Tim Wagner

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Tim Wagner

Tim Wagner

@prranch

I follow my wife and child around closing doors and turning out lights. Other than that, I'm barely productive.

Kerrville, TX Sumali Şubat 2011
222 Sinusundan766 Mga Tagasunod
Tim Wagner
Tim Wagner@prranch·
I started at $7.25 an hour in 1996 at Walmart HQ with a bachelors degree. I understand. In 2001 I started at AA in PR for $50k. Thought it was all the money in the world. Now, here in rural Texas, you can’t fill a job for less than $15 an hour. Like, that’s starting pay at Dairy Queen with no experience.
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Polyteknix⚔💙❤️🖤
Polyteknix⚔💙❤️🖤@jamesmoon80·
@prranch @Mike_FIRE @InezFeltscher For sure. Federal minimum wage was raised TO $7.25 in 2009. Making $12/hour was a *great* rate in a lot of jobs. $15+ was management (I was job hunting at that time with a fresh Bachelor Degree so it is burned into my mind). 12x40x52 = $24,960 before any taxes or deductions.
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Inez Stepman ⚪️🔴⚪️
Inez Stepman ⚪️🔴⚪️@InezFeltscher·
For the kids who are too young to remember, you used to be able to get basically full, complete coverage above a max of $5,000 (aka “catastrophic coverage”) for 90 bucks a month before Obama made it “affordable.”
Chris Pappas@ChrisPappasNH

The ACA was signed into law 16 years ago today, bringing health care coverage to millions of Americans. But now, 22 million Americans are struggling to afford health insurance because Donald Trump and Senate Republicans refused to extend the ACA tax credits, which could drive families into crippling debt. I won’t stand for these attacks because every American deserves access to high-quality, affordable health care.

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Tim Wagner
Tim Wagner@prranch·
Sorry, my wife informed me when I got home that it was United pre-ACA. It was PPO and $20/30 co-pay and out of network coverage. $4,000 family deductible. BCBS and Amica had similar plans for maybe $15-20 more per month. I think this is just an issue of TX vs PA being vastly different economies then and now.
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mike d
mike d@Mike_FIRE·
@prranch @JuneH79 @InezFeltscher Again, that just doesn’t add up that BCBS top tier family plan was 200/month in 2009. They didn’t even have a “platinum” until 2014
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mike d
mike d@Mike_FIRE·
@JuneH79 @prranch @InezFeltscher No, he said a platinum plan. But I’m glad you agree that’s total bullshit
Tim Wagner@prranch

It was not. I had work coverage by my wife and son did not. We bought them a Platinum BCBS plan for $200 a month. Immediately on ACA we had to go shit tier coverage and it was $400 per month. Five years later it was $800 a month and they had abysmal coverage. I never made more than $90,000 a year at that time - and that was total household income.

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Tim Wagner
Tim Wagner@prranch·
@jamesmoon80 @Mike_FIRE @InezFeltscher I can assure you $90k in Plano, TX, was at best middle class in 2010. But I also understand that it was above national median. But two people making $40k was the blue collar norm back then for a household in Texas. Mileage varied in other states for sure.
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Polyteknix⚔💙❤️🖤
Polyteknix⚔💙❤️🖤@jamesmoon80·
@prranch @Mike_FIRE @InezFeltscher $90,000 household income pre 2010s? Hate to say it bud. You were basically rich. Retail workers, gas station, restaurant, etc. A lot of them were making $27,500 to $40,000 HOUSEHOLD. Don't try and think your experience was "typical".
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Tim Wagner
Tim Wagner@prranch·
@Pigb00py @Mike_FIRE @InezFeltscher Brother, I get nothing out of "likes." You're denigrating my lived experience, man. 😂 Ironically, on my medical sharing plan, I have 2 pre-existing conditions it won't pay for until after 3 years. It's a concern ... but saving ~$4,800 a year in premiums is worth it.
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Zac
Zac@NotBrownBand·
@prranch Poppy seeds, huh. Your PO is gonna love your next UA 🤣🤣
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Tim Wagner
Tim Wagner@prranch·
You know what? That’s a really good fast food burger.
Tim Wagner tweet mediaTim Wagner tweet media
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Tim Wagner
Tim Wagner@prranch·
Guessing your income was pretty low (no offense, it's just that your rate got subsidized by higher income families). State you live in matters. It was just you and not 2 people. And, our timeframe was ~2010-2017. And prior to ACA, I think our deductible was like $4,000 for the family. It was $14,000 at the end.
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BIGPOOPY
BIGPOOPY@Pigb00py·
@prranch @Mike_FIRE @InezFeltscher i don't believe that, i was on the same bcbs plan and it was 200 a month for 2 years. this was in 2022-2024. rate never went up. deductible was bad but i never saw an option for 800 lol
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mike d
mike d@Mike_FIRE·
@prockityrock @prranch @InezFeltscher It’s crazy that it used to just be the norm that if people had any sort of lapse in coverage over the course of any serious chronic illness we as a society decided they should be declared uninsurable for life
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Tim Wagner
Tim Wagner@prranch·
@Mike_FIRE @InezFeltscher That's fine, I get no benefit or harm from you believing or disbelieving me. Ironically, my wife and kid are on her employer plan, now, and I am on a medical sharing plan because the cheapest ACA plan for me is $750 a month, now.
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mike d
mike d@Mike_FIRE·
@prranch @InezFeltscher Again, I simply do not believe premium coverage for your wife and child was 200/month direct through BCBS in 2009 when I was quoted 5-6x that amount the same year for coverage for myself only
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Tim Wagner
Tim Wagner@prranch·
@Mike_FIRE @InezFeltscher We live in Texas - we had a choice between BCBS and United and they were within dollars of each other. We had to switch back and forth under ACA each year to basically pick the "cheapest" plan.
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mike d
mike d@Mike_FIRE·
@prranch @InezFeltscher Yeah to put it simply dude i 100 percent don’t believe you. 200/month full coverage for two people direct from BCBS of all companies? Bullshit. BCBS was more expensive than COBRA for just myself, a healthy 23 YO in 2009
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Tim Wagner
Tim Wagner@prranch·
It was not. I had work coverage by my wife and son did not. We bought them a Platinum BCBS plan for $200 a month. Immediately on ACA we had to go shit tier coverage and it was $400 per month. Five years later it was $800 a month and they had abysmal coverage. I never made more than $90,000 a year at that time - and that was total household income.
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mike d
mike d@Mike_FIRE·
@InezFeltscher The point is people who say “oh, insurance was affordable until Obama” don’t live in reality. Actual non-employer coverage was completely out of reach for the average American. The vast majority of people without employer coverage simply went without
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Tim Wagner
Tim Wagner@prranch·
@TheWholeAsh It’s a *thick* burger - now I know why that bite looked awkward! 😂
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Tim Wagner
Tim Wagner@prranch·
@TxRecon1 I can’t do BK because I can taste the propane. 😅
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Attas
Attas@TxRecon1·
@prranch I need to try it. I haven't Burger King in years, but after these new burger wars kicked back off, I went and had a bacon whopper. I was one of the best burgers I've ever had. No joke. Absolutely fantastic, and the fries were better than McD's, too!
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Vandy
Vandy@SteveVDK_hunter·
Struggle burgers for dinner. No regrets.
Vandy tweet media
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Tim Wagner
Tim Wagner@prranch·
Picked up a quick 10 new birds (or birds I didn’t have in the Merlin app like the killdeer) today on Galveston Island!
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Tim Wagner
Tim Wagner@prranch·
@TxRecon1 I have one question - why are they doing this to Cesar Chavez when they have similar (documented and corroborated!) information on MLK and they excuse his sins away?
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Attas
Attas@TxRecon1·
Woah. Cesar Chavez was a commie, but he also hated illegal immigrants, so it's pretty interesting to see all the bastions of progressivism destroy Chavez in order to side with the pro-illegals, open borders crowd.
Catholic News Agency@cnalive

An annual Mass in the nation’s largest Catholic diocese honoring the late farm workers’ leader Cesar Chavez will not take place this year after a bombshell report alleged that the activist sexually abused multiple girls. catholicnewsagency.com/news/270619/ce…

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Adam Singer
Adam Singer@AdamSinger·
New York and California politicians exist just to do marketing for moving to Texas and Florida at this point
Matt Whitlock@MattWhitlock

Kathy Hochul making a weak plea for wealthy people who have left New York (to red states like Florida) to come back to pay their high taxes to fund failing (unaccountable) social programs: “I need people who are high net worth to support the generous social programs we have in our state. Some patriotic millionaires who stepped up. Ok! Cut the me the checks. But if you want to supportive, maybe the first step should be go down to palm beach and see who you can bring back home

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Son of Dr. Spengler (unintentional self-parody)
Son of Dr. Spengler (unintentional self-parody)@spengjr·
The dysfunction is similar to resource economies: the politicians expect they can just keep extracting and extracting, and are shocked to discover their mining or drilling or taxation depleted the resources Newsflash: When you kill the golden goose you don’t get more eggs
Matt Whitlock@MattWhitlock

Kathy Hochul making a weak plea for wealthy people who have left New York (to red states like Florida) to come back to pay their high taxes to fund failing (unaccountable) social programs: “I need people who are high net worth to support the generous social programs we have in our state. Some patriotic millionaires who stepped up. Ok! Cut the me the checks. But if you want to supportive, maybe the first step should be go down to palm beach and see who you can bring back home

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Tim Wagner
Tim Wagner@prranch·
@Mike_kim714 Ok, that makes sense. I’ll try to pay attention to where the ball lands next time I hear something like that.
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Michael S. Kim
Michael S. Kim@Mike_kim714·
@prranch Let’s say it’s 190 but I hit 9i (stock 158). They’re talking about 190 to the pin. But it might be 10-15 yds of help and I’m trying to land it 15 short of the pin because greens are firm and I can’t go long. So that’s 30 yds short of the pin. It’s more circumstance than anything
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Michael S. Kim
Michael S. Kim@Mike_kim714·
Thoughts from Players: -I had a decent Thursday but really struggled Friday. I think I overreacted to some swings I made on Thursday and made a couple changes Friday morning that ended up hurting me. Adjustments are tricky as the change I made to my driver swing was definitely for the better but the adjustment for the irons were for the worse. -Cam Young is easily one of the most impressive golfers I’ve played with. I almost feel bad for the golf ball as it just gets pummeled on every golf shot. How about that freaking tee shot on 18! 😳 I think his caddie Kyle has helped him a lot with his green reading too. The guy is a supreme talent and is just getting started. -I’ve always struggled at Sawgrass and idk when but I will come back and figure this place out. You can make a double so quickly here and I need to stay a bit more disciplined when I get in trouble. There’s plenty of birdie opportunities if you’re in the fairway, there’s just so much trouble when you’re in the thick rough. Theres almost no where to easily run it up near the green. -Onto Valspar where I’ve fared better. I know a good stretch is coming sooner or later.
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Tuklasin

@Mike_FIRE @InezFeltscher @JuneH79 @jamesmoon80 @Pigb00py @NotBrownBand @prockityrock @elonmusk