This Dad Invests 🇬🇧 📈 ⛰️

@KorayChelikhan I did thanks, quick 30mins and 4000steps banked 💪

@ThisDadInvests Have a nice walk with your dogs.

Morning All Another great start here, £125 into my S&S ISA 💰 £101 of which was MB profit from yesterday - bloody love the WC!! Off out with the dogs now for some steps before the school run 😊

That's completely fair. I'm not sure I would of piled into a LISA in my 20s without really wanting the house or super focused on retirement. Tbh, I didn't take my money serious at all in my 20s. Any savings would of been useful looking back now! My situation now demands security really, and our own home is top of the list - hence the LISA.

@ThisDadInvests For example I've been thining what if I move away mainly. I dont want to currently, I'm 23, but i dont know in 5 years time, i might want to be abroad! (Probably not but it does make me think)

I'm pretty much self taught, this is what my personal finance strategy currently looks like... LISA - For house purchase, hopefully within 2yrs. 50% in moneymarket fund, 40% global and 8% sp500 & 2% gold. Plan to reduce risk each month. S&S ISA - For longer term (10yrs min) opportunities. 100% in VWRP. Workplace pension - From previous employment, in the default fund that has done surprisingly well. SIPP - Just started. Minimal deposits for now, 100% VWRP. Additional S&S ISA - For my daughter. I control it and aim is 13yrs growth then use for big expenses, driving lessons, education, business start up potentially etc. 100% VWRP Emergency fund building - Initial £1k built and in a side pot (3%). Continue to build. 5% of income stays in business as cash, although right now cash requirement is minimal. I'd welcome any thoughts, please go gentle though...this is really what I have learnt through reading and podcasts. Never had any direct advice (or overly asked for it tbh!)

@InvestsDad Love it! Best part of my day, well maybe doing pick up is a tad better?! Enjoy my man!

@ThisDadInvests Morning mate👊 School run for me too🤝

@excelonman Appreciate the heads up, my reasoning for the ISA is really accessibility.

@ThisDadInvests Do the calculation of S&S ISA post tax Vs SIPP with tax relief. Same portfolio, same £ amount. The SIPP wins hands down for long term.

@InvestsDad Cheers mate, doesn't feel like it most of the time though but we keep going!

@ThisDadInvests Smashing it🤝

@baileyinvests Appreciate you saying that bud 👍

@ThisDadInvests I like the look of this mate! Glad to follow along

@Js100kJourney In what way mate?

@ThisDadInvests Do you ever worry about the LISA if situations change? I do

@wealthby50 Lovely stuff 💪 Regardless of the business, I'm a big fan of payment up front for packages like this that have an clear outcome 👍📈

A block of 10 sessions with the goal of toning up for a holiday. We’re training 3 times a week and will be £500 every 10 sessions so could be another £1000 on the way before their holiday. Have tried to come away from doing sessions myself over the last few years as I have a team too but couldn’t say no to £500 in my spare time

Just signed a new PT client. 10 sessions £500. A few years ago I’d have probably spent it on a new pair of trainers, clothes, or something I didn’t really need. Today £300 is going straight into my portfolio. The goal isn’t to look wealthy. The goal is to become wealthy 🙌🏼

@JamesP728 Appreciate that

@ThisDadInvests Just gave you a follow as well 🫡

Another new UK finance account 🥳 It’s great seeing this community grow Give David a follow for his finance and fitness journey 💪

@WealthMechanic1 Travel

Name one thing a 24-year-old should own before turning 30. I'll go first: a house they can eventually flip into a rental property and generate cashflow

@ShiftToFreedomX 100% my man!

@ThisDadInvests Preach it! This message need to be said more…

Couple of invoices paid yesterday, tax deducted and then 10% of each saved / invested before anything else. PAY YOURSELF FIRST!! Being self employed and nature of my work, I save and invest money from each invoice paid. It works for me and I love the process tbh!!

@investwitheryk1 Have a good one Buddy 👍

@ThisDadInvests Morning

Morning all £35 MB profit yesterday and invested this morning 💪 Off to work now and already feeling like I have won a big part of the day 🙏📈

@cestlalevi I always have a few in the fridge! Couple of them paired with an apple is elite level afternoon snack IMHO!!!

@ThisDadInvests Babybel takes me back many many years my friend

Full day of eating - 6 eggs on bread - 500gr protein yoghurt, honey, strawbs - rice, minced meat, 2 more eggs In between meals - bananas, water melon - some milk - coconut water, coffee, OJ - secret bite of cheese Did I miss anything?