CanadianInvestor

Consistent, constant contributions in the TFSA does wonders. Not particularly sexy. But works.

@TruSportzFan00 Tell me your secrets! Haha

@cadinvests I can manage with $250k in savings.

What’s YOUR ideal retirement savings number?

@nailbiting4fun Please do!

@cadinvests 10M is the goal - at 7-8M I’m sure I’d have tough decisions to make. Will report back when I get there 😂

@MichaelX77191 Depends on what your ideal spending is in retirement. Do you want to travel lots? Leave a legacy? I’m aiming for $5M. $200k a year using the safe withdrawal rate.

@cadinvests you tell us whats the number every household should strive for

@KC_Invests Love it! CoastFIRE?

@cadinvests $1.2M and I am never setting an alarm clock again By 32 I should be there

@nailbiting4fun So about 6 million

@cadinvests 20k/month in today’s dollars is enough for me

@XCompoundQuiet $200k a year with the 4% rule. Nice.

@cadinvests $5M today

@kneegrow68763 😂

@cadinvests Exiting Canada is my savings number

@TheCADInvestor Very similar to mine!

@cadinvests $4M liquid and paid off house

@BrandonWealth That sucks man! Ugh! Sorry to see

Not looking good guys

@hank_tuttle2 Fair point. I owned $ZEB.TO for a long time before I just picked a single horse. Hah

@cadinvests it’s weaker historically than some of the others . 10-20 year returns it’s been about 4 th or 5 th in ranking for returns . So not horrible just odd pick if your gonna own 1

A few people were asking what my TFSA Portfolio looked like after my post yesterday. It's pretty boring - but the proof is in the pudding! For those interested, my allocations are below.

@hank_tuttle2 2nd highest 1 year return (behind $TD.TO). What’s strange about that?

@cadinvests If your going to own 1 bank BMO is a strange pick

@dev4stating Do tell your strategy!

@cadinvests Weak

@DrunkDividends @alyssa_winzino Well done man!

Can somebody break the curse of "Below Minimum Earnings?" I made the account Drunk Dividends in July 2022 to share my stock trades, as I realized sharing them on my main account was losing me followers. I got Monetized on X in March/April 2024 shortly after @alyssa_winzino purchased me a Blue Check as a Birthday gift when I mused that it was 60% off, and I wanted to get more serious about making financial content. Since then, I was paid every single two week period (except one, that many people missed because of some drama) until December 2025. In December/January I started hitting the dreaded "BME" or "Below Minimum Earnings" despite being monetized and not breaching any terms of service. This continued for 11 periods or approximately 22 weeks. I got discouraged. I went from being a "reply guy" and replying 100 times per day or more, as well as making tons of original business content, to barely being on the app at all. But I love you guys. I couldn't stay away. One month ago, I made the decision to come back and "lock in" I made a content plan. Created content "pillars", and designed a post schedule and calender of my original content. As well as going back to 100+ replies per day. With the help of one "ragebaity" post that went 2.4m impressions viral, plus some thoughtful responses to my legit content over the past month... I broke the BME curse. I proved to myself that I'm not cursed. And that hard work pays off. Thank you, Drunk Tank. At current exchange rates this is $539.80 Canadian which will be hitting my account. Increasing my monthly income by around 25%. This is not an insignificant amount of money to me. Can I keep it up? Who knows for next time... But this time, it proved what's possible.

@Papasmurf613 Also a great choice

@cadinvests I’m going the $VEQT.TO route

People all over my feed are obsessed with finding the next $SNDK or $NVIDA If you own $XEQT.TO, you already likely own it! 😁

@SithCrypto50 It's a fair point, but for me, the market is a bit of a hobby as well. I enjoy reading earnings/keeping up with company news on a few select tickers, so I'm willing to sacrifice 'optimal' for some enjoyment.

@cadinvests I would do xeqt 80% and 20% tec or 25% get rid of the rest also meaningless % of stocks that won't impact you whatsoever. I do 100% xeqt TFSA, RRSP 100% avge, fhsa SPMO 100% and non reg XAW 100%

@RAYRES88 yes, certain strategies, although I can't say I recommend it.

@cadinvests Can you trade options in your TFSA?

@ChatsFi Many other index funds out there that can help reduce the Canadian exposure. Balance based on your own portfolio preferences. You also won't see an 100% loss from $XEQT.TO either :)

@cadinvests Yes but you are unlikely to see a 1000% gain from $XEQT and I own some of it as well but what I don’t like is its 30% Canada and I only want to 10-15% Canada exposure

@lyhowcreate @Wealthsimple I had a notification in my app to check this out. Still in beta so may not be released to everyone.

@cadinvests @Wealthsimple What are the steps to see this metrics? Thank you

This financial health metric is really cool, @Wealthsimple. Simple metrics, but love the awareness added to these positive behaviours!

@S_19931993 Many reasons which likely deserves it's own post. Bottom line is they're crushing it on conventional financial metrics, and many AI companies rely on their data to train frontier models.

@cadinvests Why reddit?