Ken O’Friel

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Ken O’Friel

Ken O’Friel

@ofrizzle

CEO and Co-founder of @usetoku. Not on here, busy building

Tokyo เข้าร่วม Haziran 2009
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Ken O’Friel รีทวีตแล้ว
John Ʌ Konrad V
John Ʌ Konrad V@johnkonrad·
This is why Americans are the deadliest fighters on earth. I met a priest yesterday who just got accepted to chaplain school in Newport. I asked him the obvious question: Marines or Navy? Navy, he said. His face fell a little. He told me he could never be a Marine because every Marine is a rifleman, and as a priest he can’t carry a weapon. He’s hoping to get assigned to a Marine unit anyway. All chaplains are Navy officers, so that’s the only door in. I laughed. I feel a little bad about that. Then I explained to him what “Devil Doc” means. The Marine Corps doesn’t have medics. They use Navy Corpsmen. I told him: when you get out to the fleet, find a Marine sergeant with a couple of Purple Hearts and tell him Devil Docs “aren’t real Marines.” Be prepared to duck. Marines are violently particular about who gets to wear their uniform. Navy Corpsmen and Navy chaplains who have eaten dirt alongside them in combat qualify. Full stop. My dad was Air Force. Not even Navy. I remember going to VFW halls with him as a kid. Someone would ask him what service, he’d say Air Force, and the room would chuckle a little. Then they’d find out he was a medic, and the air in the room changed. Something close to reverence. Dad hated being honored. He had one line he used to deflect it: “I didn’t do much. Save your praise for my cousin the PJ.” That always broke the ice. PJs are the Air Force special operators who go into hell to pull downed pilots out. They will take casualties and are prepared to die to rescue a single pilot or crewman. The math doesn’t math out. Why would any combat force take multiple casualties to rescue one air force jet jockey? What the padre is about to learn is that the military has a hierarchy that has nothing to do with rank, and nothing to do with the service stitched on your chest. Have you deployed? Have you seen combat? In every firefight there are men who move toward the guns and men who hang back. And when the guy at the tip of the spear is pinned down, bleeding, with rounds cracking past his head, there is exactly one word he screams into the radio. “Medic.” Here is the catch, and it is the whole reason America fights the way America fights. That Marine is willing to push forward into fire BECAUSE he knows the Corpsman is coming. He knows the medevac birds will land in the hot LZ. He knows the Devil Doc will drag him out by his plate carrier if it comes to that. And, if the medic can’t help, if he has what Dad called “injuries incompatible with life,” he knows that chaplain will crawl on his belly to administer last rights and deliver him to heaven. The F-15 pilot punching out over enemy territory knows the same thing. He knows the PJs will move heaven and earth to reach him, and turn whatever is shooting at him into a smoking crater of hell on earth on the way in. This is the quiet math underneath American violence. Our warriors are the fiercest on earth not because they are more aggressive, not just because they are better trained, or better equipped, though they are all of those things. They are the fiercest because they know, in their bones, that when they key the mic and call for help, help is coming in hot. Take that away, and you don’t have the U.S. military anymore. You have a security force.
The White House@WhiteHouse

🚨“WE GOT HIM! My fellow Americans, over the past several hours, the United States Military pulled off one of the most daring Search and Rescue Operations in U.S. History, for one of our incredible Crew Office Members, who also happens to be a highly respected Colonel, and who I am thrilled to let you know is SAFE and SOUND!” - President Donald J. Trump 🇺🇸

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Ken O’Friel รีทวีตแล้ว
WisdomTree Prime®
WisdomTree Prime®@WisdomTreePrime·
What if your salary could be invested the moment it’s paid? A new pilot with @Plume and @usetoku explores how onchain infrastructure can make that possible. This is how tokenization moves beyond access and into everyday financial workflows.
WisdomTree Prime® tweet media
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Ken O’Friel รีทวีตแล้ว
Wu Blockchain
Wu Blockchain@WuBlockchain·
Plume Launches Tokenized Payroll Pilot Using WisdomTree’s WTGXX Plume, together with Toku and WisdomTree, has launched a payroll pilot that lets eligible employees receive a portion of their wages directly in shares of WisdomTree’s tokenized money market fund, WTGXX. The program is designed to test payroll distribution into onchain yield-bearing assets and accelerate real-world adoption of tokenized funds. Source: x.com/plumenetwork/s…
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Ken O’Friel รีทวีตแล้ว
Ken O’Friel รีทวีตแล้ว
BSCN
BSCN@BSCNews·
🚨BREAKING: MULTI-TRILLION-DOLLAR PAYROLL INDUSTRY GOES ONCHAIN VIA CANTON According to an official press release from @CantonNetwork $CC, the network has played host to the first ever private payroll transaction. The major milestone was facilitated by @cantor8 and its @C8Wallet, alongside @usetoku (an enterprise-grade application layer for global payroll). "This is the kind of real, everyday financial activity that shows blockchain can be integrated into core operational workflows without exposing sensitive data or compromising regulatory constraints", said @digitalasset CEO @YuvalRooz. It is no coincidence that Canton was chosen as the host network, given its ability to offer blockchain advantages like instant settlement and low costs, while also making sure sensitive data remains private. “For the network to succeed, the experience for the both the company and the end-user, whether that’s a trader or an employee receiving their salary, has to be seamless and secure,” said @KNP42777, CEO of Cantor8.
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Ken O’Friel รีทวีตแล้ว
Yuval Rooz
Yuval Rooz@YuvalRooz·
People say stablecoins have PMF, but when you dig in, you find that it's still primarily used for crypto use-cases. Once you unlock privacy onchain, you're going to see more and more traditional businesses move onchian. This is exciting and congrats to @cantor8 for this first transaction. $CC @CantonNetwork
BSCN@BSCNews

🚨BREAKING: MULTI-TRILLION-DOLLAR PAYROLL INDUSTRY GOES ONCHAIN VIA CANTON According to an official press release from @CantonNetwork $CC, the network has played host to the first ever private payroll transaction. The major milestone was facilitated by @cantor8 and its @C8Wallet, alongside @usetoku (an enterprise-grade application layer for global payroll). "This is the kind of real, everyday financial activity that shows blockchain can be integrated into core operational workflows without exposing sensitive data or compromising regulatory constraints", said @digitalasset CEO @YuvalRooz. It is no coincidence that Canton was chosen as the host network, given its ability to offer blockchain advantages like instant settlement and low costs, while also making sure sensitive data remains private. “For the network to succeed, the experience for the both the company and the end-user, whether that’s a trader or an employee receiving their salary, has to be seamless and secure,” said @KNP42777, CEO of Cantor8.

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Ken O’Friel รีทวีตแล้ว
Allium
Allium@AlliumLabs·
[BREAKING] AI agents can now read the blockchain. For the next 72 hours, we’re opening public access so you can try it yourself. Agent-ready, real-time onchain data accross 150+ chains.
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Ken O’Friel รีทวีตแล้ว
Aleo
Aleo@AleoHQ·
Until now, using stablecoins meant exposing salaries, bonuses, and treasury flows onchain, which made it a nonstarter for real businesses. Today that changes. We’ve teamed up with @usetoku and @paxoslabs to launch the world’s first private, risk mitigating stablecoin payroll solution. By integrating Aleo’s privacy layer into Toku’s global payroll platform, enterprises can now pay global teams instantly in regulated stablecoins with the same confidentiality they expect from traditional banking. Before: transparent blockchains that leak sensitive financial data After: private payroll that’s built for real-world finance 🌎 bwnews.pr/4qaFCLv
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Ken O’Friel
Ken O’Friel@ofrizzle·
Excited to share what we've been working on with @AleoHQ! Payroll is a killer use case for stablecoins. But no one wants everyone to see what they get paid. Aleo and @paxoslabs are helping us solve that problem!
Aleo@AleoHQ

Until now, using stablecoins meant exposing salaries, bonuses, and treasury flows onchain, which made it a nonstarter for real businesses. Today that changes. We’ve teamed up with @usetoku and @paxoslabs to launch the world’s first private, risk mitigating stablecoin payroll solution. By integrating Aleo’s privacy layer into Toku’s global payroll platform, enterprises can now pay global teams instantly in regulated stablecoins with the same confidentiality they expect from traditional banking. Before: transparent blockchains that leak sensitive financial data After: private payroll that’s built for real-world finance 🌎 bwnews.pr/4qaFCLv

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Ken O’Friel
Ken O’Friel@ofrizzle·
Excited to be working with @AleoHQ!
Aleo@AleoHQ

USDCx is live on mainnet, launched by Aleo using @circle xReserve, bringing an institutionally ready, privacy-first stablecoin to payroll, settlements, vendor payments, and more. Confidentiality isn’t optional. It’s infrastructure. Our mainnet launch partners include: @usetoku, @RequestFinance, @dynamic_xyz, @BlockdaemonHQ, @chainalysis, @sodot_hq, @BanxaOfficial, @ankr, @Zebec_HQ, @HoudiniSwap, @ChorusOne, @artemis, @everstake_pool, @FACTBLOCK, & @HashKey_Global. The future of stablecoins is here, and it’s private. aleo.org/usdcx

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Ken O’Friel รีทวีตแล้ว
Aleo
Aleo@AleoHQ·
USDCx is live on mainnet, launched by Aleo using @circle xReserve, bringing an institutionally ready, privacy-first stablecoin to payroll, settlements, vendor payments, and more. Confidentiality isn’t optional. It’s infrastructure. Our mainnet launch partners include: @usetoku, @RequestFinance, @dynamic_xyz, @BlockdaemonHQ, @chainalysis, @sodot_hq, @BanxaOfficial, @ankr, @Zebec_HQ, @HoudiniSwap, @ChorusOne, @artemis, @everstake_pool, @FACTBLOCK, & @HashKey_Global. The future of stablecoins is here, and it’s private. aleo.org/usdcx
Aleo tweet media
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Ken O’Friel
Ken O’Friel@ofrizzle·
We've been working with @0xPolygon for a number of years and are thrilled to finally share this announcement! @usetoku is expanding its stablecoin payroll product suite, and this is enhanced by Polygon, enabling our customers to use Polygon for compliant stablecoin payroll in over 100 countries. This partnership marks a major step forward in the adoption of blockchain for real-world, enterprise-scale business operations.
Polygon | POL@0xPolygon

NEW: Toku selects Polygon to launch compliant, global stablecoin payroll for employers. Same systems, same compliance standards, but entirely new onchain rails for recurring payments. With this integration, every Toku user across 100+ countries receives a Polygon wallet by default.

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Ken O’Friel รีทวีตแล้ว
Nick van Eck
Nick van Eck@Nick_van_Eck·
Dominating retail payroll, bill pay, and mortgages are really the last three vestiges keeping individuals hooked on the bank-centric finance system. I think it’s a few years before a stablecoin-powered app can get to the UXP of banks for the above, but once they do…oh boy.
qw@QwQiao

the end game for nearly all crypto apps is to be the one stop shop for all financial services and to compete with century old incumbents like jpm. and the prize is about $1t

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Ken O’Friel
Ken O’Friel@ofrizzle·
Payroll is one of the best use cases for stablecoins... the paycheck is how 99.9% of people get paid. It forces people to use a checking account, which takes time, lots of fees, and gives away all the yield to the bank. Thanks @stripe, @Stablecoin, @privy_io for the shoutout! Also note we integrate with @ADP, @Workday and many other payroll platforms too!
Bridge@Stablecoin

Stablecoins are changing how money moves — faster, cheaper, global. See how 9 companies across Bridge, Privy and Stripe are unlocking new revenue in new markets with stablecoins. stripe.com/lp/stablecoin-…

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UR
UR@UR_global·
Getting paid in crypto offers freedom and flexibility, but it also comes with real-world challenges. Enter our partnership with @usetoku, a leading crypto-first employment platform, bringing compliant stablecoin payroll with direct banking access to both UR and Toku's users.
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Ken O’Friel รีทวีตแล้ว
Chuk
Chuk@chuk_xyz·
Getting paid in stablecoins is a great step but it’s not the whole story. Ask yourself: why do you bank where you bank? The initial reason was probably mundane: location, recommendation, signup offer. But why do you stay? Because your checking account is connected to everything that matters. It’s the clearing layer of your financial life. Money flows in from payroll, refunds, and transfers, and flows out to rent, credit cards, Venmo, and investments etc. You don’t switch because that web of integrations is what keeps your financial life running smoothly. That’s why payroll in stablecoins (like Paxos x Toku’s USDG move) is a promising start, but not yet a full replacement. Would I switch today? No, my neobank wallet isn’t (yet) connected to all those things like my bank account is. For stablecoin wallets to compete, they need interoperability: ACH, direct debit, wires, bill pay, card top-ups, investments. In emerging markets, the trade-offs make sense; in the U.S., not yet. Still, it starts here. Once wallets match that level of connectivity, the center of gravity can shift, but well banked users need a compelling reason to switch. In the short term, the impact is greatest for users in emerging markets. Would you switch to stablecoin payroll?
Blockworks@Blockworks

EXCLUSIVE: Paxos, through an integration with Toku, will allow employees to be paid in USDG

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Ken O’Friel รีทวีตแล้ว
Katherine Ross
Katherine Ross@byKatherineRoss·
NEW: Paxos will let employees opt to get paid in USDG thanks to a Toku integration Toku CEO Ken O’Friel told @blockworks that he wants to broaden the horizon for employees and make it so folks don’t have to receive a payment to a checking account, but instead can receive salaries “directly to where you want.”
Katherine Ross tweet media
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Ken O’Friel
Ken O’Friel@ofrizzle·
100% agree. The agentic economy needs programmable money, and zero companies today have their own payroll/HR/ops/etc set up for it... Toku brings every company's payroll onchain TODAY. We integrate stablecoin settlement directly into ADP, Workday, any payroll flow. We believe that the future isn't waiting for legacy systems to die, it's making them stablecoin-native now for faster adoption.
Mippo 🟪@MikeIppolito_

People in crypto will say this is stupid and it probably is but that's missing the point. The point is: Wall Street is obsessed with stablecoins and they're right that by 2030 we'll have trillions onchain. One implication people haven't fully grokked yet is how much activity that is going to bring onchain. Once companies wake up to the fact that you can send dollars (almost) for free, they'll start doing that. A LOT, eventually exclusively. That also means that stuff like company payrolls (first just international, but eventually the whole payroll) will get run onchain. That also means once the company's dollars are in stablecoins, it won't make that much sense to generate yields in MMFs on the TradFi L1. They'll begin experimenting with Aave and Morpho vaults. So one takeaway is as stablecoins slowly drag an increasing amount of economic activity onchain, it's going to moon TVL on our favorite apps (woo). But another takeaway is that the entire enterprise software stack that supports modern businesses (treasury management, accounting, payroll and payments) will break. The initial reason it breaks is because onchain data doesn't map neatly to, say, your accounting software or CRM. This is a great opportunity, but it'll eventually get solved. The reason it may break software more permanently though is because onchain data is real time and most software isn't set up accomodate that. The days of your IBM business intelligence tool aggregating data at the end of the month or quarter is over. The future is real time data updated every 12 seconds that businesses, combined with AI agents, will increase speed of decision making at orgs by two orders of magnitude. It will also completely reinvent the SaaS software stack over the course of the next 20 years, which is a generational opportunity for the right business to capitalize on. So TL;DR - everyone will launch stablecoins, most of them will be dumb and fail, but don't make the mistake of dismissing this as stupidity. Stablecoins driving onchain activity is THE crypto megatrend of the next 20 years.

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Ken O’Friel รีทวีตแล้ว
Blockworks
Blockworks@Blockworks·
0/ Token markets are broken & suffer from information asymmetry & hidden risks. We're changing that. Introducing the Token Transparency Framework, a new standard for leveling the playing field.
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