DHARMESH

At Persistence Capital, we spend the weeks after every earnings season reading everything across 500+ publicly listed companies – calls, letters, filings, footnotes – trying to figure out what actually changed and what was just noise. We have now started distilling what we think matters each quarter into a single deck. The result is Signal & Noise – 220 slides, 100+ companies across 8 sectors (IT Services, Internet, Financials, Manufacturing, Healthcare, Consumption, Industrials, and Defence). Your portfolio may be down, but at least you can read 220 slides on why it fell 😅. The full deck is accessible in .pdf format using the link below: docsend.com/view/dcg46sfb6… Would love to hear what resonates and what we got wrong. Disclosure: No recommendation to buy or sell anything. Please consult a financial advisor before making any investment decisions.

@yogisach1 “I deserve Gold because I have never stayed in any 5* hotel, new to miles game, accumulated some miles using Atlas, planning a trip.

🚨 GIVING AWAY ACCOR ALL GOLD STATUS for the entire year! 🏆 I’m a Diamond member so I can gift full Gold benefits to ONE of you (valid until 31 Dec 2026). What you’ll get: - Room upgrades (subject to availability) - Early check-in + late check-out - 76% bonus points on every stay - Welcome amenity + guaranteed room availability at many properties - Lounge access & more at 5,000+ Accor hotels worldwide (Sofitel, Fairmont, Novotel, ibis, Pullman, etc.) To enter (super simple – 3 steps max): 1. Follow me @yogisach1 2. Like + Repost this post 3. Comment below: “I deserve Gold because…” and tell me in 1 sentence why you NEED this upgrade (funny, heartfelt, or wild – go all out!) Winner announced in 2 days (I’ll DM them to gift it directly via Accor). No purchase needed, open worldwide, must have (or create) a free ALL Accor account. Tag 2 travel buddies who need this too 👇 #AccorGold #HotelUpgrade #TravelGiveaway #AccorALL #LuxuryTravel #ccgeeks #ccgeek

@Kenu73 😭

Man! It breaks my heart to see people still live like this, this isn't any village or tier 3 city, but capital New Delhi. Real journalism! I hope someone in authority sees this and does something about it. Absolutely inhumane. Video- Sharadsharma.official

@abhymurarka 🤣

@Kenu73 Jindagi to @Kenu73 bhai ji rahe, hum to bas kat rahe hai.

📍Similan Islands The best thing about traveling is meeting new folks, different nationalities and the kind of networking which you won't regret. French, Belgian, American and I (Indian). We all booked separate Solo trips, met at the trip and ended up spending, talking the entire day. Sharing experiences, talking about travel and each other's country! Travel folks! Travel. Life's too short to be spent in one country and reading deep state stories 🤣 the one writing Deep State is probably enjoying from his condo in States 😉si

@share_buyback Time of application doesn't matter at all.

Bharat Coking Coal IPO got fully subscribed within just 15 minutes! ⏱️ Not sure why investors rush so early when there’s still plenty of time left. Does applying early improve allotment chances in the lottery system, or is there something I’m missing? 🤔 IPO experts, please share your views. #IPO #BharatCokingCoal #IPONews #IPOInvesting #StockMarket @ipo_mantra

@credofly @Kenu73 🤣

@Kenu73 Zindagi to bas ye ji raha..

It's all about marking things off the wishlist.

@cards_wizard @Kenu73 @imYadav31 🤣

@Kenu73 Bhai itne tym m Kandivali se borivali nai jaata, @imYadav31 bhai noida se gurugram nai jaate utne tym tum thailand jaate ho bhai 😂😂🙌

My Favorite dish in my fav restaurant! I can just come here for these two things. 📍Glowbloom, Phuket Try this and thank me later.

@CardsPointsPro When a good card being issued LTF for extended period of time, it simply means it won't be what it used to be.

Matlab devaluation aane wale hai..

@itsTarH @INDmoneyApp Looks like @itsTarH bhai reducing US equity exposure.

.@INDmoneyApp has launched facility now that allows large withdrawals via bulk Swift so there is tracking enabled + takes 2-3 days Since its bulk Swift, it gets deposited to bank account directly dont have to talk to Bank RMs for inward remittance (that was a pain) Great job

@Kenu73 Used Mumbai Metro to T1, it’s good.

Aesthetically yes, our Airports are way better than many european airports. Even when it comes to services, I find our Airports to be better. The only thing all our major airports are missing is a good and cheap connectivity to important areas. Delhi tops it with a superior metro but rest of India still lacks, read about Mumbai having a new metro line. Hopefully this will also change. Indore had a good bus system years ago, but it stopped no idea why. There's an ongoing metro construction but will take years.

@imYadav31 @wintrackinc I will charge my MacBook and iPhone. @rkhadiya9 @Visva_07 @onlydharmesh

🚨 GIVEAWAY ALERT 🚨 UGREEN 160W Charger.....powered by @wintrackinc ⚡ How to enter 👇 1️⃣ Like this post 2️⃣ Tag 3 friends & tell which devices you’ll charge with it 3️⃣ Follow @imYadav31 & @wintrackinc One charger to rule them all 👑 📱 Phone | 💻 Laptop | ⌚ Watch | 🎧 Everything. Wall-mounted. Super-premium. Stupidly convenient. A similar UGREEN charger costs ₹12,000 on UGREEN India 👀 This one could be yours 🔥 Let’s go 🚀

@iSatishAgarwal @advaita_batika Accor point value depreciation is much better than no Accor points. btw, if Rupee appreciates meaningfully it would be a lot more beneficial in general.

@advaita_batika Yup. It can go Down or even Up 😂

♻️🏨Why people are transferring 🪓s eRPs/EMs into Accor⁉️ 👑1 ACCOR Point ~ ₹2.1 now 🤯 ♻️Quota resets in January. So empty now & be ready for next year ♻️Apprehension that ACCOR at current value/transfer ratio is unsustainable ♻️Doubt if ACCOR may altogether be removed from 🪓s partners list ♻️Fear of RPs Devaluation by ACCOR looks almost non-existent ⁉️What should You do ♻️Transferring into ACCOR currently ✔️ more boxes than ❌ ♻️Going wrong in this, has very less of a probability ♻️Earn n Burn is the name of this game 😎 Disclaimer: -People's needs/requirements vary -DYOR

@iSatishAgarwal Thanks sir.

@yourdharmesh Imo yes. Even donate 500 Accor RPs activity increases the validity by 1 year

@iSatishAgarwal I don't have any of these, but looks like I should take risk and transfer. If redemption does't happen then I will try for Regalia Gold or Kotak Air+ (if Accor is removed). Is the risk worth taking?

@yourdharmesh HSBC Travel One/Premier & Regalia Gold/DCBM/Infinia all transfer to Accor

@share_buyback lottery, but since the issue is so large, an allotment will be easy.

Any IPO experts here? 👋 If someone applies for the ICICI AMC IPO in the BHNI category, what are the realistic allotment chances in the sHNI category? Is there any assured allotment in sHNI, or will the lottery system be applied if the category is oversubscribed?🙏 #IPO #ICICIAMC #HNIIpo #InvestingIndia #SEBI #PrimaryMarket

@CardMavenIn What if they remove Accor (as per rumours), I don't have any other card which has Accor as a partner.

@yourdharmesh Accor validity can be extended by transferring points

The rumours on the Atlas transfer ratio and partner revamp are getting hard to ignore. Moved all accumulated Edge Miles to Accor. Locking in the value and utilising 2025 transfer limits before the year ends! ⏳🏃‍♂️ Transfer completed in sharp 24 hrs 👍