Card Buzz

@ankitdewan amazon.in/dp/B0D73LWVF9 Got it around 33k last year.

Anyone using a robot vacuum cleaner? Looking for one with mopping. Please suggest a good & reliable model in the 20k - 30k range, and also share your experience. I am leaning towards the NARWAL Freo X Plus - comments welcome. P.S. Affiliate links NOT needed.

@UmeshMolleti @CardNiti @YourCardJourney Add ons are like another primary card. So directly apply another card ie. Imperial debit card from apply debit card section on the pnb one app.

@UmeshMolleti @CardNiti @YourCardJourney 1. Via Pnb one app 2. Add-ons are paid. DM me if you have further doubts

New Changes to the HDFC Regalia Gold Credit Card! HDFC is adding new travel perks but making domestic lounge access spend-based. Here is what you need to know: ✈️ NEW 'Boarding Edge' (May 15): Upload your boarding pass to SmartBuy for 2 perks/qtr (Uber airport transfers, Spa access, Hotel dining, or Room upgrades). 🛋️ Domestic Lounges (July 1): 3 visits/qtr only if you spend ₹60k+ in the previous quarter. (Int'l Priority Pass remains unchanged). 💎 Rewards: 5 RPs per ₹200 spent on eligible categories. Previously 4 RPs per ₹150 (not much diff on paper). 💳 Fees (May 15): 1.75% DCC markup added & ₹199 card replacement fee. Imo this doesn't effect me much but Im eager to try new "Boarding Edge". Wont call this a big Devaluation.

@skv8801 No, in this case you can add in same 3 existing accounts. Rupay allow adding multiple cards of different variant or bank

@cardzbuzz I have 3 canara select debit card,I have logged in them into 3 different accounts with 3 different numbers. If I get new pnb imperial tmmrow, Do I need to buy additional sim which would be 4th sim? Or can I adjust imperial dc in one of my canara rupay login ac.?

🚨 PNB RuPay Select Imperial Debit Card - hidden value monster? 👀💳 💰 ~ ₹52,500 per year (17.5k per card) Calculation per card/year below: Shopping/Health & Lifestyle Vouchers 💰 🛒 Bigbasket: ₹250 × 4 = ₹1,000 🛒 Decathlon: ₹500 × 4 = ₹2,000 🛒 Myntra: ₹500 × 4 = ₹2,000 🛒 Reliance Digital (Offline): ₹500 × 4 = ₹2,000 💍 Kalyan Jewellers: ₹2,000 × 2 = ₹4,000 🎬 OTT (Annual – choose 1) • Amazon Prime OR JioHotstar (~₹1,499 value) 💆‍♀️ SPA / Salon • 1 session per half-year (2/year) ₹1,500 × 2 = ₹3,000 🧬 Medical Check-up • Once/year (SRL Diagnostics / Thyrocare) • Assumed value: ₹1,000 💊 Apollo Pharmacy • ₹250 × 4 = ₹1,000/year 📌 Excludes lounge access, gym, BookMyShow value in the above calculation 👀 📌 Based on current T&Cs DYOR Check 🧵or DM for more details.

@skv8801 Yes, need 3 accounts with diff email and no.

@cardzbuzz Hi, If i get 3 cards,Do I need to create 3 separate accounts with 3 different numbers in rupay select debit card website?

All 2x calculation needs to be fixed now. 😭🥺

Double win with HDFC 💳 Achieved ₹1L milestone on both Millennia credit cards ✅ + Unlocked spend-based offer on Infinia (Rs 1000) Free vouchers rolling in 💰

@thetrueccking @CardNiti @ankitdewan Congratulations 🎉

1000 followers. Can't express how happy I am to get to this spot. 6 months of creating this account and being verified, I genuinely thought I'd hit maybe 200 followers. But it's been surreal. Special thanks to folks that guided me a lot , especially @CardNiti @ankitdewan . Made a few friends as well along the way and found a new love in Starbucks thanks to @RushilM_ . Right now I'm team @bigulchugh for how easily bro does hits in Twitter. Also, special mention to @FinPaal bro for being the God of gold . This account also allowed to me get to know some amazing folks personally like @varunkrish and @nivasravi . The decision to create a twitter account has time and time proved to be so valuable for me. Thanks for the 1000 followers ! Next shutout at 5k followers.

@asraninikhil89 Mostly it is 1 year validity. Please DM

@cardzbuzz I want to confirm whether I have to redeem it within the next few days or if I can collate the vouchers for a year if validity is 1 year.

🚨 Calling all RuPay Select Debit Card users 💳 (BOB EMT/ PNB RuPay Select/Others) ⚠️ Check your gift voucher balances & expiries After my last post on PNB RuPay Select Imperial, I got tons of DMs asking: 👉 Voucher expiry? 👉 Can vouchers be clubbed? So here’s a single reference list 🧵👇 Bookmark this. Save this. ✅ Voucher Balance & Expiry Check Links: 🎬 Amazon Prime 🔗 amazonbalance.qwikcilver.com/en-gb/ewpc ⏳ Validity: 1 year 💍 Kalyan Jewellers • Codes starting with KGJ 🔗 gvhelpdesk.com ⏳ 6 months • Codes with numbers 🔗 kalyanjewellers.net/gift-card/publ… ⏳ 6 months ✅ Up to 20 vouchers can be clubbed 🧬 Thyrocare 📱 WhatsApp Support: +91 98706 66333 ⏳ 1 year 🏋️ Decathlon 🔗 woohoo.in/BALENQ ⏳ 1 year ✅ Can be added to wallet / clubbed 💊 Apollo Pharmacy 🔗 apollopharmacy.in/voucher-balance ⏳ 1 year 🛒 Blinkit 🔗 gvhelpdesk.com ⏳ 6 months 💄 Lakme Voucher 🔗 woohoo.in/BALENQ ⏳ 1 year ✅ Can be clubbed 🏃 Cult.fit 📱 Check validity directly in Cult App ⏳ 6 months 🛍️ Flipkart 🔗 woohoo.in/BALENQ ⏳ 1 year ✅ Can be added to wallet 🖥️ Reliance Digital 🔗 gvhelpdesk.com ⏳ 1 year ✅ Can be clubbed 📺 JioHotstar 🔗 gvhelpdesk.com ⏳ 6 months 🔍 General Rules 🔹 If gift card code starts with or contains “GYF” 👉 Check here: 🔗 gvhelpdesk.com 🔹 If gift card has a CODE + PIN 👉 Check here: 🔗 woohoo.in/BALENQ or pinelabs.com/terms-and-cond… ⚠️ Official RuPay note: Vouchers generated via RuPay Select are officially said to have 1-month validity ➡️ Advised to redeem ASAP 📌 Voucher partners change over time, so this list needs periodic updates. I’ll keep adding updates in replies. (Sharing for awareness, please verify once from official sources)

@asraninikhil89 Which voucher?

@cardzbuzz Bhai, it is showing error generating voucher status on the gyfr helpdesk website.

@SartanparaYash @HDFC_Bank 1 free night extra 😁

@cardzbuzz @HDFC_Bank Ah sad. Its against their own MITC, how much compensation did you get?

My @HDFC_Bank Marriott card renewal fees were charged on 24 November 2025 Paid in December and also did a transaction The Free Night award is not credited in my account yet Officially the wait should be 6 weeks but it's still not credited yet Anyone else facing the same?

Now Swiggy instamart also removed gift card

Platform that uses Jewellery mcc - Direct purchase Myntra/Swiggy instamart/Flipkart/Flipkart minutes Platform that doesn’t allow Gift card for Gold - Ajio/Bigbasket/TataCliq/Zepto/Myntra

💍 Since most online platforms are now switching MCC to Jewellery (5944/5094) for gold coin purchases, and limiting gift card options, it’s more important to hold cards that reward most spends, including jewellery. Here’s a consolidated cheat sheet for gold & jewellery spends: 🏆 High Reward Cards • HDFC Infinia ~3.33% reward rate • Diners Club Black Metal ~5.5% (4L/Quarter) • ICICI Emeralde Private Metal ~3% reward rate • HSBC Premier ~ 3% points (1L), ~6% value for Accor • YES Bank Marquee (Limit 5L spends) Online: ~4.5% Offline: ~2.25% • YES Bank Reserv (with subscription plan, 6L spends) Online: ~6% Offline: ~4.5% • Axis Olympus ~8% value (Accor) • Axis Horizon ~4% value via Accor • HDFC Regalia Gold - 1.33% base rewards (~2.67 for accor) Also have milestone benefits Brand-Specific Cards (Tanishq) • Tata Neu Infinity 5% NeuCoins at Tanishq (up to ₹18L spends) • SBI Titan Card 3% at Tanishq (₹25K quarterly cap) 📈 Milestone Optimization Cards • Amex Platinum Travel ~ 4% (7L spends) • Amex MRCC ~4–5% returns around ₹20K/month • Diners Club Black Metal - already covered above • Times Black ~2% base rewards + milestone bonus • BoB Eterna 0.75% base + milestone (up to ~1.75% on 5L) 💳 Cashback Options • Amazon Pay ICICI 1% unlimited cashback • HDFC Millennia ~2% cashback (1% base + 1% milestone on 1L) • SBI PhonePe Black ~1% (upto 2L spends) 📱UPI Option • YES Bank Kiwi Card ~4% rewards on UPI spends with milestones • BOB Eterna 0.75% base + milestone 1% • SBI Phonepe Black ~1% Note - Reward rate is based on the best redemption option 🧠 Optimization Tips ✔ Prefer cards that don’t exclude jewellery MCC (5944/5094), as when deals are posted by @FinPaal/ @ccg33k it gets OOS very soon😅 Where Magnus Burgundy/Atlas/SBI and Axis Cashback/Selfe(specific MCC) can also be used - ✔ Use Voucher wherever possible, like Kalyan/Tanishq store, Swiggy Instamart ✔ Some online merchants may still use a favorable MCC for most cards, like Ajio, Blinkit, Amazon ✔️Workaround for Myntra via Phone-pe Bookmark if you find it helpful. @SartanparaYash @CardNiti

@shiva1626 @bethalaluka @jassneetsingha @FinPaal You would be eligible for axis cashback as well, call them if needed.

Checked my pre approved offers of below Axis CC with fees. Anything worthy ? Axis Privilege - 1500 Rs Axis Horizon - 3000 Rs Axis Select - 3000 Rs Axis Rewards - 1000 Rs Axis Magnus - 12500 Rs Axis Neo - LTF Axis Myzone - LTF @bethalaluka @jassneetsingha @FinPaal @CardNiti

@Bansal_ig @ProfessorCardz @CardNiti @CardMavenIn @ccg33k @EvryPaisaMatter @imYadav31 @DealsDhamaka @BaluGorade @DoBaniye @FinPaal @bethalaluka DM

Can anyone help me to connect to any BOB card manager for applying BOB eterna through them, i am getting error on online website @ProfessorCardz @CardNiti @CardMavenIn @ccg33k @EvryPaisaMatter @imYadav31 @DealsDhamaka @BaluGorade @DoBaniye @FinPaal @bethalaluka

Infinia users ke beech khushi ki lehar

@SartanparaYash @AxisBank @AxisBankSupport @RBIsays @jagograhakjago @TRAI Pick up the call and ask the agent to put your number on DND. Works well for me.

Hey @AxisBank @AxisBankSupport STOP this bullshit, my wife checked for a pre-approved card once and decided to not get any card still you are SPAMMING multiple times per day using different numbers even after saying NO.