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NHS MADE A WOMAN PARALYSED FROM THE NECK DOWN WHO COULDN'T SPEAK PAY NEARLY £1 MILLION IN FEES AND LIQUIDATE THE ENTIRETY OF HER ASSETS THEN THEY FORGED THE PAPERWORK TO COVER IT UP.
Paul Culliford @RealPLC contacted me directly this week. He sent me a 95-page fraud report, a @PrivateEyeNews article, and documents I have now read in full. I am writing this because what he shared is genuine, evidenced, and needs to be seen by more people.
Valerie Culliford had a stroke in 1987 at age 47. She was left paralysed from the neck down with locked-in syndrome. She could communicate only by blinking. Her condition never changed. Not once. Not in 23 years.
Under @NHS legislation she was entitled to full Continuing Healthcare funding from the moment she entered a nursing home in 1989. The NHS knew this. They assessed her in 2009, found her eligible, and confirmed in writing that her condition had been unchanged since admission.
The family spent £835,000 of their own money on her care. When the estate ran dry and Paul told the local authority he could no longer pay, the NHS suddenly found the money. For the last 14 months of her life.
Then Paul started asking questions.
What he found was not a bureaucratic failure. It was a coordinated operation. A fully completed 2014 assessment by two qualified nurse assessors found Valerie eligible for the entire period under review. That document was hidden. A deliberately stripped version with the recommendation removed was sent to her solicitors instead. When Paul tracked down the original, the CCG denied its existence. They kept denying it. Even under oath in the Central London County Court in 2018.
The assessment documents sent to NHS England for independent review had signatures forged onto them. A consultant who chaired multiple panels and signed key documents had not held a valid health professional registration since 2005. The panel she chaired was therefore invalid. Nobody flagged it.
@NHSEngland was told. The @NHSCFA was told. MPs were told. Accountable Officers were told High profile Non Executives were told. The case was reported in Private Eye. An independent review panel finally confirmed in 2022 that Valerie had always been eligible.
The @PHSOmbudsman is now sitting on the case. The NHSCFA has confirmed the full file has not provided to them by the ICB or NHS England
The fraud report was compiled by former Serious Organised Crime Agency manager Michael Randall of Fedora Investigations. I have read it. It is 95 pages of documented evidence, exhibits, metadata analysis, court transcripts, and emails from NHS officials discussing how to handle a man they knew was telling the truth.
This is not one rogue manager. This is institutional fraud sustained across multiple organisations over nearly two decades, with each layer of oversight choosing to look away.
Paul is not asking for sympathy. He is asking for full restitution and accountability for the individuals who held public roles and made the decisions that drove this. That fight is ongoing.
If you or someone you know has been through a CHC denial, especially one where assessments were reversed by non-clinical administrators, reach out to Paul directly.
The NHS rejects 75% of CHC applicants. Not all of those rejections are fraud. But some of them are exactly this.
Sources: Private Eye, November 2025 @PrivateEyeNews Fedora Investigations Report, shared directly by Paul Culliford

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