Crypto Dude

vPay offshore accounts and physical cards have been getting field-tested IRL for a while now, and we’ll open them to the public as soon as we’re fully confident in the UX. But before offshore accounts go public, I want to address a few points: Some might point out that - vPay isn’t the first crypto card - vPay doesn’t have the lowest fees - So why choose @vPay_Global instead of the @coinbase Card or @MetaMask Card or @KASTxyz or @AviciMoney or @useTria, or any of the other big names? Now to address: Privacy | The biggest differentiator that sets vPay completely apart is Private Banking. The majority of the crypto card providers on the market use @raincards infra. Even if you’ve never heard of them, that's what your favorite "NeoBank" uses. And due to their legal jurisdictions, they will report your finances to authorities since they're CRS and FACTA compliant. We are not. As an OmniBank, we work with different banking partners, and although KYC is required to use our services, our offshore banks are non-CRS and non-FACTA. Tax reporting is the responsibility and choice of the user. Offshore Accounts vs Physical Cards | I've tried to highlight this a few times so far. vPay has 3 offerings on the banking side of things. Virtual cards - live now. Physical cards - coming Q1 2026. The first two are similar to what everyone else on the market offers. The offshore accounts are not. which are coming this week. They allow unlimited spending, ATM withdrawals, and international SWIFT transfers, which very few “Neobanks” provide. Offshore accounts are coming this week. Self-Custody | We're not 100% non-custodial yet, as that is near impossible at the moment but it's something we're working towards. And we try to keep the users' self-custodial wallets in the loop as much as possible for maximum control. Those who have tried the vPay app know that almost every move asks for permission from their wallet, and we always encourage users to keep their funds in their non-custodial wallets until the very last moment, since our top-ups usually only take seconds to a minute to process. Fees | All of the card providers mentioned above either raised millions from VCs or in presales or have a huge org backing them. We have neither. vPay was self-funded and community-owned since day 1, launched under @virtuals_io Genesis V1 launch model, an objectively bad launch model and hugely unfavorable toward project teams. So even though vPay has been generating revenue and profitable from early on, we do not have the luxury of offering 0% fees yet, since they're mostly a marketing gimmick paid for by millions in VC money and not a sustainable business model for early-stage companies. What we're working towards instead, is true co-ownership of vPay and revenue-share with users. OmniBank vs NeoBank | I’m not a fan of the term “NeoBank.” It implies just a bank, but make it crypto. That’s not vPay. Our goals have always been clear: A) Anything and everything users need to do with their money and assets, both Web2 and Web3, all in one hub. Powered by a constellation of partner agents. The cards and the bank accounts are just the foundation. B) To eventually build independent financial rails for crypto and decouple from the chokehold of Visa/Mastercard. vLink is the first step toward this vision. This turned out to be a rather long tweet, but context matters. Questions and feedback welcome in replies or DMs. See you all with your vPay vCards very soon.

In a few months, these charts will be looking completely different and dominated by agent-focused card providers.

Time for new ACP agent capabilities @virtuals_io

🎙️ Middle East Tensions: What Do They Mean for RWAs? Join us for a roundtable discussion on X Space with @BitKing_1, @DeCryptoDudee, @GuyPolio, and @adreva_network as we discuss how geopolitical instability could affect markets, investor sentiment, and the future of real-world assets. ⏰ March 31, 1PM UTC Set a reminder: x.com/i/spaces/1qkvm…

@100xDarren Let me know if you’re in Bangkok anytime soon!

@DeCryptoDudee Yeah. I love Bangkok, agree with your takes

People in real life generally know me as the "crypto guy", but most don’t realize I also have a strong background in real estate investing - and that the majority of my current wealth actually comes from properties. When I was younger and working in my first corporate job after university, I saved up a house deposit through strict discipline. I went to many property inspections, private sales, and house auctions. After many failed offers, I finally bought my first property at an auction. I attended it myself and outbid groups of people who were much older than me. A few years later, I met my now-wife, who is also a real estate investor. Before we got married, we decided to buy a place together - and that house has been our home for the past few years. Then, COVID hit. We found a real estate investment opportunity in a different city from where we live. Market sentiment was terrible back then, with huge uncertainty in 2020. Most people didn’t want to invest at all. We hadn’t even visited the property or the city, but I believed it was a great deal, so we pulled the trigger. Luckily, we did. That property has since doubled in value, and the rental income has also doubled. It basically pays for itself now, with very low maintenance required on our end. Best of all, it’s just a 5-minute walk from the beach - and we hope to make it our retirement home one day. And then, during the COVID lockdowns, when people couldn’t travel or go out, many saw it as a wasted couple of years. We took the opposite approach. Since we couldn’t spend money going out, we doubled down on saving aggressively. Combined with some crypto gains (thanks to Virtuals 😁), we managed to pay off our mortgage in just 4 years. To this day, we’re still holding all our properties. We continue to expand our portfolio and regularly attend seminars and networking events in real life to keep learning about property investing. As for me, I’m still unsure what the future holds. I’m currently working full-time in a corporate job, but I’m seriously considering leaving next year to become a digital nomad. I want to focus more on my health, family, travelling, and the things I genuinely enjoy - with crypto continuing to play a big part. I’m not sure exactly what will happen when I take that leap of faith, but I’ll be sure to keep you guys posted. Long post - thanks for reading!

Yeah Bali traffic is crazy I personally like Bangkok more bcuz 1) I travel a lot so a well-connected Airport nearby is a big plus 2) I'm more of a big city, convenient lifestyle type of person But Chiang Mai is incredibly nice too, is cheaper, has incredible nature, and is more relaxed overall. Anything more casual than these 2 (Koh Samui, Krabi, etc.) tend to dull my sharpness and drive and put me in too much of a vacation mode

@DeCryptoDudee Nice. I don't mind Bali but the traffics there is crazy haha. I also like Vietnam and Thailand but would prefer Thailand due to less language barrier. Where in Thailand do you like?

@100xDarren Thailand if you want Asia, Vietnam if you wanna go cheaper Portugal if you want Europe Argentina if you want the Americas Absolutely avoid Bali. Tried it twice. Not for me, and I reckon not for you either.

@DeCryptoDudee Ok sure thanks in advance. Which country is your favourite for digital nomad lifestyle?

@everythingempty @tzedonn It's a farm And what exactly is stopping you from disqualifying the 2 biggest/blatant farmers, aka @Capminal and @0xhyperbet?

@tzedonn its not a farm

@Derivatives_Ape Funniest tweet I've seen in a while

This is not a new concept. The Ethereum Foundation has been doing this since 2020.

These are live btw. Official announcements will be pushed out soon.

A few updates on vPay: Over the past few weeks, the vPay team has been mostly focused on the B2B side of things. Why? To build up capital and cash flow that we can continuously use down the line to further expand our services and compete with the bigger, VC-backed players in the crypto finance market. But we've also been building up the app's features at the same time, and we'll be gearing up to roll them out gradually very soon. I wanted to spotlight some of those features here: Badge System | The stepping stone to reward our holders and early users. A gamified system that will allow users to enjoy reduced fees as low as 0% and cashbacks. Swift Transfers | The last missing piece of the puzzle before vPay offshore accounts are full-suite bank accounts on par with any of your Web2 banks. Earn and Borrow | Idle money will be a thing of the past soon. Make any funds you have in your wallets earn you money. In collab w/ @morpho. Multi-Wallet | True to the spirit of self-custody, connect as many non-custodial wallets as you want. Manage and track them all freely through your vPay app. Solana | We've been supporting all major EVM chains for a while now, which takes care of most people's needs. @Solana will be added soon due to popular demand. Bank Statements | Self-explanatory. A comprehensive bank statement to go through all your past transactions. At your fingertips, on demand. Android and iOS App | To be frank, the mobile apps have been ready for a while. The Apple Developer account to publish the app to the public is just taking forever. But it should be any day now. 100x smoother experience compared to the web app version. Some more stuff like Apple Pay, free travel lounges, and our own Stripe-like PSP are also on the way. And the last vertical we've been working on that I want to highlight is agentic finance. But more details on that as we get closer to launch. Exciting days ahead.

@goon_crypto @virtuals_io @Capminal This is not cool. Just wasted budget by @virtuals_io at this point. Scrap the epoch completely till a system that actually works is in place. @zer0xdawn @ethermage

Last day of @virtuals_io aGDP Epoch 3. Two teams are battling it out for the top spot. Team @Capminal has 5 agents in the top 10. ➜ Capminal ➜ Captain Dackie ➜ Synapse Robotics ➜ MechaMind ➜ RoboSphere ( Plus Autoforge sitting at 11th ) Their combined Total Impact: $97k Team @0xhyperbet holds the other side with 4 agents. ➜ Hyperbet, ➜ CryptoPulse ➜ Dora AI ➜ Suissma AI Combined Total Impact: $65.1k ( I cant verify @v0Architect... maybe independent ). Both teams figured out how to game the scoring system. And the genuine teams not playing the game have been pushed down the board. That's just how incentive systems work. When there's something to win, people find the edge. The real question now is what @virtuals_io does next. Do they redesign Epoch 4 to reward genuine ACP usage? Or do they accept that coordinated teams will dominate every epoch? What do you think should change?

@Capminal What community?

🚨🚨 Day 4 of Epoch 3 aGDP Update Today we launched a new claw agent Captain Dackie to support our main agent. ⚠️ Important note: there is no new token. $CAP remains our only token, and the claw agent is linked to CAP. Half of the claw agent rewards will be used to buy back CAP. Here is our combined performance so far: ■ Capminal and Captain Dackie are currently Top #1 and #2 on the aGDP leaderboard ■ Our Reward: ~$12,190 ■ Our Epoch Revenue: ~$18,800 ■ Total Reward Pool: ~$35,709 Agent scores across most projects are lower compared to the same time last epoch. This mainly comes from the new diversity formula update by @virtuals_io. Now only agents with real buyers can achieve high scores. We will keep building and delivering services on ACP and aGDP. Thank you to the community for the continued support 💪

@sondesix This is pretty cool. A bit gimmicky but cool nonetheless

The new Honor Robot Phone is here! ✅ It can track objects around you and interact with it ✅ It can dance to your songs ✅ It automatically recognises the best framing for your photos ✅ The camera has 3-axis gimbal stabilisation (4DoF Gimbal System) ✅ AI-powered all-angle video calling Best of all, Honor aims to sell this phone in China by the second-half of 2026! So, it is more than just a concept at the end of the day.

@WhaleintelAI @virtuals_io

we started with @virtuals_io. now we track the whole EVM market. whaleintel's evm update is live, and here's what it brings: - exchange netflow tracking | see if capital is entering or leaving, token by token, hour by hour. - live decoded transactions | every swap, burn, mint, stake, and transfer tagged in real time. - wallet performance rankings | top and worst wallets scored by efficiency and a -1 to +1 performance index. - whale concentration charts | who holds what, and how much of the supply they control. - baby coins | low-cap tokens with unusual volume spikes, surfaced automatically. - and much more. this isn't just more data. it's better data. go explore → app.whaleintel.ai

Has anyone given AI agents and @openclaw bots bank accounts yet?

@ethermage @jessepollak @base based move. @virtuals_io used to be the place you would start cheap and go big. bring it back.

was speaking to @jessepollak about launching this 6 months back. On how we can make the hurdle for founders coming to @base lower but felt it wasn’t the right time yet back then now it is it’s the era of single founders building billion dollar value with their army of agent devs this 60 day window allow founders to also experiment with building their first 10000 fans, using tokens as an accelerant without token founder stress. u wanna be in early coz in the era where production cost is cheap, capitalists are the ones that sit at the top of the chain it’s another experiment for the degens and founders appreciate the feedback!

I haven't agreed with a lot of the decisions @virtuals_io has been making recently but I kinda f*ck with this. I've got a simple advice for the founders going down this road (and I'm sure we're gonna see lots of them soon). "The path to success is simple. Bite off more than you can chew, then figure out how to chew it." Bring back the trenches.

@realring97 As always, we'll do things differently from everyone else

Now THIS sounds interesting. Not your average "No-KYC-Card" launched on Solana. 2 hard working and transparent teams united to make private spending of crypto assets a possibility. I'm looking forward to how it will work👀

@TradeOnCucumber Looking good

Stealth Mode Deactivated 🥒 2026 is moving fast, and so are we. The wait is officially over. We’re ecstatic to unveil the new $CUC visual brand identity and strategic direction! For months, our team has been operating in absolute stealth, building in the shadows. Today, we’re pulling back the curtain on the new look and the future of Cucumber. The Future is Agentic 🤖 We believe AI Trading Agents are the undisputed backbone of the new economy. To prove it, we are thrilled to announce that the first components of our MVP will begin rolling out over the next few weeks. The shift is happening. Are you positioned? Find out first: cucumber.trade Those who know, know.