James Hall

Today at 35 years old, I sit at over £700k net worth. 10 years ago I was close to £0. Here are my 16 steps I've taken to get there. I hope they are helpful to someone ↓

@wealthby50 That should always be the goal. It’s mine too. Happy Friday!

Happy Friday! My portfolio motivates me. My kids motivate me even more. Both remind me why showing up every day matters. The goal isn’t just to build wealth. It’s to build a better future for the people I love. Hope you’ve all had a good week. What’s been your biggest win this week?

@Budgetdog_ I personally think the market is getting ahead of itself. And we don’t know what’s going to happen in the future. But again, what do I know. If you believe it, back it!

A $1.7+ trillion SpaceX valuation is a bet that: - Starlink becomes a global internet giant - Starship changes the economics of space - SpaceX becomes one of the largest cash-flow machines on Earth Is that realistic or is the market getting ahead of itself?👇🏼

@AcdntlyRetired Consistent, low maintenance habits. Get there money working for them by owning assets.

Most millionaires drive paid off cars. Most millionaires cook at home. Most millionaires spend intentionally. You've probably walked right past one today and never noticed.

@GrindeOptions 💯

I strongly believe that with will, determination and consistency, you can become wealthy in life.

@Jack4xb Nice one

A huge milestone reached I’ve been no stop looking to see if I’d reach it today 😅 a quarter of the way to £100k ! Next stop £30k 😆

100 new followers in the past couple of days — thank you! 🙏 For those who are new here, I’m James (@itsjameshall). I’m a 35-year-old dad of two young boys, based in the UK, and completely obsessed with building wealth. I share the exact systems, lessons, and tips I’ve learned on controlling spending, automating investing, and compounding money — all with the goal of helping others (especially young professionals) reach financial freedom faster… while still having fun along the way. I also write longer threads and a newsletter. If that sounds useful, you can sign up here: jameshall.kit.com/Excited to connect with more people on the same journey. Drop a reply and tell me a bit about you 👇 Looking forward to the journey ahead 🚀

@SanthanaAsh I invest£500 a month. Plus pension match and have overpaid mortgage and added to home equity every time I’ve moved house (twice)

@ItsJamesHall Well done! How much were you investing every month for the last 10 years to go from 0 to 700k! 🙌

Today at 35 years old, I sit at over £700k net worth. 10 years ago I was close to £0. Here are my 16 steps I've taken to get there. I hope they are helpful to someone ↓

@YSnytserev Just to top off that whole period

@ItsJamesHall Most people got a divorce during covid

One of the best financial decisions I've made: locking in a 10-year mortgage when rates were on the floor. It's still paying dividends, and will keep doing so for another 4 years. Base rate today: 3.75%. Mine: 2.24%. Sometimes the economy opens a door. Your job is just to walk through it. What's a financial decision you made years ago that's still paying off today?

@HarryUKISA Not gonna lie it’s been good to me

@ItsJamesHall Not jealous at all…

@grah_uk Let’s hope the base rate drops for you 🙏

@ItsJamesHall Only until March next year 😬

@EdmundAvalon Incredible. Nice one

@ItsJamesHall Accumulating Facebook stock throughout 2012 after their 'failed' IPO at an average of $26. Was $577 at tonight's close, in case you're wondering.

@ClarkDez Nice one👌

@ItsJamesHall Not quite as good but paid a chunk to get out of a mortgage with 9 months to run to get a 10 year at 3.05% during the Truss debacle.

@Hoggy01 Beauty

@ItsJamesHall 2.4% until 2032

@BlauveltCap You can do, it’s your choice

@ItsJamesHall I nearly did the opposite of everything you said…

@Craig_invests I currently use my own through spreadsheets. Looking to build some more intuitive ones to help though…

@ItsJamesHall Do you recommend a specific tracker?

@ncsmokymtns Fixed

@ItsJamesHall ARM?

@Shumba213 It’s a start

@ItsJamesHall Is that a lot of money?

@United_Theory Mines with Accord mortgages (part of YBS)

@ItsJamesHall Which provider?

@ShiftToFreedomX Thanks, Drew

@ItsJamesHall Wow amazing net worth! Well done

@tocrno @Gltchdctr We don’t suffer. It’s also tax and maintenance on top. Would rather put that money to work.

@ItsJamesHall @Gltchdctr Wait what? You can get a Ford fiesta for £2k and stop suffering with 1 car