Howard Richman

Handing in the keys to my business. Thank you to my 84 year old Mom for her support, Good and Proper, unlike 102 year old Sanlam. #NotSoGoodAndProperAfterAll #InsurersFailTourism #SantamInsurance

@mayaonmoney @SantamInsurance @WomanAndFinance The same @santaminsurance that refused to honor covid19 related business interruption claims leaving thousands of businesses destitute in time of most need? #insurersfailtourism

What is the difference between good credit and bad credit? Episode 4 of the @SantamInsurance "Insure your Future" Money Bootcamp with @WomanAndFinance is all about using credit responsibly. Listen here: ▶️ bit.ly/4fyN2UY #moneybootcamp #financialeducation

@mayaonmoney @SantamInsurance @WomanAndFinance Sponsored by the same Santam who refused to honor covid19 related business interruption claims. #insurersfailtourism

In this episode of the @SantamInsurance Money Bootcamp, @WomanAndFinance and I unpack budgeting techniques and we share what works for us. It also highlights why budgeting is so important for freelancers with multiple income streams or an erratic income. Listen full podcast here: bit.ly/3W4OQxq

@dramadelinquent Do you mean the companies like Santam insurance that said we are covered for covid19 related business interruption but refused to pay because "covid19 didn't affect you, was the lock down which is not covered" #insurersfailtourism

People working at insurance companies - how you all doing today?

@wendyknowler Don't forget Santam refused to honor covid19 related business interruption claims #insurersfailtourism

All those venues which refused to refund a cent of deposits paid for Covid cancelled weddings, despite incurring little to no actual costs, please read this story. Covid bride wins back her R50,000 wedding venue deposit timeslive.co.za/sunday-times-d…

@GibbleFenwick @ArmandoVidaurri @wavyphd @metaauthor Supreme Court of Appeal: "It is, in our view, hardly possible to imagine a more tortured, convoluted and intricate an approach to the reading of the policy. It appears to us to be a desperate re-running by Santam of the submissions" saflii.org/za/cases/ZASCA… #insurersfailtourism

@ArmandoVidaurri @wavyphd @metaauthor Sure, foreknowledge leaves you better prepared. But this is a fundamental human condition. Let me ask Ben Kingsley to explain. youtube.com/watch?v=GR-UOz…

you really gotta count the gorillas in this one

@fscasouthafrica And still Santam who refused to honor covid19 related business interruption claims go Scott free. #insurersfailtourism #notgoodandproper #regulatoryfaulure

#FSCA Have you seen our latest 3-year Regulation Plan? Download and read it here: fsca.co.za/Regulatory%20F…

@mayaonmoney @BarefootB @SantamInsurance Excess or no excess, more like excuse after excuse when Santam refused to honour covid19 related business interruption claims. #insurersfailtourism #notgoodandproper

@BarefootB @SantamInsurance That's an interesting one about 55+ - will find out more

A @SantamInsurance "pensioner's perk": If you're over 55, you shouldn't be paying any excess on a claim. Even if you're still employed. santam.co.za/about-us/media…

@sanlamindie From the owners of Santam who refused to honour covid19 related business interruption claims? #insurersfailtourism #notgoodandproper

@sanlam The same Sanlam who's subsidiary Santam refused to honor covid19 related business interruption insurance claims? #insurersfailtourism

Am I human? Can I predict the future? I’m finally spilling the ☕️ Learn more about me and my life in a day: bit.ly/3MHcGsS

@fscasouthafrica But also remember you can't rely on @fscasouthafrica to hold it's members accountable like Santam who refused to honor covid19 related business interruption insurance claims. #insurersfailtourism

Do not give up! Visit buff.ly/3RMcR8J to find out more information! #FSCAStartABusiness #FinancialLiteracy #FSCAYouth #FSCAEntrepreneurship #FSCABusinessFinance #FSCASMME #HowToStartABusiness

@fscasouthafrica Any warnings on Santam for refusing to honor covid19 related business interruption insurance claims? #insurersfailtourism

#FSCAWarnings The FSCA warns the public to be cautious when conducting financial services related business with Livestock Capital Funds Pty (Ltd) (Livestock Capital). Read our full warning here: ow.ly/7KLg50MITsY #ScamWatch #ConsumerProtection

@mayaonmoney @sanlam Insurance from Santam. #insurersfailtourism

Survey by @sanlam found, unsurprisingly, that most people would advise their younger self to ‘think of money as an asset to grow, not a luxury to spend’. My question is this: What would you advise your younger self NOT to buy that should have gone to investing instead?

@mayaonmoney @sanlam Like insurance companies. #insurersfailtourism

Tomorrow @sanlam is doing a media launch in the metaverse. Will be interesting to see how it all works. Sometimes I find tech doesn't quite live up to its promises...

@wendyknowler @AntonVelleman @Arfness The same Advertising Regulatory Board that told me @santaminsurance tagline "good and proper" is fine because it's inspirational not factual after Santam refuses to honor covid19 business interruption claims? #insurersfailtourism

@AntonVelleman @Arfness Definitely one for the Advertising Regulatory Board.

Listening to @wendyknowler talking about Vodacom's change of terms on 'uncapped' data contracts to introduce a hard cap. Wendy: Why call it uncapped? Vodacom: For people that don't reach the cap it will seem uncapped. People that are alive don't think they're dead either.

@fscasouthafrica Any restitution for policyholders betrayed by insurance companies who refused to honor covid19 related business Interruption claims? #notgoodandproper #insurersfailtourism #santaminsurance

Do you have any objections in respect of the restitution principle and calculation of the reclaim value? Download and Read for more information bit.ly/UnclaimedAsset… #unclaimedassets #unclaimedbenefits

@fscasouthafrica @TheACFE What do you call it when insurance companies sell policies they never intended to honor? #notgoodandproper #insurersfailtourism #santaminsurance

As part of our ongoing awareness for International #fraudweek, we take a brief look at the age-old question - "Why do people commit fraud"?

@fscasouthafrica And corporate fraud? When insurance companies sell policies they never intended to honor. #notgoodandproper #insurersfailtourism #santaminsurance

Every November, hundreds of organisations worldwide pledge to increase fraud awareness in their workplaces and communities. Therefore, this week we pledge to continue to raise awareness, but firstly, we need to understand what constitutes occupational fraud.

@fscasouthafrica Do these values include holding insurance companies who refused to honor covid19 related business Interruption claims to account? #notgoodandproper #insurersfailtourism #santaminsurance

#IAMFSCA Earlier this week, the FSCA officially launched our new organisational values. These values will guide each and every FSCA employee as we perform our duties and execute our mandate to the best of our abilities. #FSCAFriday

@fscasouthafrica And insurance companies that refused to honor covid19 related business Interruption claims? #notgoodandproper #insurersfailtourism #santaminsurance

#ScamWatch Crypto assets are an exciting yet complex financial instrument. Look out for scams & fraudsters, and be careful! Visit fscamymoney.co.za/Pages/Financia… for more info. #cryptoassets #crypto

@TBCZA Not forgetting how Santam et al let us down by refusing to honor covid19 related business Interruption claims. #insurersfailtourism #notgoodandproper

Our job at the #TBCSA is to showcase the above-stated importance of the #tourism sector and to lobby the government on interventions that we believe will help deliver the full economic and social impact of tourism.