Citizen of the Network

Announcing our partnership with #KyoboLifeInsurance—one of Korea's largest and most established life insurance companies—to explore on-chain financial infrastructure using Ripple Custody: on.ripple.com/4dTCDoB Kyobo becomes the first Tier 1 Korean insurer to take this step, bringing government bond settlement closer to real-time. This is what institutional digital asset adoption looks like.

Yesterday, I celebrated 11 years at Ripple. Back then, I couldn’t have predicted that we’d still be fighting for regulatory clarity. The fight has been worth it. After a day in DC having great conversations with @SenatorHagerty, @berniemoreno, @SenatorTimScott, @JohnBoozman and @patrickjwitt - and on stage at @Semafor World Economic Summit - I know we are closer than ever. The CLARITY Act window is open. And now is our moment to act.

JUST IN: Former @Ripple VP Emi Yoshikawa launches a $100M fund of funds backed by SBI Holdings to connect Japanese companies with early-stage Silicon Valley startups across AI, fintech and blockchain.

NEW: Rakuten will allow $XRP to be used as a payment method for its 44 million customers. The move integrates XRP into Rakuten’s consumer payments ecosystem, expanding real-world utility for crypto in retail transactions.

Big news for XRPL & Stellar communities! XRP Ledger support is now LIVE on LOBSTR the leading multi-chain wallet with 1.5M+ users, built on Stellar (XLM) roots. Create or import your XRPL account in the same app you already use for $XLM. Manage $XRP, $RLUSD, $XLM & more. Send, receive, buy & track everything seamlessly! No more wallet switching Strengthening XRPL + Stellar interoperability with future DeFi, on/off-ramps & cross-chain flows.

⚡️ NEW: Boundless brings zero-knowledge proofs natively to XRP Ledger, enabling confidential finance on XRPL.

🚨 XRP GAINS ACCESS TO JAPAN’S 44M USERS Japanese crypto giant Rakuten Wallet launches $XRP as a listed asset and payment, letting users buy XRP with loyalty points and spend it across Japan. The integration connects XRP to Japan's everyday commerce platform, spanning 44M users, 3T+ loyalty points (~$23B), and 5M+ merchants.

A live data demo at XRP Tokyo showed cross-border payments handled by XRP are 60% cheaper compared to SWIFT - and settle in under 4 seconds compared to SWIFT which needs up to 5 business days. The story is on @YellowMedia_HQ now: yellow.com/news/xrp-vs-sw…

Crypto has had a rough year. Maybe we should launch something to fix it.

CFOs managing global payouts ,this one's for you: The traditional cross-border payment system wasn't built for the speed of modern business. Here's why digital assets are changing the calculus: Every time you send a cross-border payment the old way, you're dealing with: ❌ 1–3 day settlement times ❌ Fees eating a high % margin on every transfer ❌ Locked-up liquidity in nostro/vostro accounts ❌ Zero visibility mid-transfer That's not a treasury strategy. That's just friction. Digital assets (XRP / RLUSD ) payments offer: ✅ Near-instant settlement ✅ Dramatically lower fees ✅ Real-time transparency ✅ No pre-funded accounts eating into working capital The CFOs winning on global operations are already making the switch and @Ripple will guide them through it

"Yellow allows AI agents to transact with each other without trusting each other. The transactional volume of this is going to be huge and we think XRP is the perfect institutional settlement layer" - @AlexisYellow at XRP Tokyo last week

Ripple Treasury 🤝 PNC Bank. The new integration with PNC’s PINACLE® Connect is live, giving treasury teams: ✅ Real-time balance & transaction reporting ✅ Automated payments (ACH, RTP, Wire) ✅ Seamless reconciliation in one dashboard

As institutional adoption accelerates, infrastructure matters more than ever. @XDCNetwork is now live on @dfnsHQ with full Tier-1 support across Mainnet and Apothem Testnet, enabling institutions to build, manage, and scale digital asset operations with secure, programmable wallet infrastructure. From tokenized trade instruments to cross-border settlement using native @USDC , this integration strengthens XDC’s position as a blockchain purpose-built for real-world finance. Through Dfns’ collaboration with IBM Digital Asset Haven, XDC is also extending its footprint into enterprise environments, leveraging IBM’s digital asset stack. A meaningful step toward bridging traditional finance and blockchain-powered infrastructure. Read more from the link below👇

$XDC doesn't position like a typical crypto Makes sense given they're not really crypto. They're Enterprise DLT for tokenized global trade And their affiliations with key organizations reflects it. The common trend here is XDC is the ONLY public DLT within these trade finance consortiums & think tanks. That's not a coincidence. It's actually alignment on the future of global trade. Trade leaders recognize the disruptions that DLT is already causing. We see it across finance with RWAs & payments. They also recognize that XDC Network is as perfectly positioned to capture this digital shift as any DLT. From starting out in Abu Dhabi Global Market's RegLab sandbox, to now being used by financial institutions worldwide to enable E-Trade. Each of the consortiums below represent this. The focus of each of them represent one aligned vision. For trade finance to operate in harmony with all things DLT, tokenization & more. And when we think about that vision... XDC sits perfectly in the middle between all of that

We are excited to announce full Tier-1 support for the XDC Network on @dfnsHQ 🤝 This integration provides institutions with the robust, scalable tools needed to orchestrate financial flows and asset tokenization end-to-end. 👇

Japanese banks just showed 60% cost savings using #XRP over SWIFT with settlements in under 4 seconds. Live pilot data, not theory. @Ripple and SBI making it work globally. #xrpfamily #XRPHolders

Crypto is now officially the 7th major liquid investable asset class. Michael Higgins @Ripple Prime highlights the shift: Crypto joins 🔸Equities 🔸 Credit & Rates 🔸 Commodities 🔸 Real Estate 🔸 Cash With Ripple’s acquisition of Hidden Road, the TradFi ↔ XRP Ledger bridge just got a lot stronger.

JUST IN: 🇯🇵 Japan officially approves bill to recognize cryptocurrency as a financial asset.

BIG WIN for Crypto 🇺🇸 @USTreasury just launched OCCIP for digital asset firms: For the first time, @USTreasury is giving digital asset firms the SAME elite cybersecurity intelligence used by traditional banks. ✅ Real-time threat alerts from the OCCIP ✅ Government-grade protection guidance ✅ Cost: $0.00 Free for eligible firms The walls are coming down. Crypto is officially being integrated into the U.S. financial defense perimeter.

The GENIUS Act, signed by President Trump last year, established U.S. leadership on stablecoins. The CLARITY Act, also known as market structure legislation, would do the same for all other digital assets by providing clear rules of the road. Secretary Bessent is right: the time to act is now. Senate Banking, and then the full Senate, should pass market structure. I’m confident that they will. And then President Trump will sign this landmark bill into law.