Morpho 🦋

The 1→100 moment for vaults is here. Morpho Vaults V2 is a new open-source standard designed to power the future of asset curation. Live now on @ethereum and soon onchain everywhere.

"Lending is a product that never has a demand problem." True. What's capping the offer is how you underwrite the risk. At scale. Now we're seeing foundational model like @Revolut's one solving the underwriting part. @Morpho fixes the scaling part.

Building the on-chain credit layer is no easy task. That’s why we’ve invited the people that are doing it to join our first panel at the Real Yield Summit. Come to the summit to learn how on-chain credit is evolving, and the steps being taken to get there, featuring a discussion between industry experts like @reidlikeabook, @dennisbree, @admff492, and @jrdothoughts. 📅 Wednesday, May 6th ⏰ 11 AM – 2 PM 📍Miami, FL

how to use @Morpho in 20 seconds

Learn more about onchain yield with Taurus PROTECT

Taurus's expansion into onchain yield with Morpho is now live @taurus_hq clients can now allocate capital to any Morpho Vaults V2, all within their existing governance framework, operational controls and approval flows within Taurus PROTECT.

🏆 A month after launch, 15+ Covered Vaults are live across @Ethereum, @Optimism, @Base and @Gnosis. The most battle-tested onchain protection @NexusMutual is now natively built into the vault experience: no upfront cost. No duration commitment. Premiums streamed from yield. 👇

Apps using Privy can now enable Earn in one click! Powered by @Morpho :)

Read the full Hyperbeat story: morpho.org/stories/hyperb…

.@hyperbeat is evolving from a top Morpho curator to building the first onchain neobank on @HyperliquidX EVM. Learn how Hyperbeat launched Liquid Banking with a full suite of earn, spend, and borrowing products powered by Morpho at speed.

Morpho is now on Glider. Lend USDC on Glider through @SteakhouseFi's curated High Yield Vault on @Morpho. Plus 2x points on top, only on Arbitrum. One click and you're earning.

DeFi runs on stablecoins. Almost entirely on dollars today. It's time for euros too 🇪🇺 US regulations support the sustainable strength of the dollar in onchain finance: GENIUS Act sets the rules, PACE Act would open the rails. Stablecoin market cap is now $320B, rocketing year-over-year. The tokenization race is on. Europe needs to unlock euro stablecoins as legitimate settlement assets and collateral and secure the euro's place in the financial infrastructure being built right now. 🖊️ That is why as a member, @Morpho is signing @standwithcrypto's petition for a pro-innovation stablecoin strategy in Europe ⬇️ standwithcrypto.org/eu/en/petition…

Vault Summit is hosted by @Morpho, the open credit network for the world. Join us: June 5, NYC · vaultsummit.xyz

If you’re choosing strategies based on APY alone, you’re missing the most important aspects of DeFi. Today, Sentora is launching Smart Yield to address exactly that. 🧵

Earn on Altura, lend on @Morpho 🦋 We've launched a market on the open credit network for the world where you can supply AVLT and borrow USDT0. Make your capital do more.

Vaults V2 was designed to be deployed once. No upgrades. No patches. Permanent. @Morpho built it as a universal gateway to onchain yield, with a configurable vault framework handling multiple roles, adapters, and exit paths. The kind of system that enterprises and major applications build on top of. Before immutable deployment, Morpho engaged Sherlock for a collaborative audit as part of their broader security process. Four senior researchers matched to their exact architecture covering vault accounting, role-based permissions, and adversarial sequencing across adapters, allocators, and withdrawal paths. All findings addressed and fix-reviewed. Vaults V2 shipped with the security bar you'd expect from infrastructure this important.

For a long time, people have conflated 'DeFi' with 'trustless finance.' But 'only-up' technology doesn't exist. Claiming you'll never take a loss and will always have liquidity is foolish, if not dangerous. In 2023, I wrote 'The Two Paths Ahead for DeFi: Decentralized Brokers vs. Protocols.' The core idea: what can be trustless isn't the finance/brokerage part. It's the tech, the infra, the protocol. Finance is fundamentally probabilistic. When you finance people, risk is the product. The technology, though, can be deterministic. This is this observation that led to launch @Morpho Blue as permissionless and isolated lending infrastructure. DeFi is not a product. DeFi is infrastructure. Infrastructure that should empower existing underwriting models and bring them onto an open network, fostering more competitive pricing and better accessibility for end users. That's it.

Institutions already see the upside of DeFi. Transparency. Global liquidity. Fewer intermediaries. What’s missing is infrastructure they can actually use and pathways to onboard them in a way that grows the pie, not just competes for the same users. At Arc Studio, @Morpho Co-Founder @MerlinEgalite shared what it will take to bring institutions onchain.

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