent in Huntsville, Alabama shows that developers are using materials so cheap to build homes, the walls rip like paper “This is f*cking paper. Look at this — This ain't no goddamn building material. This is f*cking arts and crafts — Whole f*cking house. Goddamn origami house” What will happen is they’ll put some bricks on the outside, they’ll use this paper material as a “weather barrier,” next some some insulation, throw up some dry wall and then that’s your wall…. In no world could this ever be considered weather proofing for long term… The quality of homes being built are horrible and they are charging Americans more than ever

@FounderEric ...September? Founders move too fast to wait that long.

JUST IN! $40,000 Pitch competition grant funding women founders fundingcake.com/directory-fund…

@WatcherGuru Just blame Bernanke.

JUST IN: 🇺🇸 Fed Chair Jerome Powell warns US national debt is growing "substantially" faster than the economy and says it's not sustainable. "It will not end well if we don't do something fairly soon."

@AmyPeikoff Correct. Atlanta doesn't need dawn at 8:30 am.

You’re forgetting the long hours of darkness in the mornings you’ll have with permanent DST. That’s why there was a huge public outcry when it was tried in the 1970s. Can’t anyone learn from history? #DitchDST

@AConcernedPare2 Not Atlanta. Who wants dawn at 8:30 am?

Friendly reminder that most Americans want to keep DST all year. ☀️

@RepJuliaLetlow Atlanta doesn't want dawn at 8:30 am.

This weekend we once again changed our clocks and lost an hour of sleep.  It’s time we pick a time and keep it.  Congress should pass legislation to enact year-round Daylight Saving Time and stop forcing Americans to change their clocks.

@SMB_Attorney But Atlanta doesn't want dawn at 8:30 am, thanks.

It’s time to adopt permanent Daylight Saving Time nationwide and eliminate these stupid fake biannual time shifts. What does it even do?

@SenTuberville No. We don't want dawn at 8:30 am in Atlanta.

This weekend, millions of people in Alabama and across the country will lose an hour of sleep. This should be the LAST time we change our clocks. LOCK THE CLOCK and let’s make Daylight Saving Time YEAR-ROUND.

@SMB_Attorney Harvey.ai?

You guys don’t get it yet. Everyone keeps saying AI is going to replace lawyers. I don’t think people understand how this actually plays out. Let’s say you use AI to draft a contract. The contract misses something important. A year later it costs you two million dollars. What do you do? Right now, you sue your lawyer. In the AI world, you’d sue the AI company. Two things can happen. Option 1: The AI company has liability for legal advice. If that’s the case, every AI company will immediately stop letting consumers use AI for real legal work. The liability risk is massive. Option 2: The AI company has no liability because of disclaimers. If that happens, every state bar in the country will say consumers are being exposed to unregulated legal advice and call it the unauthorized practice of law. And they’ll shut it down that way. Either path leads to the same outcome. Consumer AI will be limited to generic “Wikipedia-style” legal information and LegalZoom level document prep. But the real AI tools? Those will live inside law firms. Lawyers will use them to move faster, analyze more data, and run way more matters at once. The M&A lawyer doing 5 deals at a time will do 50. Trial lawyers will run far more cases simultaneously. The idea that AI replaces lawyers probably dies. The more likely outcome is that AI supercharges the best lawyers and makes the profession even more profitable than ever.

@WallStreetApes How would she have bought the home without a mortgage?

@damuelle @dissidentwest @DeItaone And your us taxes support the other countries so they borrow at lower rates, but in dollars.

@dissidentwest @DeItaone Access to credit is a key differentiating factor between developed and undeveloped countries, allowing millions to manage liquidity, fund emergencies, buy in bulk, save precious time.

BILL ACKMAN: TRUMP'S CALL FOR ONE YEAR CAP ON CREDIT CARD INTEREST RATES AT 10% "IS A MISTAKE" BILL ACKMAN: WITHOUT BEING ABLE TO CHARGE RATES ADEQUATE ENOUGH TO COVER LOSSES, EARN ADEQUATE RETURN ON EQUITY, CREDIT CARD LENDERS WILL CANCEL CARDS FOR CONSUMERS

@dissidentwest @DeItaone Basically at 20% rates they know 20% of customers will leave them high and dry

@dissidentwest @DeItaone They've lent on money that's uncollateralized, if you declare bankruptcy they get nothing.

@PistolasVa76297 @blackroomsec @DeItaone Good idea. Because if wealth taxes pass, anyone with debt will be taxed on the debt.

@blackroomsec @DeItaone I don’t know about anyone else but my plan is to pay off my debt aggressively.

@blackroomsec @DeItaone But new borrowing won't be taxed under the new wealth taxes...?

@DeItaone One thing I haven't seen mentioned and anyone feel free to correct me if I'm wrong but let's say Ackman is correct and they do cancel the cards, people are STILL going to be on the hook for the debt. At 10% for the year and then the balloon interest or fees pop back up, yes?

@DeItaone Isn't that a good thing? If people can't pay, prices must come down. Prove me wrong,

@scdlcaramia @middle_class_us Yup

@middle_class_us Get a 2 bedroom and a roommate? Usually they are cheaper. Many of us had them in our 20s to save money. Do people not do this? I know 4 ppl in a 4bedroom house. $450/mo each, plus $50-100 in utilities.

To rent a basic apartment, you must make three times the rent. Jobs do not pay three times the rent. If you made that much, you probably wouldn't be renting. Make it make sense.

@surlygopher @middle_class_us Yup

@middle_class_us The real answer is you need to split rent. Could be roommates or could be a romantic partner. I’m upper middle class & have never lived alone. Same for all my friends except the truly rich trust fund kids My mom & MiL only first lived alone when they became widows in their 80s

Why do you think the environment is different than 1994? A single person couldn't afford an apartment on one income, so they lived with roommates. Median rent at $2100 means 3 ppl contributing $700/mo for rent. In 1994 my share was $350, so with inflation it isn't any more expensive