Tim Tilini

@SCHDETF @DevotedDividend Dgro complements Schd with only around 15% overlap

I think $FDVV compliments $SCHD very well. $SCHD is still my favorite dividend ETF, but it tends to miss some areas of the market that have driven returns over the last several years. That’s where $FDVV comes in. You still get a solid yield, but you also pick up exposure to companies like $AAPL, $MSFT, and $NVDA that aren’t major parts of $SCHD. $FDVV also adds exposure to areas of the market that $SCHD tends to ignore, including real estate and utilities. To me, $SCHD is the foundation. $FDVV adds a little more growth potential on top while still generating income. Different strengths. Nice combination.

$SCHD is awesome... But $FDVV ETF might be close to the #1 dividend growth ETF! Who else holds this one?

@Larry63204614 A road to nowhere. But the road needs to have customers on it

THETA NETWORK'S BIGGEST UNANSWERED QUESTION WHEN DOES THE TOKEN ECONOMY START REFLECTING THE ROADMAP? For years, Theta Labs has introduced new narratives for Theta Network. First it was decentralized video delivery. Then Edge Nodes. Then Elite Edge Nodes. Then TFUEL staking. Then ThetaDrop. Then TDROP. Then Theta Metachain. Then EdgeStore. Then Theta Video API. Then EdgeCloud. Then AI. Every year the roadmap becomes larger. Every year the list of products becomes longer. Every year the vision expands. What has not expanded at the same rate is the visible economic impact on the THETA and TFUEL ecosystems. This creates an uncomfortable question that investors should examine carefully. At what point does a growing list of products become evidence of adoption rather than evidence of strategic drift? The whitepapers repeatedly describe future opportunities. Theta Network's original vision focused on solving video delivery problems through decentralized infrastructure. Later whitepapers expanded into NFTs, decentralized storage, Web3 business infrastructure, Metachain architecture, and now AI and cloud computing. The scope of the project has continuously widened. The challenge is that each new initiative creates a higher burden of proof. Investors are no longer evaluating a single business thesis. They are evaluating multiple business theses simultaneously. Video delivery. NFT infrastructure. Web3 business infrastructure. Storage. AI compute. Hybrid cloud services. The critical question is simple: Which of these businesses is currently generating MEANINGFUL demand that requires sustained acquisition and consumption of THETA or TFUEL? Technology announcements are not the same thing as economic demand. Partnership announcements are not the same thing as economic demand. Roadmaps are not economic demand. Whitepapers are not economic demand. Eventually a network must demonstrate that users, customers, developers, or enterprises are creating enough activity to produce measurable pressure on the token economy. Investors should ask for evidence rather than narratives. How much recurring revenue is generated? How much compute is being purchased? How much TFUEL is being consumed by real customers? How much of the EdgeCloud infrastructure is being utilized by PAYING enterprises? And If the platform is generating meaningful revenue from paying customers, (DOUBTFUL) what tangible benefit do retail Theta token holders receive, and through what mechanism is that value passed on to them? How many customers would leave tomorrow if Theta Network disappeared? Those questions matter more than any future roadmap. The greatest risk to Theta Network may not be technical failure. It may be the possibility that the roadmap continues expanding faster than the adoption base. A project can survive technical challenges. It is much harder to survive an indefinite gap between vision and measurable demand. That gap is where investors should focus their attention. #ThetaNetwork #CryptoInvesting #Blockchain

@TheAlphaThought Who has that much disposable income to invest $1500 month? Most careers are service and retail.

If you're 30, renting, investing $1,500/month, and have zero debt I think you're in a stronger financial position than most 30 year old homeowners with a $4,000 mortgage and $18k invested Agree or disagree?

@rossiadam I believe if you own the land you should be able to build what you want as long as it’s within reasonable. If you own at least a half acre. Not adding a 4th level when 10 ft away. lol

Austin relaxes the regulatory burden on home building, allows more homes on one lot, and simplifies permitting. Supply skyrockets. Prices crash. But socialists still think rent control and state-owned housing is the answer.

@Ankara_inc I feel like he screens the calls he wants to answer

Caller: “My wife and I are $43,000 upside down on our RV and we’re spending close to $1000 a month on it. How do we get out of this”? Caller:: “I’m in bad shape with an RV, Dave. I owe $63,000 on it, but it’s only worth about $18,000. I’m paying $1000 a month for storage, insurance and the loan and I’m not even using it. Dave: What’s your income? Michael: $130,000 household, but we just took on a mortgage and have almost no savings. Dave: Okay. Sell the RV, take whatever you can get, then go to the credit union and ask them to convert the remaining balance into an unsecured personal loan. You need to stop paying storage and insurance on something you don’t use

@jonbrooks A car payment is like a house payment. You can’t count that. Everyone will always have one.

The average U.S. household now owes: 💳 $10,000 in credit cards 📷 $58,957 in student loans 📷 $22,612 in auto loans That’s not a spending problem. It’s a debt-based economy. Source: PolicyGenius🚗

@elonmusk One problem money can’t fix. Maybe it will create more job openings

They are disappearing

@ArcadiaEconomic Bring back Jim Willie

Another tough Friday in the #SILVER market....

@DeatonforSenate @JohnEDeaton1 Just have a plan to present.

When you've been a politician for 50 years, the playbook never changes: distract, label, divide, repeat. Meanwhile, families are worried about housing, affordability, healthcare, and energy costs. Massachusetts deserves a debate about solutions, not another rerun. #Massachusetts #MApoli #MAPolitics #HousingCrisis #Affordability #WorkingFamilies #CostOfLiving #AmericanDream #JohnDeaton #USSenate #MASen

@DeatonforSenate @JohnEDeaton1 Good luck. Don’t give up John. Work your magic a few ppl at a time.

"You lost by 20 points. Why run again?" Braude & Eagan asked. I didn't flinch. First Republican over 40% in years and I did it in six weeks. We're just getting started.

@LauraLoomer Out of how many ppl? Israel started the entire mess for us. I hope they don’t screw it up. Besides why should we even bother with a country that’s smaller than the county I live in

New Napolitan News Service poll data shows President Trump’s MAGA base remains strongly and increasingly supportive of Israel, standing out as the most pro-Israel segment of the American electorate. Overall, 49% of voters view Israel favorably versus 37% unfavorably, but among Trump-base voters, favorable opinions soar to 73%, which is higher than their views of European allies like France, the UK, and Germany. Traditional Republicans sit at just 50% favorable, while Democrats lean negative. Trump supporters also demonstrate deeper alignment on key issues: 52% correctly recognize that other Gulf nations back U.S.-Israeli actions against Iran, 59% believe Palestinians want to destroy Israel, and by a 49%-12% margin they hold Palestinians primarily responsible for the lack of Middle East peace. Support for strikes on Iran has risen from 78% to 84% among the base since the conflict began, and backing for prioritizing Israel over the Palestinians has rebounded to 64% following recent events, which contrasts with declining support among traditional Republicans (now at 40%) and opposition from Democrats. While broader American support has softened over time, Trump’s core voters continue to stand firmly with Israel.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​ Don’t believe all of the bots you see on social media. napolitannews.org/posts/the-trum…

@LauraLoomer She has they money. Who cares. She has millions and this is only 8k.

Yet she screams about how Trump doesn’t understand “affordability”. 🤡

@mandyarthur @ArcadiaEconomic Omg hilarious. No strategy.

Boomers voting to send their grandkids to war.

@wealthmoose Why? Your risking people s retirement on one investment with no data? Stick with the fundamentals. Ask yourself, has this company managing your money made the pension system solvent?

🚨🇨🇦 Canada spent 7 years calling America greedy, reckless, and Trumpian. Meanwhile Ontario Teachers’ quietly turned $300M into $11B betting on an American rocket company. The vibes are anti-American. The money never is. 😜 🇺🇸🚀 #CdnPoli #SpaceX #Investing

@b_co_co Whose wages went up that much?

College cost in 2000: $12,922/year. College cost in 2026: $33,730/year. That's +161%. Wages over the same period: +125%. You need more debt to get the same diploma that earns less in real terms. Is it still worth it?

@WallStreetMav Messed up. If my kid has to pay they should have too. You’re giving the wrong message to foreigners if we pay for everything. Let them see what it’s really like. It s not the land of opportunity and riches everyone thinks it is

The Miami Herald is trying to portray this as some unjust crisis. There are 1.6 million illegal aliens in Florida and an estimated 49,000 are enrolled in community colleges or universities. No other country allows Americans to attend their schools without a visa. Yet somehow the left thinks we should be letting everyone from around the world attend our schools for free? How did the left get to such a messed up frame of reference for these things?

@unusual_whales How many of those jobs are part time compared to full time?

The unemployment rate is at 4.3%, per ABC

@SCHDaccumulator No Dgro?

Top 3 holdings: $SCHD: 56.6% $JEPQ: 19.7% $IBIT: 6.6% Should I be adding more growth to my portfolio?

@mcuban @DrDiGiorgio They just want to be nurse practitioners now.

@DrDiGiorgio All doctors are underpaid.

This is objectively false. If I come in at 2am and do a craniectomy for traumatic brain injury, I would get paid more if I didn't bill for the surgery and just billed for the postoperative care instead. CMS has consistently reduced payment to surgeons relative to "thinking" specialties. And this is not an argument that "thinking" specialties deserve less money than "cutting" specialties. It's an argument that CMS central planning has unintended consequences.

@LoganMohtashami Thanks. Do you have any states from the decades of the 60, 80, 80s? I’m just curious

@TiliniTim x.com/aynirealtor/st…